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Standard Premium Finance Holdings, Inc. (SPFX)

Standard Premium Finance Holdings, Inc. brought in $13.2M of revenue over the twelve months to June 30, 2026, up 8.4% from a year earlier. Net income was $1.4M, a net margin of 10.6%. Operating cash flow minus capital spending left $2.9M of free cash flow in fiscal 2025. At June 30, 2026 it held $20.7K in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 10, 2026.

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Price
$3.15
0.00% on the day · September 25, 2026
52-week range $1.50 to $3.25
Market cap
$9.2M
Revenue (last 12 months)
$13.2M
+8.4% year on year
Net margin
10.6%
P/E
10.9
on FY2025 diluted EPS

What Standard Premium Finance Holdings, Inc. does

Standard Premium Finance Holdings, Inc. is registered with the SEC under industry code SIC 6159 (Miscellaneous Business Credit Institution). Its shares trade on OTC under the ticker SPFX.

Revenue and profit by year

Revenue
FY21: $6.4M $6.4M FY21FY21: $7.7M $7.7M FY21FY22: $8.2M $8.2M FY22FY23: $9.7M $9.7M FY23FY24: $12.1M $12.1M FY24FY25: $12.5M $12.5M FY25
Net income
FY21: $687.4K $687.4K FY21FY21: $876.3K $876.3K FY21FY22: $806.1K $806.1K FY22FY23: $532.4K $532.4K FY23FY24: $980K $980K FY24FY25: $1.2M $1.2M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$12.5Mn/a$1.2M$0.29$2.9M
2024$12.1Mn/a$980K$0.24$1.8M
2023$9.7Mn/a$532.4K$0.13$2.6M
2022$8.2Mn/a$806.1K$0.21$1.6M
2021$7.7Mn/a$876.3K$0.28$2M
2021$6.4Mn/a$687.4Kn/a$1.3M

Full financial statements: income, balance sheet and cash flow

Next report expected around November 11, 2026.

Estimated from its filing rhythm: 52 weeks after its report of November 12, 2025. Not a date the company has announced. See the report calendar

Where SPFX ranks in Finance

Revenue$12.5M
#447 of 536 in Finance · Bottom 17%
Revenue growth+2.7%
#360 of 479 in Finance · Bottom 25%
Net margin9.7%
#272 of 483 in Finance · Bottom 44%
Free cash flow margin22.9%
#126 of 338 in Finance · Top 37%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Latest SEC filings

What Standard Premium Finance Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 10, 2026
    Quarterly report 10-Q · period to June 30, 2026Revenue rose 11% to $3.5M versus the same quarter last year; diluted EPS $0.10 versus $0.06.
  2. July 21, 2026
  3. June 16, 2026
  4. May 11, 2026
    Quarterly report 10-Q · period to March 31, 2026Revenue rose 15% to $3.3M versus the same quarter last year; diluted EPS $0.10 versus $0.08.
  5. April 28, 2026
  6. April 20, 2026
  7. April 20, 2026
  8. April 3, 2026
  9. March 31, 2026
  10. March 20, 2026
    Annual report 10-K · period to December 31, 2025Revenue rose 2.7% to $12.5M versus the prior year; diluted EPS $0.29 versus $0.24.

Recent insider filings (Forms 3, 4 and 144): 10, the latest on May 29, 2026. Insider transactions on SEC

What is SPFX worth? A DCF from its reported cash flow

Insider trades

What the people running Standard Premium Finance Holdings, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days
DateInsiderWhatSharesPriceValueFiling
May 28, 2026 Hoechner Carl ChristianDirector Bought 100 $2.13 $213 Form 4
May 22, 2026 Hoechner Carl ChristianDirector Bought 38 $2.00 $76 Form 4
May 21, 2026 Hoechner Carl ChristianDirector Bought 300 $2.25 $675 Form 4
December 10, 2025 Koppelmann WilliamCEO, Director, 10% owner Bought 1,000 $1.91 $1.9K Form 4
November 25, 2025 Hoechner Carl ChristianDirector Bought 100 $1.95 $195 Form 4
November 21, 2025 Krogol BrianCFO, Director Bought 1,120 $2.29 $2.6K Form 4
November 18, 2025 Hoechner Carl ChristianDirector Bought 100 $2.25 $225 Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns SPFX

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

We have not read this company's Schedule 13D and 13G filings yet.

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

3 insiders reported holding 1,068,613 shares in total, about $3.4M at the last price.

HolderSharesAs of
Koppelmann WilliamCEO, Director, 10% owner 807,155 December 10, 2025
Hoechner Carl ChristianDirector 172,738 May 28, 2026
Krogol BrianCFO, Director 88,720 November 21, 2025

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about SPFX

What does Standard Premium Finance Holdings, Inc. do?

Standard Premium Finance Holdings, Inc. is registered with the SEC under industry code SIC 6159 (Miscellaneous Business Credit Institution). Its shares trade on OTC under the ticker SPFX.

Is Standard Premium Finance Holdings, Inc. profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $1.4M on revenue of $13.2M, a net margin of 10.6%.

How much revenue does Standard Premium Finance Holdings, Inc. make?

Over the twelve months to June 30, 2026 Standard Premium Finance Holdings, Inc. reported revenue of $13.2M. That is 8.4% more than a year earlier.

When did Standard Premium Finance Holdings, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 10, 2026. It covers the period to June 30, 2026.

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Where the numbers come from

Financial figures are the values Standard Premium Finance Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.