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Principal Financial vs Unum: revenue, profit, margins and growth compared

Principal Financial brought in $15.6B of revenue in fiscal 2025, Unum $13.1B in fiscal 2025. Revenue changed by -3.1% at Principal Financial and +1.5% at Unum on the year before, so Unum grew faster. Principal Financial kept 7.6% of its revenue as net profit, Unum 5.6%.

Side by side, latest fiscal year

PFGUNM
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$15.6B$13.1B
Revenue growth-3.1%+1.5%
Net income$1.2B$738.5M
Net margin7.6%5.6%
Free cash flown/a$555.4M
Free cash flow marginn/a4.2%
Earnings per share (diluted)$5.25$4.27
Cash$4.4B$158.2M
Debt$3.9B$3.8B
Price to earnings21.921.6
Market value$24.6B$14.6B
Dividend yield2.68%1.91%
Rank by revenue in sector#41 of 444 · Finance#52 of 444 · Finance

Over the years

Revenue
PFG FY2018: $14.2BPFG FY2019: $16.2BPFG FY2020: $14.7BPFG FY2021: $14.4BPFG FY2022: $17.5BPFG FY2023: $13.7BPFG FY2024: $16.1BPFG FY2025: $15.6BUNM FY2018: $11.6BUNM FY2019: $12BUNM FY2020: $13.2BUNM FY2021: $12BUNM FY2022: $12BUNM FY2023: $12.4BUNM FY2024: $12.9BUNM FY2025: $13.1BFY18FY19FY20FY21FY22FY23FY24FY25
PFG $15.6BUNM $13.1B
Net income
PFG FY2018: $1.5BPFG FY2019: $1.4BPFG FY2020: $1.4BPFG FY2021: $1.6BPFG FY2022: $4.8BPFG FY2023: $623.2MPFG FY2024: $1.6BPFG FY2025: $1.2BUNM FY2018: $523.4MUNM FY2019: $1.1BUNM FY2020: $793MUNM FY2021: $981MUNM FY2022: $1.4BUNM FY2023: $1.3BUNM FY2024: $1.8BUNM FY2025: $738.5MFY18FY19FY20FY21FY22FY23FY24FY25
PFG $1.2BUNM $738.5M
Net margin
PFG FY2018: 10.9%PFG FY2019: 8.6%PFG FY2020: 9.5%PFG FY2021: 11.0%PFG FY2022: 27.1%PFG FY2023: 4.6%PFG FY2024: 9.7%PFG FY2025: 7.6%UNM FY2018: 4.5%UNM FY2019: 9.2%UNM FY2020: 6.0%UNM FY2021: 8.2%UNM FY2022: 11.7%UNM FY2023: 10.4%UNM FY2024: 13.8%UNM FY2025: 5.6%FY18FY19FY20FY21FY22FY23FY24FY25
PFG 7.6%UNM 5.6%
Revenue growth
PFG FY2019: +13.9%PFG FY2020: -9.1%PFG FY2021: -2.1%PFG FY2022: +21.5%PFG FY2023: -22.1%PFG FY2024: +18.0%PFG FY2025: -3.1%UNM FY2019: +3.5%UNM FY2020: +9.7%UNM FY2021: -8.8%UNM FY2022: -0.2%UNM FY2023: +3.4%UNM FY2024: +4.0%UNM FY2025: +1.5%FY19FY20FY21FY22FY23FY24FY25
PFG -3.1%UNM +1.5%
Free cash flow
UNM FY2018: $1.4BUNM FY2019: $1.5BUNM FY2020: $350.2MUNM FY2021: $1.3BUNM FY2022: $1.3BUNM FY2023: $1.1BUNM FY2024: $1.4BUNM FY2025: $555.4MFY18FY19FY20FY21FY22FY23FY24FY25
PFGUNM $555.4M

Fiscal years as each company reports them; the two may end in different months.

Questions about Principal Financial and Unum

Which is bigger by revenue, Principal Financial or Unum?

Principal Financial is bigger by revenue: $15.6B in fiscal 2025, against $13.1B for Unum in fiscal 2025.

Which keeps more of its revenue as profit, Principal Financial or Unum?

Principal Financial had a net margin of 7.6% in fiscal 2025; Unum had 5.6% in fiscal 2025.

Which grew revenue faster, Principal Financial or Unum?

In their latest fiscal years revenue changed by -3.1% at Principal Financial and +1.5% at Unum.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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