Unum Group (UNM)
Unum Group brought in $12.5B of revenue over the twelve months to September 30, 2026, down 4.2% from a year earlier. Net income was $243.3M, a net margin of 1.9%. Operating cash flow minus capital spending left $555.4M of free cash flow in fiscal 2025. At September 30, 2026 it held $279.9M in cash against $3.8B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Unum Group
- Net worth
- Unum Group has a market value (market cap) of $12.9B at the latest share price, and shareholders' equity of $10.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $13.1B (+1.5% year on year), with net income of $738.5M. Over the 12 months to September 30, 2026: revenue $12.5B, net income $243.3M.
- Cash flow
- In fiscal 2025 operations brought in $687.7M of cash; after $132.3M of capital spending, free cash flow was $555.4M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Unum Group's next report is expected around February 4, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Unum Group paid dividends of $1.76 per share in fiscal 2025, a yield of 2.17% at the current price.
What Unum Group does
Unum Group is registered with the SEC under industry code SIC 6321 (Accident & Health Insurance). Its shares trade on NYSE under the ticker UNM.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $13.1B | $738.5M | $4.27 | $555.4M |
| 2024 | $12.9B | $1.8B | $9.46 | $1.4B |
| 2023 | $12.4B | $1.3B | $6.50 | $1.1B |
| 2022 | $12B | $1.4B | $6.96 | $1.3B |
| 2021 | $12B | $981M | $4.79 | $1.3B |
| 2020 | $13.2B | $793M | $4.64 | $350.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where UNM ranks in Finance
Dividends
Unum Group paid $1.76 per share in fiscal 2025. At the current price that is a yield of 2.17%. It paid out $306.2M in cash dividends, 41% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.76 | $306.2M | 41% |
| 2024 | $1.57 | $296.5M | 17% |
| 2023 | $1.39 | $277.1M | 22% |
| 2022 | $1.26 | $254.2M | 18% |
| 2021 | $1.17 | $239.4M | 24% |
| 2020 | $1.14 | $231.9M | 29% |
Latest SEC filings
What Unum Group has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 25% to $2.5B versus the same quarter last year; diluted EPS -$2.65 versus $0.23.
- November 3, 2026
- August 26, 2026Other event 8-K
- July 29, 2026Quarterly report 10-Q · period to June 30, 2026Revenue was flat at $3.4B versus the same quarter last year; diluted EPS $1.61 versus $1.92.
- July 28, 2026
- July 6, 2026
- July 1, 2026Other event 8-K
- May 22, 2026
- May 21, 2026Other event 8-K
- May 11, 2026Passive stake changed SCHEDULE 13G/A
What is UNM worth? A DCF from its reported cash flow
Insider trades
What the people running Unum Group did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $988.4K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 10, 2026 | Keaney Timothy FDirector | Sold | 4,300 | $404.3K |
| September 10, 2026 | Rice Walter Lynn JRSVP, Chief Accounting Officer | Sold | 2,188 | $206.4K |
| September 10, 2026 | Rice Walter Lynn JRSVP, Chief Accounting Officer | Gave as a gift | 239 | - |
| September 9, 2026 | Iglesias Lisa GEVP, General Counsel | Sold | 4,000 | $377.7K |
| July 31, 2026 | Walker Andrew DEVP, Chief Cust. Ops. Officer | Shares withheld for tax | 1,819 | $156.6K |
| May 26, 2026 | Matus Kristi AnnDirector | Received as pay | 2,191 | - |
| May 26, 2026 | Kabat Kevin TDirector | Received as pay | 2,191 | - |
| May 26, 2026 | Kabat Kevin TDirector | Received as pay | 1,333 | - |
Who owns UNM
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Norges Bank13G, passive | 9.03% | May 11, 2026 |
| Vanguard Portfolio Management13G, passive | 5.72% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 761 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 17,994,655 | -237,849 |
| Norges Bank | 13,256,645 | new |
| Vanguard Portfolio Management LLC | 8,587,898 | -751,504 |
| Fmr LLC | 7,737,197 | +527,956 |
| Vanguard Capital Management LLC | 6,804,023 | -137,437 |
| State Street Corp | 5,069,408 | -78,017 |
| Dimensional Fund Advisors LP | 4,137,367 | +52,985 |
| Morgan Stanley | 3,249,453 | -85,022 |
| Geode Capital Management, LLC | 3,120,361 | -203,536 |
| Aqr Capital Management LLC | 2,988,552 | +1,080,525 |
| Goldman Sachs Group Inc | 1,916,545 | +334,817 |
| First Trust Advisors LP | 1,899,262 | -1,348,678 |
| Qube Research & Technologies Ltd | 1,887,949 | +1,025,282 |
| Nuveen, LLC | 1,762,384 | +577,788 |
| Two Sigma Investments, LP | 1,759,799 | +235,071 |
| Northern Trust Corp | 1,699,338 | -25,514 |
| Woodline Partners LP | 1,665,459 | -166,484 |
| Arrowstreet Capital, Limited Partnership | 1,503,280 | +871,586 |
| Millennium Management LLC | 1,383,673 | -294,959 |
| Victory Capital Management Inc | 1,378,987 | -267,201 |
Insiders
20 insiders reported holding 1,816,918 shares in total, about $147.6M at the last price.
| Holder | Shares |
|---|---|
| McKenney Richard PPresident and CEO, Director | 940,438 |
| Kabat Kevin TDirector | 127,330 |
| Zabel Steven AndrewEVP, Chief Financial Officer | 122,794 |
| Echevarria JosephDirector | 102,090 |
| Cross Susan LeeDirector | 66,185 |
| Arnold Timothy GeraldEVP, VB & President, Colonial | 58,508 |
| Pyne Christopher WEVP, Group Benefits | 52,268 |
| O Hanley Ronald PDirector | 47,534 |
| Egan CynthiaDirector | 45,037 |
| Ahmed Elizabeth ClaireEVP, People & Communications | 42,587 |
Questions about UNM
What does Unum Group do?
Unum Group is a company in the Finance sector, listed on NYSE as UNM. Its shares trade on NYSE under the ticker UNM.
What is Unum Group's net worth?
Unum Group has a market value (market cap) of $12.9B at the latest share price, and shareholders' equity of $10.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Unum Group profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $243.3M on revenue of $12.5B, a net margin of 1.9%.
How much revenue does Unum Group make?
Over the twelve months to September 30, 2026 Unum Group reported revenue of $12.5B. That is 4.2% less than a year earlier.
When did Unum Group last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is Unum Group's next earnings report?
Unum Group's next report is expected around February 4, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Unum Group pay a dividend?
Yes. Unum Group paid dividends of $1.76 per share in fiscal 2025, a yield of 2.17% at the current price.
Similar companies
Compare UNM with
Follow UNM
Get an email when Unum Group files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Unum Group tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.