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CNO Financial vs Unum: revenue, profit, margins and growth compared

CNO Financial brought in $4.5B of revenue in fiscal 2025, Unum $13.1B in fiscal 2025. Revenue changed by +0.9% at CNO Financial and +1.5% at Unum on the year before, so Unum grew faster. CNO Financial kept 5.1% of its revenue as net profit, Unum 5.6%.

Side by side, latest fiscal year

CNOUNM
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$4.5B$13.1B
Revenue growth+0.9%+1.5%
Net income$229.3M$738.5M
Net margin5.1%5.6%
Free cash flown/a$555.4M
Free cash flow marginn/a4.2%
Earnings per share (diluted)$2.30$4.27
Cash$983.5M$158.2M
Debtn/a$3.8B
Price to earnings23.521.6
Market value$5B$14.6B
Dividend yield1.24%1.91%
Rank by revenue in sector#103 of 444 · Finance#52 of 444 · Finance

Over the years

Revenue
CNO FY2018: $4.3BCNO FY2019: $4BCNO FY2020: $3.8BCNO FY2021: $4.1BCNO FY2022: $3.6BCNO FY2023: $4.1BCNO FY2024: $4.4BCNO FY2025: $4.5BUNM FY2018: $11.6BUNM FY2019: $12BUNM FY2020: $13.2BUNM FY2021: $12BUNM FY2022: $12BUNM FY2023: $12.4BUNM FY2024: $12.9BUNM FY2025: $13.1BFY18FY19FY20FY21FY22FY23FY24FY25
CNO $4.5BUNM $13.1B
Net income
CNO FY2018: -$315MCNO FY2019: $409.4MCNO FY2020: $301.8MCNO FY2021: $570.3MCNO FY2022: $630.6MCNO FY2023: $276.5MCNO FY2024: $420.8MCNO FY2025: $229.3MUNM FY2018: $523.4MUNM FY2019: $1.1BUNM FY2020: $793MUNM FY2021: $981MUNM FY2022: $1.4BUNM FY2023: $1.3BUNM FY2024: $1.8BUNM FY2025: $738.5MFY18FY19FY20FY21FY22FY23FY24FY25
CNO $229.3MUNM $738.5M
Net margin
CNO FY2018: -7.3%CNO FY2019: 10.2%CNO FY2020: 7.9%CNO FY2021: 13.8%CNO FY2022: 17.6%CNO FY2023: 6.7%CNO FY2024: 9.5%CNO FY2025: 5.1%UNM FY2018: 4.5%UNM FY2019: 9.2%UNM FY2020: 6.0%UNM FY2021: 8.2%UNM FY2022: 11.7%UNM FY2023: 10.4%UNM FY2024: 13.8%UNM FY2025: 5.6%FY18FY19FY20FY21FY22FY23FY24FY25
CNO 5.1%UNM 5.6%
Revenue growth
CNO FY2019: -6.9%CNO FY2020: -4.8%CNO FY2021: +7.9%CNO FY2022: -13.2%CNO FY2023: +15.9%CNO FY2024: +7.3%CNO FY2025: +0.9%UNM FY2019: +3.5%UNM FY2020: +9.7%UNM FY2021: -8.8%UNM FY2022: -0.2%UNM FY2023: +3.4%UNM FY2024: +4.0%UNM FY2025: +1.5%FY19FY20FY21FY22FY23FY24FY25
CNO +0.9%UNM +1.5%
Free cash flow
UNM FY2018: $1.4BUNM FY2019: $1.5BUNM FY2020: $350.2MUNM FY2021: $1.3BUNM FY2022: $1.3BUNM FY2023: $1.1BUNM FY2024: $1.4BUNM FY2025: $555.4MFY18FY19FY20FY21FY22FY23FY24FY25
CNOUNM $555.4M

Fiscal years as each company reports them; the two may end in different months.

Questions about CNO Financial and Unum

Which is bigger by revenue, CNO Financial or Unum?

Unum is bigger by revenue: $13.1B in fiscal 2025, against $4.5B for CNO Financial in fiscal 2025.

Which keeps more of its revenue as profit, CNO Financial or Unum?

CNO Financial had a net margin of 5.1% in fiscal 2025; Unum had 5.6% in fiscal 2025.

Which grew revenue faster, CNO Financial or Unum?

In their latest fiscal years revenue changed by +0.9% at CNO Financial and +1.5% at Unum.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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