Invesaro

Stocks Comparison

Aflac vs Unum: revenue, profit, margins and growth compared

Aflac brought in $17.2B of revenue in fiscal 2025, Unum $13.1B in fiscal 2025. Revenue changed by -9.3% at Aflac and +1.5% at Unum on the year before, so Unum grew faster. Aflac kept 21.2% of its revenue as net profit, Unum 5.6%.

Side by side, latest fiscal year

AFLUNM
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$17.2B$13.1B
Revenue growth-9.3%+1.5%
Net income$3.6B$738.5M
Net margin21.2%5.6%
Free cash flown/a$555.4M
Free cash flow marginn/a4.2%
Earnings per share (diluted)$6.82$4.27
Cash$6.2B$158.2M
Debt$8.4B$3.8B
Price to earnings16.721.6
Market value$57B$14.6B
Dividend yield2.07%1.91%
Rank by revenue in sector#38 of 444 · Finance#52 of 444 · Finance

Over the years

Revenue
AFL FY2018: $21.8BAFL FY2019: $22.3BAFL FY2020: $22.1BAFL FY2021: $21.6BAFL FY2022: $19.1BAFL FY2023: $18.7BAFL FY2024: $18.9BAFL FY2025: $17.2BUNM FY2018: $11.6BUNM FY2019: $12BUNM FY2020: $13.2BUNM FY2021: $12BUNM FY2022: $12BUNM FY2023: $12.4BUNM FY2024: $12.9BUNM FY2025: $13.1BFY18FY19FY20FY21FY22FY23FY24FY25
AFL $17.2BUNM $13.1B
Net income
AFL FY2018: $2.9BAFL FY2019: $3.3BAFL FY2020: $4.8BAFL FY2021: $4.2BAFL FY2022: $4.4BAFL FY2023: $4.7BAFL FY2024: $5.4BAFL FY2025: $3.6BUNM FY2018: $523.4MUNM FY2019: $1.1BUNM FY2020: $793MUNM FY2021: $981MUNM FY2022: $1.4BUNM FY2023: $1.3BUNM FY2024: $1.8BUNM FY2025: $738.5MFY18FY19FY20FY21FY22FY23FY24FY25
AFL $3.6BUNM $738.5M
Net margin
AFL FY2018: 13.4%AFL FY2019: 14.8%AFL FY2020: 21.6%AFL FY2021: 19.6%AFL FY2022: 23.1%AFL FY2023: 24.9%AFL FY2024: 28.8%AFL FY2025: 21.2%UNM FY2018: 4.5%UNM FY2019: 9.2%UNM FY2020: 6.0%UNM FY2021: 8.2%UNM FY2022: 11.7%UNM FY2023: 10.4%UNM FY2024: 13.8%UNM FY2025: 5.6%FY18FY19FY20FY21FY22FY23FY24FY25
AFL 21.2%UNM 5.6%
Revenue growth
AFL FY2019: +2.5%AFL FY2020: -0.7%AFL FY2021: -2.7%AFL FY2022: -11.2%AFL FY2023: -2.3%AFL FY2024: +1.2%AFL FY2025: -9.3%UNM FY2019: +3.5%UNM FY2020: +9.7%UNM FY2021: -8.8%UNM FY2022: -0.2%UNM FY2023: +3.4%UNM FY2024: +4.0%UNM FY2025: +1.5%FY19FY20FY21FY22FY23FY24FY25
AFL -9.3%UNM +1.5%
Free cash flow
UNM FY2018: $1.4BUNM FY2019: $1.5BUNM FY2020: $350.2MUNM FY2021: $1.3BUNM FY2022: $1.3BUNM FY2023: $1.1BUNM FY2024: $1.4BUNM FY2025: $555.4MFY18FY19FY20FY21FY22FY23FY24FY25
AFLUNM $555.4M

Fiscal years as each company reports them; the two may end in different months.

Questions about Aflac and Unum

Which is bigger by revenue, Aflac or Unum?

Aflac is bigger by revenue: $17.2B in fiscal 2025, against $13.1B for Unum in fiscal 2025.

Which keeps more of its revenue as profit, Aflac or Unum?

Aflac had a net margin of 21.2% in fiscal 2025; Unum had 5.6% in fiscal 2025.

Which grew revenue faster, Aflac or Unum?

In their latest fiscal years revenue changed by -9.3% at Aflac and +1.5% at Unum.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

More comparisons

Compare more companies