Credit Acceptance vs World Acceptance: revenue, profit, margins and growth compared
Credit Acceptance brought in $2.3B of revenue in fiscal 2025, World Acceptance $585.2M in fiscal 2026. Revenue changed by +7.2% at Credit Acceptance and +3.7% at World Acceptance on the year before, so Credit Acceptance grew faster. Credit Acceptance kept 18.3% of its revenue as net profit, World Acceptance 5.9%. Free cash flow was $1.1B at Credit Acceptance and $255.5M at World Acceptance.
Fiscal years as each company reports them; the two may end in different months.
Questions about Credit Acceptance and World Acceptance
Which is bigger by revenue, Credit Acceptance or World Acceptance?
Credit Acceptance is bigger by revenue: $2.3B in fiscal 2025, against $585.2M for World Acceptance in fiscal 2026.
Which keeps more of its revenue as profit, Credit Acceptance or World Acceptance?
Credit Acceptance had a net margin of 18.3% in fiscal 2025; World Acceptance had 5.9% in fiscal 2026.
Which grew revenue faster, Credit Acceptance or World Acceptance?
In their latest fiscal years revenue changed by +7.2% at Credit Acceptance and +3.7% at World Acceptance.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.