World Acceptance Corp (WRLD)
World Acceptance Corp brought in $596M of revenue over the twelve months to September 30, 2026, up 4.5% from a year earlier. Net income was $49.5M, a net margin of 8.3%. Operating cash flow minus capital spending left $255.5M of free cash flow in fiscal 2026. At September 30, 2026 it held $8.3M in cash against $592.1M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 9, 2026.
Key facts about World Acceptance Corp
- Net worth
- World Acceptance Corp has a market value (market cap) of $657.5M at the latest share price, and shareholders' equity of $348.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2026 revenue was $585.2M (+3.7% year on year), with net income of $34.6M. Over the 12 months to September 30, 2026: revenue $596M, net income $49.5M.
- Cash flow
- In fiscal 2026 operations brought in $259.4M of cash; after $3.9M of capital spending, free cash flow was $255.5M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 9, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- World Acceptance Corp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What World Acceptance Corp does
World Acceptance Corp is registered with the SEC under industry code SIC 6141 (Personal Credit Institutions). Its shares trade on NASDAQ under the ticker WRLD.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $585.2M | $34.6M | $6.88 | $255.5M |
| 2025 | $564.2M | $89.2M | $16.21 | $250.5M |
| 2024 | $572.8M | $77M | $13.14 | $259.9M |
| 2023 | $616.5M | $21.2M | $3.60 | $285.7M |
| 2022 | $585.2M | $53.9M | $8.47 | $266.4M |
| 2021 | $528M | $88.3M | $13.23 | $215.3M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where WRLD ranks in Finance
Latest SEC filings
What World Acceptance Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 3.2% to $139.2M versus the same quarter last year; diluted EPS $1.92 versus -$0.33.
- October 30, 2026Activist stake changed SCHEDULE 13D/A
- October 23, 2026
- September 21, 2026Executive or director change8-KWorld Acceptance Corporation appointed John L. Calmes Jr. as President and Chief Executive Officer effective September 21, 2026.
- August 19, 2026
- August 18, 2026Activist stake changed SCHEDULE 13D/A
- August 13, 2026Other event 8-K
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 4.8% to $139.2M versus the same quarter last year; diluted EPS $1.33 versus $0.30.
- July 24, 2026
- July 22, 2026Proxy statement DEF 14A
What is WRLD worth? A DCF from its reported cash flow
Insider trades
What the people running World Acceptance Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $40.7M worth of shares in the last 90 days and bought none on the open market. 0% of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Smith Thomas W10% owner | Gave as a giftindirect | 24,000 | - |
| November 2, 2026 | Robinson Benjamin E IIIDirector | Soldpre-planned (10b5-1) | 90 | $14.9K |
| October 29, 2026 | Bramlett Ken R JrDirector | Sold | 1,872 | $330.2K |
| October 29, 2026 | Bramlett Ken R JrDirector | Sold | 1,224 | $216.8K |
| October 29, 2026 | Bramlett Ken R JrDirector | Sold | 701 | $124.8K |
| October 28, 2026 | Prescott General Partners LLC10% owner | Soldindirect | 88,324 | $15M |
| September 24, 2026 | Calmes John L JrSee remarks | Received as pay | 1,960 | - |
| August 14, 2026 | Prescott General Partners LLCDirector, 10% owner | Soldindirect | 72,460 | $13.6M |
Who owns WRLD
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Prescott General Partners LLC13D, may seek influence with 5 related filers | 26.6% | October 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 198 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Prescott General Partners LLC | 1,512,424 | 0 |
| BlackRock, Inc. | 447,231 | -5,180 |
| Dimensional Fund Advisors LP | 222,883 | -1,719 |
| Aqr Capital Management LLC | 201,263 | +46,297 |
| Jacobs Levy Equity Management, Inc | 113,086 | +48,205 |
| Vanguard Capital Management LLC | 111,615 | -6,749 |
| State Street Corp | 106,260 | -11,991 |
| Jpmorgan Chase & Co | 97,266 | +72,356 |
| Bnp Paribas Financial Markets | 95,846 | +72,756 |
| American Century Companies Inc | 92,361 | +3,246 |
| Charles Schwab Investment Management Inc | 71,447 | -7,057 |
| Smith Thomas W | 71,150 | -6,450 |
| Geode Capital Management, LLC | 70,506 | +2,904 |
| UBS Group AG | 66,887 | -66,582 |
| Citadel Advisors LLC | 60,059 | +54,254 |
| Vanguard Portfolio Management LLC | 57,819 | -45,116 |
| Northern Trust Corp | 50,158 | +1,333 |
| Allianz Asset Management GmbH | 45,624 | +4,741 |
| Millennium Management LLC | 45,588 | -47,098 |
| Renaissance Technologies LLC | 43,800 | -5,000 |
Insiders
14 insiders reported holding 1,458,430 shares in total, about $205.6M at the last price.
| Holder | Shares |
|---|---|
| Prescott General Partners LLC10% owner | 735,012735,012 held indirectly |
| Smith Thomas W10% owner | 459,000459,000 held indirectly |
| Prashad R ChadPresident and CEO, Director | 53,779 |
| Calmes John L JrSee remarks | 50,294 |
| Bramlett Ken R JrDirector | 28,408 |
| Umstetter Luke J.See remarks | 28,245 |
| Dyer Daniel ClintonSee remarks | 27,583 |
| Turner James TobinEVP, Chief Operating Officer | 16,255 |
| Caulder Alice LindsaySVP, Human Resources | 14,682 |
| McIntyre ScottSVP, Accounting | 14,660 |
Questions about WRLD
What does World Acceptance Corp do?
World Acceptance Corp is a company in the Finance sector, listed on NASDAQ as WRLD. Its shares trade on NASDAQ under the ticker WRLD.
What is World Acceptance Corp's net worth?
World Acceptance Corp has a market value (market cap) of $657.5M at the latest share price, and shareholders' equity of $348.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is World Acceptance Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $49.5M on revenue of $596M, a net margin of 8.3%.
How much revenue does World Acceptance Corp make?
Over the twelve months to September 30, 2026 World Acceptance Corp reported revenue of $596M. That is 4.5% more than a year earlier.
When did World Acceptance Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 9, 2026. It covers the period to September 30, 2026.
When is World Acceptance Corp's next earnings report?
World Acceptance Corp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values World Acceptance Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.