Atlanticus Holdings Corp (ATLC)
Atlanticus Holdings Corp brought in $2.9B of revenue over the twelve months to September 30, 2026, up 86.6% from a year earlier. Net income was $224.4M, a net margin of 7.6%. At September 30, 2026 it held $600.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Atlanticus Holdings Corp
- Net worth
- Atlanticus Holdings Corp has a market value (market cap) of $1.2B at the latest share price, and shareholders' equity of $811.9M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $2B (+50.1% year on year), with net income of $122.2M. Over the 12 months to September 30, 2026: revenue $2.9B, net income $224.4M.
- Cash flow
- In fiscal 2025 operations brought in $638M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Atlanticus Holdings Corp's next report is expected around March 11, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Atlanticus Holdings Corp does
Atlanticus Holdings Corp is registered with the SEC under industry code SIC 6141 (Personal Credit Institutions). Its shares trade on NASDAQ under the ticker ATLC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $2B | $122.2M | $5.96 | n/a |
| 2024 | $1.3B | $111.3M | $4.77 | n/a |
| 2023 | $1.2B | $102.8M | $4.24 | n/a |
| 2022 | $1B | $135.6M | $5.83 | n/a |
| 2021 | $748.1M | $177.9M | $7.56 | n/a |
| 2020 | $563.4M | $94.1M | $3.95 | $212M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where ATLC ranks in Finance
Latest SEC filings
What Atlanticus Holdings Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 60% to $775.8M versus the same quarter last year; diluted EPS $4.87 versus $1.21.
- October 6, 2026Other event 8-K
- September 17, 2026Other event 8-K
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 89% to $744.3M versus the same quarter last year; diluted EPS $2.50 versus $1.51.
- July 6, 2026Activist stake changed SCHEDULE 13D/A
- May 15, 2026Passive stake (5% or more) SCHEDULE 13G
- May 13, 2026
- May 7, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 97% to $679.6M versus the same quarter last year; diluted EPS $2.23 versus $1.49.
- April 10, 2026
Insider trades
What the people running Atlanticus Holdings Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 1 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 14, 2026 | Saunders MitchellChief Accounting Officer | Gave as a gift | 1,500 | - |
| July 1, 2026 | Hanna David GExecutive Chairman, Director, 10% owner | Sold | 15,676 | $1.6M |
| July 1, 2026 | Hanna Frank J III10% owner | Soldindirect | 15,676 | $1.6M |
| June 30, 2026 | Howard Jeffrey A.President & CEO, Director | Sold | 10,000 | $1M |
| June 30, 2026 | McCamey WilliamChief Financial Officer | Sold | 10,000 | $1M |
| June 30, 2026 | Hanna David GExecutive Chairman, Director, 10% owner | Sold | 8,319 | $857.5K |
| June 30, 2026 | Hanna Frank J III10% owner | Soldindirect | 8,319 | $857.5K |
| June 29, 2026 | Saunders MitchellChief Accounting Officer | Sold | 10,000 | $1M |
Who owns ATLC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Hanna David G13D, may seek influence with 4 related filers | 42.1% | July 6, 2026 |
| Hanna Sally R13D, may seek influence with 4 related filers | 26.4% | December 20, 2024 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 148 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Wellington Management Group Llp | 522,642 | -232,316 |
| Dimensional Fund Advisors LP | 454,394 | -68,151 |
| BlackRock, Inc. | 425,768 | -4,399 |
| Vanguard Capital Management LLC | 235,886 | +605 |
| American Century Companies Inc | 221,049 | +35,958 |
| Geode Capital Management, LLC | 143,886 | +791 |
| HB Wealth Management, LLC | 118,939 | +151 |
| Arrowstreet Capital, Limited Partnership | 117,995 | +88,942 |
| State Street Corp | 117,936 | +2,057 |
| Bridgeway Capital Management, LLC | 99,601 | -21,802 |
| Renaissance Technologies LLC | 92,158 | -23,400 |
| Philadelphia Financial Management of San Francisco, LLC | 89,597 | new |
| Empowered Funds, LLC | 71,255 | +1,946 |
| Charles Schwab Investment Management Inc | 66,273 | +2,588 |
| Northern Trust Corp | 60,622 | +1,049 |
| Goldman Sachs Group Inc | 50,422 | +24,395 |
| Vanguard Portfolio Management LLC | 43,695 | +2,894 |
| Vanguard Fiduciary Trust Co | 39,387 | +3,937 |
| Jane Street Group, LLC | 37,316 | new |
| Jpmorgan Chase & Co | 35,599 | -18,485 |
Insiders
12 insiders reported holding 8,454,429 shares in total, about $673.7M at the last price.
| Holder | Shares |
|---|---|
| Hanna Frank J III10% owner | 3,773,0723,773,072 held indirectly |
| Hanna David GExecutive Chairman, Director, 10% owner | 3,722,4643,463,072 held indirectly |
| Howard Jeffrey A.President & CEO, Director | 663,265 |
| McCamey WilliamChief Financial Officer | 127,410 |
| Hudson Deal WDirector | 60,467 |
| Saunders MitchellChief Accounting Officer | 44,773 |
| James Dennis H JrDirector | 23,378 |
| Mattingly Mack FDirector | 18,500 |
| Jones Joann GDirector | 11,500 |
| Harrod Denise MDirector | 7,500 |
Questions about ATLC
What does Atlanticus Holdings Corp do?
Atlanticus Holdings Corp is a company in the Finance sector, listed on NASDAQ as ATLC. Its shares trade on NASDAQ under the ticker ATLC.
What is Atlanticus Holdings Corp's net worth?
Atlanticus Holdings Corp has a market value (market cap) of $1.2B at the latest share price, and shareholders' equity of $811.9M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Atlanticus Holdings Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $224.4M on revenue of $2.9B, a net margin of 7.6%.
How much revenue does Atlanticus Holdings Corp make?
Over the twelve months to September 30, 2026 Atlanticus Holdings Corp reported revenue of $2.9B. That is 86.6% more than a year earlier.
When did Atlanticus Holdings Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Atlanticus Holdings Corp's next earnings report?
Atlanticus Holdings Corp's next report is expected around March 11, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Atlanticus Holdings Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.