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Atlanticus vs Regional Management: revenue, profit, margins and growth compared

Atlanticus brought in $2B of revenue in fiscal 2025, Regional Management $645.6M in fiscal 2025. Revenue changed by +50.1% at Atlanticus and +9.7% at Regional Management on the year before, so Atlanticus grew faster. Atlanticus kept 6.2% of its revenue as net profit, Regional Management 6.9%.

Side by side, latest fiscal year

ATLCRM
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$2B$645.6M
Revenue growth+50.1%+9.7%
Net income$122.2M$44.4M
Net margin6.2%6.9%
Free cash flown/a$304.3M
Free cash flow marginn/a47.1%
Earnings per share (diluted)$5.96$4.45
Cash$621.1M$98M
Debtn/a$1.6B
Price to earnings15.56.9
Market value$1.4B$284.3M
Dividend yieldn/a3.89%
Rank by revenue in sector#147 of 444 · Finance#224 of 444 · Finance

Over the years

Revenue
ATLC FY2018: $5.6MATLC FY2019: $455.2MATLC FY2020: $563.4MATLC FY2021: $748.1MATLC FY2022: $1BATLC FY2023: $1.2BATLC FY2024: $1.3BATLC FY2025: $2BRM FY2018: $306.7MRM FY2019: $355.7MRM FY2020: $373.9MRM FY2021: $428.4MRM FY2022: $507.2MRM FY2023: $551.4MRM FY2024: $588.5MRM FY2025: $645.6MFY18FY19FY20FY21FY22FY23FY24FY25
ATLC $2BRM $645.6M
Net income
ATLC FY2018: $7.9MATLC FY2019: $26.4MATLC FY2020: $94.1MATLC FY2021: $177.9MATLC FY2022: $135.6MATLC FY2023: $102.8MATLC FY2024: $111.3MATLC FY2025: $122.2MRM FY2018: $35.3MRM FY2019: $44.7MRM FY2020: $26.7MRM FY2021: $88.7MRM FY2022: $51.2MRM FY2023: $16MRM FY2024: $41.2MRM FY2025: $44.4MFY18FY19FY20FY21FY22FY23FY24FY25
ATLC $122.2MRM $44.4M
Net margin
ATLC FY2018: 141.4%ATLC FY2019: 5.8%ATLC FY2020: 16.7%ATLC FY2021: 23.8%ATLC FY2022: 13.0%ATLC FY2023: 8.9%ATLC FY2024: 8.5%ATLC FY2025: 6.2%RM FY2018: 11.5%RM FY2019: 12.6%RM FY2020: 7.1%RM FY2021: 20.7%RM FY2022: 10.1%RM FY2023: 2.9%RM FY2024: 7.0%RM FY2025: 6.9%FY18FY19FY20FY21FY22FY23FY24FY25
ATLC 6.2%RM 6.9%
Revenue growth
ATLC FY2019: +8,092.9%ATLC FY2020: +23.8%ATLC FY2021: +32.8%ATLC FY2022: +40.0%ATLC FY2023: +10.4%ATLC FY2024: +13.5%ATLC FY2025: +50.1%RM FY2019: +16.0%RM FY2020: +5.1%RM FY2021: +14.6%RM FY2022: +18.4%RM FY2023: +8.7%RM FY2024: +6.7%RM FY2025: +9.7%FY19FY20FY21FY22FY23FY24FY25
ATLC +50.1%RM +9.7%
Free cash flow
ATLC FY2018: $41.5MATLC FY2019: $99.7MATLC FY2020: $212MRM FY2018: $140.9MRM FY2019: $152.4MRM FY2020: $161MRM FY2021: $185.4MRM FY2022: $218.5MRM FY2023: $244.5MRM FY2024: $263.9MRM FY2025: $304.3MFY18FY19FY20FY21FY22FY23FY24FY25
ATLC $212MRM $304.3M

Fiscal years as each company reports them; the two may end in different months.

Questions about Atlanticus and Regional Management

Which is bigger by revenue, Atlanticus or Regional Management?

Atlanticus is bigger by revenue: $2B in fiscal 2025, against $645.6M for Regional Management in fiscal 2025.

Which keeps more of its revenue as profit, Atlanticus or Regional Management?

Atlanticus had a net margin of 6.2% in fiscal 2025; Regional Management had 6.9% in fiscal 2025.

Which grew revenue faster, Atlanticus or Regional Management?

In their latest fiscal years revenue changed by +50.1% at Atlanticus and +9.7% at Regional Management.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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