Stocks Comparison
Credit Acceptance vs Regional Management: revenue, profit, margins and growth compared
Credit Acceptance brought in $2.3B of revenue in fiscal 2025, Regional Management $645.6M in fiscal 2025. Revenue changed by +7.2% at Credit Acceptance and +9.7% at Regional Management on the year before, so Regional Management grew faster. Credit Acceptance kept 18.3% of its revenue as net profit, Regional Management 6.9%. Free cash flow was $1.1B at Credit Acceptance and $304.3M at Regional Management.
Side by side, latest fiscal year
| CACC | RM | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $2.3B | $645.6M |
| Revenue growth | +7.2% | +9.7% |
| Net income | $423.9M | $44.4M |
| Net margin | 18.3% | 6.9% |
| Free cash flow | $1.1B | $304.3M |
| Free cash flow margin | 45.4% | 47.1% |
| Earnings per share (diluted) | $36.38 | $4.45 |
| Cash | $22.8M | $98M |
| Debt | n/a | $1.6B |
| Price to earnings | 15.3 | 6.9 |
| Market value | $5.8B | $284.3M |
| Dividend yield | n/a | 3.89% |
| Rank by revenue in sector | #135 of 444 · Finance | #224 of 444 · Finance |
Over the years
Questions about Credit Acceptance and Regional Management
Which is bigger by revenue, Credit Acceptance or Regional Management?
Credit Acceptance is bigger by revenue: $2.3B in fiscal 2025, against $645.6M for Regional Management in fiscal 2025.
Which keeps more of its revenue as profit, Credit Acceptance or Regional Management?
Credit Acceptance had a net margin of 18.3% in fiscal 2025; Regional Management had 6.9% in fiscal 2025.
Which grew revenue faster, Credit Acceptance or Regional Management?
In their latest fiscal years revenue changed by +7.2% at Credit Acceptance and +9.7% at Regional Management.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.