Stocks Comparison
Credit Acceptance vs Enova International: revenue, profit, margins and growth compared
Credit Acceptance brought in $2.3B of revenue in fiscal 2025, Enova International $3.2B in fiscal 2025. Revenue changed by +7.2% at Credit Acceptance and +18.6% at Enova International on the year before, so Enova International grew faster. Credit Acceptance kept 18.3% of its revenue as net profit, Enova International 9.8%. Free cash flow was $1.1B at Credit Acceptance and $1.8B at Enova International.
Side by side, latest fiscal year
| CACC | ENVA | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $2.3B | $3.2B |
| Revenue growth | +7.2% | +18.6% |
| Net income | $423.9M | $308.4M |
| Net margin | 18.3% | 9.8% |
| Free cash flow | $1.1B | $1.8B |
| Free cash flow margin | 45.4% | 56.2% |
| Earnings per share (diluted) | $36.38 | $11.52 |
| Cash | $22.8M | $71.7M |
| Debt | n/a | $4.5B |
| Price to earnings | 15.3 | 15.1 |
| Market value | $5.8B | $4.3B |
| Dividend yield | n/a | n/a |
| Rank by revenue in sector | #135 of 444 · Finance | #121 of 444 · Finance |
Over the years
Questions about Credit Acceptance and Enova International
Which is bigger by revenue, Credit Acceptance or Enova International?
Enova International is bigger by revenue: $3.2B in fiscal 2025, against $2.3B for Credit Acceptance in fiscal 2025.
Which keeps more of its revenue as profit, Credit Acceptance or Enova International?
Credit Acceptance had a net margin of 18.3% in fiscal 2025; Enova International had 9.8% in fiscal 2025.
Which grew revenue faster, Credit Acceptance or Enova International?
In their latest fiscal years revenue changed by +7.2% at Credit Acceptance and +18.6% at Enova International.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.