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Happen vs World Acceptance: revenue, profit, margins and growth compared

Happen brought in $998.8M of revenue in fiscal 2025, World Acceptance $585.2M in fiscal 2026. Revenue changed by +26.9% at Happen and +3.7% at World Acceptance on the year before, so Happen grew faster. Happen kept 13.6% of its revenue as net profit, World Acceptance 5.9%. Free cash flow was -$2.9B at Happen and $255.5M at World Acceptance.

Side by side, latest fiscal year

HAPNWRLD
Fiscal year endedFY2025 (December 31, 2025)FY2026 (March 31, 2026)
Revenue$998.8M$585.2M
Revenue growth+26.9%+3.7%
Net income$135.7M$34.6M
Net margin13.6%5.9%
Free cash flow-$2.9B$255.5M
Free cash flow margin-287.1%43.7%
Earnings per share (diluted)$1.16$6.88
Cash$930.4M$6.1M
Debt$0$587.2M
Price to earnings13.0n/a
Market value$1.7Bn/a
Dividend yieldn/an/a
Rank by revenue in sector#190 of 444 · Finance#230 of 444 · Finance

Over the years

Revenue
HAPN FY2018: $694.8MHAPN FY2019: $758.6MHAPN FY2020: $318.1MHAPN FY2021: $818.6MHAPN FY2022: $1.2BHAPN FY2023: $864.6MHAPN FY2024: $787MHAPN FY2025: $998.8MWRLD FY2018: $544.5MWRLD FY2019: $590MWRLD FY2021: $528MWRLD FY2022: $585.2MWRLD FY2023: $616.5MWRLD FY2024: $572.8MWRLD FY2025: $564.2MWRLD FY2026: $585.2MFY18FY19FY20FY21FY22FY23FY24FY25FY26
HAPN $998.8MWRLD $585.2M
Net income
HAPN FY2018: -$128.3MHAPN FY2019: -$30.7MHAPN FY2020: -$187.5MHAPN FY2021: $18.6MHAPN FY2022: $289.7MHAPN FY2023: $38.9MHAPN FY2024: $51.3MHAPN FY2025: $135.7MWRLD FY2018: $37.2MWRLD FY2019: $28.2MWRLD FY2021: $88.3MWRLD FY2022: $53.9MWRLD FY2023: $21.2MWRLD FY2024: $77MWRLD FY2025: $89.2MWRLD FY2026: $34.6MFY18FY19FY20FY21FY22FY23FY24FY25FY26
HAPN $135.7MWRLD $34.6M
Net margin
HAPN FY2018: -18.5%HAPN FY2019: -4.1%HAPN FY2020: -59.0%HAPN FY2021: 2.3%HAPN FY2022: 24.4%HAPN FY2023: 4.5%HAPN FY2024: 6.5%HAPN FY2025: 13.6%WRLD FY2018: 6.8%WRLD FY2019: 4.8%WRLD FY2021: 16.7%WRLD FY2022: 9.2%WRLD FY2023: 3.4%WRLD FY2024: 13.5%WRLD FY2025: 15.8%WRLD FY2026: 5.9%FY18FY19FY20FY21FY22FY23FY24FY25FY26
HAPN 13.6%WRLD 5.9%
Revenue growth
HAPN FY2019: +9.2%HAPN FY2020: -58.1%HAPN FY2021: +157.4%HAPN FY2022: +45.0%HAPN FY2023: -27.2%HAPN FY2024: -9.0%HAPN FY2025: +26.9%WRLD FY2019: +8.4%WRLD FY2021: -10.5%WRLD FY2022: +10.8%WRLD FY2023: +5.4%WRLD FY2024: -7.1%WRLD FY2025: -1.5%WRLD FY2026: +3.7%FY19FY20FY21FY22FY23FY24FY25FY26
HAPN +26.9%WRLD +3.7%
Free cash flow
HAPN FY2018: -$692.7MHAPN FY2019: -$321.3MHAPN FY2020: $386.9MHAPN FY2021: $205.5MHAPN FY2022: $306.1MHAPN FY2023: -$1.2BHAPN FY2024: -$2.7BHAPN FY2025: -$2.9BWRLD FY2018: $234.9MWRLD FY2019: $269.7MWRLD FY2021: $215.3MWRLD FY2022: $266.4MWRLD FY2023: $285.7MWRLD FY2024: $259.9MWRLD FY2025: $250.5MWRLD FY2026: $255.5MFY18FY19FY20FY21FY22FY23FY24FY25FY26
HAPN -$2.9BWRLD $255.5M

Fiscal years as each company reports them; the two may end in different months.

Questions about Happen and World Acceptance

Which is bigger by revenue, Happen or World Acceptance?

Happen is bigger by revenue: $998.8M in fiscal 2025, against $585.2M for World Acceptance in fiscal 2026.

Which keeps more of its revenue as profit, Happen or World Acceptance?

Happen had a net margin of 13.6% in fiscal 2025; World Acceptance had 5.9% in fiscal 2026.

Which grew revenue faster, Happen or World Acceptance?

In their latest fiscal years revenue changed by +26.9% at Happen and +3.7% at World Acceptance.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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