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Beeline vs UWM: revenue, profit, margins and growth compared

Beeline brought in $7.8M of revenue in fiscal 2025, UWM $3.2B in fiscal 2025. Revenue changed by +600.0% at Beeline and +18.2% at UWM on the year before, so Beeline grew faster. Beeline kept -298.2% of its revenue as net profit, UWM 0.9%. Free cash flow was -$21.5M at Beeline and -$2.7B at UWM.

Side by side, latest fiscal year

BLNEUWMC
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.8M$3.2B
Revenue growth+600.0%+18.2%
Net income-$23.2M$27.4M
Net margin-298.2%0.9%
Free cash flow-$21.5M-$2.7B
Free cash flow margin-276.2%-86.1%
Earnings per share (diluted)-$2.23$0.12
Cash$3.1M$503.4M
Debtn/a$3B
Price to earningsn/a10.2
Market value$29.3M$2B
Dividend yieldn/an/a
Rank by revenue in sector#441 of 495 · Finance#125 of 495 · Finance

Over the years

Revenue
BLNE FY2018: $7.2MBLNE FY2019: $12.2MBLNE FY2020: $14.8MBLNE FY2021: $12.9MBLNE FY2022: $14.3MBLNE FY2023: $10.8MBLNE FY2024: $1.1MBLNE FY2025: $7.8MUWMC FY2019: $1.3BUWMC FY2020: $4.9BUWMC FY2021: $3BUWMC FY2022: $2.4BUWMC FY2023: $2.2BUWMC FY2024: $2.7BUWMC FY2025: $3.2BFY18FY19FY20FY21FY22FY23FY24FY25
BLNE $7.8MUWMC $3.2B
Net income
BLNE FY2018: -$9MBLNE FY2019: -$13.1MBLNE FY2020: -$9.9MBLNE FY2021: -$2.2MBLNE FY2022: -$16.3MBLNE FY2023: -$7.5MBLNE FY2024: -$11.3MBLNE FY2025: -$23.2MUWMC FY2019: $415.1MUWMC FY2020: -$5.8MUWMC FY2021: $98.4MUWMC FY2022: $41.7MUWMC FY2023: -$13.2MUWMC FY2024: $14.4MUWMC FY2025: $27.4MFY18FY19FY20FY21FY22FY23FY24FY25
BLNE -$23.2MUWMC $27.4M
Net margin
BLNE FY2018: -125.6%BLNE FY2019: -107.7%BLNE FY2020: -66.7%BLNE FY2021: -17.0%BLNE FY2022: -113.5%BLNE FY2023: -69.8%BLNE FY2024: -1,021.0%BLNE FY2025: -298.2%UWMC FY2019: 32.5%UWMC FY2020: -0.1%UWMC FY2021: 3.3%UWMC FY2022: 1.8%UWMC FY2023: -0.6%UWMC FY2024: 0.5%UWMC FY2025: 0.9%FY18FY19FY20FY21FY22FY23FY24FY25
BLNE -298.2%UWMC 0.9%
Revenue growth
BLNE FY2019: +69.2%BLNE FY2020: +21.2%BLNE FY2021: -12.8%BLNE FY2022: +11.1%BLNE FY2023: -24.6%BLNE FY2024: -89.7%BLNE FY2025: +600.0%UWMC FY2020: +286.3%UWMC FY2021: -39.9%UWMC FY2022: -20.1%UWMC FY2023: -8.7%UWMC FY2024: +23.5%UWMC FY2025: +18.2%FY19FY20FY21FY22FY23FY24FY25
BLNE +600.0%UWMC +18.2%
Free cash flow
BLNE FY2018: -$15.2MBLNE FY2019: -$11.3MBLNE FY2020: -$3.5MBLNE FY2021: -$6.2MBLNE FY2022: -$3.4MBLNE FY2023: -$1.9MBLNE FY2025: -$21.5MUWMC FY2019: -$3.5BUWMC FY2020: -$876KUWMC FY2021: -$10BUWMC FY2022: $8.2BUWMC FY2023: $138.8MUWMC FY2024: -$6.3BUWMC FY2025: -$2.7BFY18FY19FY20FY21FY22FY23FY24FY25
BLNE -$21.5MUWMC -$2.7B

Fiscal years as each company reports them; the two may end in different months.

Questions about Beeline and UWM

Which is bigger by revenue, Beeline or UWM?

UWM is bigger by revenue: $3.2B in fiscal 2025, against $7.8M for Beeline in fiscal 2025.

Which keeps more of its revenue as profit, Beeline or UWM?

Beeline had a net margin of -298.2% in fiscal 2025; UWM had 0.9% in fiscal 2025.

Which grew revenue faster, Beeline or UWM?

In their latest fiscal years revenue changed by +600.0% at Beeline and +18.2% at UWM.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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