UWM Holdings Corp (UWMC)
UWM Holdings Corp brought in $3.5B of revenue over the twelve months to September 30, 2026, up 20.8% from a year earlier. Net income was $19.6M, a net margin of 0.6%. In fiscal 2025 capital spending exceeded operating cash flow by $2.7B. At September 30, 2026 it held $420.4M in cash against $3B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about UWM Holdings Corp
- Net worth
- UWM Holdings Corp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $3.2B (+18.2% year on year), with net income of $27.4M. Over the 12 months to September 30, 2026: revenue $3.5B, net income $19.6M.
- Cash flow
- In fiscal 2025 operations used $2.6B of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- UWM Holdings Corp's next report is expected around January 15, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What UWM Holdings Corp does
UWM Holdings Corp is registered with the SEC under industry code SIC 6162 (Mortgage Bankers & Loan Correspondents). Its shares trade on NYSE under the ticker UWMC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $3.2B | $27.4M | $0.12 | -$2.7B |
| 2024 | $2.7B | $14.4M | $0.13 | -$6.3B |
| 2023 | $2.2B | -$13.2M | -$0.14 | $138.8M |
| 2022 | $2.4B | $41.7M | $0.45 | $8.2B |
| 2021 | $3B | $98.4M | $0.66 | -$10B |
| 2020 | $4.9B | -$5.8M | -$0.12 | -$876K |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where UWMC ranks in Finance
Dividends
It paid out $78.6M in cash dividends, 287% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $78.6M | 287% |
| 2024 | n/a | $39.7M | 276% |
| 2023 | n/a | $37.2M | n/a |
| 2022 | n/a | $36.9M | 89% |
| 2021 | n/a | $30.6M | 31% |
| 2020 | n/a | $0 | n/a |
Latest SEC filings
What UWM Holdings Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026Other event 8-K
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 3.8% to $811.1M versus the same quarter last year; diluted EPS $0.09 versus -$0.01.
- November 6, 2026Passive stake changed SCHEDULE 13G/A
- November 4, 2026
- October 23, 2026
- October 5, 2026Other event 8-K
- October 1, 2026Other event 8-K
- September 29, 2026Passive stake (5% or more) SCHEDULE 13G
- September 14, 2026Form DEF 14C filing DEF 14C
- September 2, 2026Form PRE 14C filing PRE 14C
Insider trades
What the people running UWM Holdings Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 5 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 30, 2026 | Wilner MelindaEVP, COO, Director | Shares withheld for tax | 1,480 | $2.3K |
| September 1, 2026 | Hasani RamiEVP, Chief Financial Officer | Exercised options | 2,500 | $3.4K |
| September 1, 2026 | Hasani RamiEVP, Chief Financial Officer | Shares withheld for tax | 728 | $997.4 |
| August 28, 2026 | Hasani RamiEVP, Chief Financial Officer | Exercised options | 7,971 | $11.9K |
| August 28, 2026 | Hasani RamiEVP, Chief Financial Officer | Shares withheld for tax | 2,320 | $3.5K |
| July 31, 2026 | Lawson LauraEVP, Chief People Officer, Director | Received as pay | 2,689 | $4.9K |
| July 31, 2026 | Lawson LauraEVP, Chief People Officer, Director | Shares withheld for tax | 783 | $1.4K |
| May 19, 2026 | Wilner MelindaEVP, COO, Director | Exercised options | 1,608,794 | $4.7M |
Who owns UWMC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| SFS Holding Corp.13D, may seek influence | 90.1% | October 15, 2024 |
| Mat Ishbia13D, may seek influence with 2 related filers | 79.4% | August 10, 2026 |
| Fmr LLC13G, passive with 1 related filers | 9% | May 6, 2026 |
| The Davis Trust #3 dated 6/23/9713G, passive with 2 related filers | 7.2% | March 18, 2025 |
| OCO Capital GP LLC13G, passive | 6.43% | September 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 291 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Fmr LLC | 30,457,810 | +3,949,548 |
| BlackRock, Inc. | 17,581,973 | +4,981,220 |
| Vanguard Portfolio Management LLC | 13,861,844 | +4,265,025 |
| Norges Bank | 13,750,000 | new |
| Vanguard Capital Management LLC | 13,174,409 | +2,039,143 |
| Ameriprise Financial Inc | 11,422,221 | new |
| Goldman Sachs Group Inc | 10,126,852 | +3,997,989 |
| Bank of America Corp | 7,634,328 | +664,519 |
| Citadel Advisors LLC | 7,011,042 | +2,826,918 |
| MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. | 6,725,165 | new |
| Freestone Grove Partners LP | 6,488,779 | -3,270,347 |
| Northern Trust Corp | 5,800,878 | -1,104,308 |
| Integrated Investment Consultants, LLC | 5,382,453 | +10,789 |
| Geode Capital Management, LLC | 5,348,788 | +1,107,158 |
| State Street Corp | 5,019,364 | +1,453,726 |
| Owl Creek Asset Management, L.P. | 4,911,463 | new |
| Invesco Ltd. | 4,871,588 | +2,481,939 |
| Morgan Stanley | 4,805,724 | +794,049 |
| Canada Pension Plan Investment Board | 4,518,400 | +930,200 |
| Aqr Capital Management LLC | 4,368,394 | +1,484,749 |
Insiders
6 insiders reported holding 2,789,356 shares in total, about $3.8M at the last price.
| Holder | Shares |
|---|---|
| Elezaj AlexEVP, Chief Strategy Officer, Director | 1,261,035 |
| Wilner MelindaEVP, COO, Director | 1,019,811 |
| Mat IshbiaPresident and CEO, Director, 10% owner | 408,131 |
| Lawson LauraEVP, Chief People Officer, Director | 61,353 |
| Hasani RamiEVP, Chief Financial Officer | 19,849 |
| Wolfe Adam AEVP, CLO & Chief Admin Officer | 19,177 |
Questions about UWMC
What does UWM Holdings Corp do?
UWM Holdings Corp is a company in the Finance sector, listed on NYSE as UWMC. Its shares trade on NYSE under the ticker UWMC.
What is UWM Holdings Corp's net worth?
UWM Holdings Corp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is UWM Holdings Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $19.6M on revenue of $3.5B, a net margin of 0.6%.
How much revenue does UWM Holdings Corp make?
Over the twelve months to September 30, 2026 UWM Holdings Corp reported revenue of $3.5B. That is 20.8% more than a year earlier.
When did UWM Holdings Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the other event from November 9, 2026.
When is UWM Holdings Corp's next earnings report?
UWM Holdings Corp's next report is expected around January 15, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values UWM Holdings Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.