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Stocks Comparison

Beeline vs PennyMac Financial Services: revenue, profit, margins and growth compared

Beeline brought in $7.8M of revenue in fiscal 2025, PennyMac Financial Services $2B in fiscal 2025. Revenue changed by +600.0% at Beeline and +28.4% at PennyMac Financial Services on the year before, so Beeline grew faster. Beeline kept -298.2% of its revenue as net profit, PennyMac Financial Services 24.5%. Free cash flow was -$21.5M at Beeline and -$1.7B at PennyMac Financial Services.

Side by side, latest fiscal year

BLNEPFSI
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.8M$2B
Revenue growth+600.0%+28.4%
Net income-$23.2M$501.1M
Net margin-298.2%24.5%
Free cash flow-$21.5M-$1.7B
Free cash flow margin-276.2%-81.3%
Earnings per share (diluted)-$2.23$9.30
Cash$3.1M$301.7M
Debtn/a$6.2B
Price to earningsn/a7.0
Market value$29.3M$3.4B
Dividend yieldn/a1.83%
Rank by revenue in sector#441 of 495 · Finance#148 of 495 · Finance

Over the years

Revenue
BLNE FY2018: $7.2MBLNE FY2019: $12.2MBLNE FY2020: $14.8MBLNE FY2021: $12.9MBLNE FY2022: $14.3MBLNE FY2023: $10.8MBLNE FY2024: $1.1MBLNE FY2025: $7.8MPFSI FY2018: $984.6MPFSI FY2019: $1.5BPFSI FY2020: $3.7BPFSI FY2021: $3.2BPFSI FY2022: $2BPFSI FY2023: $1.4BPFSI FY2024: $1.6BPFSI FY2025: $2BFY18FY19FY20FY21FY22FY23FY24FY25
BLNE $7.8MPFSI $2B
Net income
BLNE FY2018: -$9MBLNE FY2019: -$13.1MBLNE FY2020: -$9.9MBLNE FY2021: -$2.2MBLNE FY2022: -$16.3MBLNE FY2023: -$7.5MBLNE FY2024: -$11.3MBLNE FY2025: -$23.2MPFSI FY2018: $87.7MPFSI FY2019: $393MPFSI FY2020: $1.6BPFSI FY2021: $1BPFSI FY2022: $475.5MPFSI FY2023: $144.7MPFSI FY2024: $311.4MPFSI FY2025: $501.1MFY18FY19FY20FY21FY22FY23FY24FY25
BLNE -$23.2MPFSI $501.1M
Net margin
BLNE FY2018: -125.6%BLNE FY2019: -107.7%BLNE FY2020: -66.7%BLNE FY2021: -17.0%BLNE FY2022: -113.5%BLNE FY2023: -69.8%BLNE FY2024: -1,021.0%BLNE FY2025: -298.2%PFSI FY2018: 8.9%PFSI FY2019: 26.6%PFSI FY2020: 44.4%PFSI FY2021: 31.7%PFSI FY2022: 23.9%PFSI FY2023: 10.3%PFSI FY2024: 19.5%PFSI FY2025: 24.5%FY18FY19FY20FY21FY22FY23FY24FY25
BLNE -298.2%PFSI 24.5%
Revenue growth
BLNE FY2019: +69.2%BLNE FY2020: +21.2%BLNE FY2021: -12.8%BLNE FY2022: +11.1%BLNE FY2023: -24.6%BLNE FY2024: -89.7%BLNE FY2025: +600.0%PFSI FY2019: +50.0%PFSI FY2020: +150.8%PFSI FY2021: -14.5%PFSI FY2022: -37.3%PFSI FY2023: -29.4%PFSI FY2024: +13.7%PFSI FY2025: +28.4%FY19FY20FY21FY22FY23FY24FY25
BLNE +600.0%PFSI +28.4%
Free cash flow
BLNE FY2018: -$15.2MBLNE FY2019: -$11.3MBLNE FY2020: -$3.5MBLNE FY2021: -$6.2MBLNE FY2022: -$3.4MBLNE FY2023: -$1.9MBLNE FY2025: -$21.5MPFSI FY2018: $559MPFSI FY2019: -$2.3BPFSI FY2020: -$6.2BPFSI FY2021: $2.6BPFSI FY2022: $6BPFSI FY2023: -$1.6BPFSI FY2024: -$4.5BPFSI FY2025: -$1.7BFY18FY19FY20FY21FY22FY23FY24FY25
BLNE -$21.5MPFSI -$1.7B

Fiscal years as each company reports them; the two may end in different months.

Questions about Beeline and PennyMac Financial Services

Which is bigger by revenue, Beeline or PennyMac Financial Services?

PennyMac Financial Services is bigger by revenue: $2B in fiscal 2025, against $7.8M for Beeline in fiscal 2025.

Which keeps more of its revenue as profit, Beeline or PennyMac Financial Services?

Beeline had a net margin of -298.2% in fiscal 2025; PennyMac Financial Services had 24.5% in fiscal 2025.

Which grew revenue faster, Beeline or PennyMac Financial Services?

In their latest fiscal years revenue changed by +600.0% at Beeline and +28.4% at PennyMac Financial Services.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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