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Stocks Comparison

PennyMac Financial Services vs Rocket Companies: revenue, profit, margins and growth compared

PennyMac Financial Services brought in $2B of revenue in fiscal 2025, Rocket Companies $6.7B in fiscal 2025. Revenue changed by +28.4% at PennyMac Financial Services and +31.2% at Rocket Companies on the year before, so Rocket Companies grew faster. PennyMac Financial Services kept 24.5% of its revenue as net profit, Rocket Companies -1.0%. Free cash flow was -$1.7B at PennyMac Financial Services and -$4B at Rocket Companies.

Side by side, latest fiscal year

PFSIRKT
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$2B$6.7B
Revenue growth+28.4%+31.2%
Net income$501.1M-$68M
Net margin24.5%-1.0%
Free cash flow-$1.7B-$4B
Free cash flow margin-81.3%-60.0%
Earnings per share (diluted)$9.30-$0.05
Cash$301.7M$2.7B
Debt$6.2B$10.4B
Price to earnings7.0n/a
Market value$3.4B$34.5B
Dividend yield1.83%n/a
Rank by revenue in sector#143 of 444 · Finance#80 of 444 · Finance

Over the years

Revenue
PFSI FY2018: $984.6MPFSI FY2019: $1.5BPFSI FY2020: $3.7BPFSI FY2021: $3.2BPFSI FY2022: $2BPFSI FY2023: $1.4BPFSI FY2024: $1.6BPFSI FY2025: $2BRKT FY2018: $4.2BRKT FY2020: $5.1BRKT FY2020: $15.7BRKT FY2021: $12.9BRKT FY2022: $5.8BRKT FY2023: $3.8BRKT FY2024: $5.1BRKT FY2025: $6.7BFY18FY19FY20FY21FY22FY23FY24FY25
PFSI $2BRKT $6.7B
Net income
PFSI FY2018: $87.7MPFSI FY2019: $393MPFSI FY2020: $1.6BPFSI FY2021: $1BPFSI FY2022: $475.5MPFSI FY2023: $144.7MPFSI FY2024: $311.4MPFSI FY2025: $501.1MRKT FY2018: $0RKT FY2020: $0RKT FY2020: $198MRKT FY2021: $308.2MRKT FY2022: $46.4MRKT FY2023: -$16MRKT FY2024: $29MRKT FY2025: -$68MFY18FY19FY20FY21FY22FY23FY24FY25
PFSI $501.1MRKT -$68M
Net margin
PFSI FY2018: 8.9%PFSI FY2019: 26.6%PFSI FY2020: 44.4%PFSI FY2021: 31.7%PFSI FY2022: 23.9%PFSI FY2023: 10.3%PFSI FY2024: 19.5%PFSI FY2025: 24.5%RKT FY2018: 0.0%RKT FY2020: 0.0%RKT FY2020: 1.3%RKT FY2021: 2.4%RKT FY2022: 0.8%RKT FY2023: -0.4%RKT FY2024: 0.6%RKT FY2025: -1.0%FY18FY19FY20FY21FY22FY23FY24FY25
PFSI 24.5%RKT -1.0%
Revenue growth
PFSI FY2019: +50.0%PFSI FY2020: +150.8%PFSI FY2021: -14.5%PFSI FY2022: -37.3%PFSI FY2023: -29.4%PFSI FY2024: +13.7%PFSI FY2025: +28.4%RKT FY2020: +20.4%RKT FY2020: +208.7%RKT FY2021: -17.5%RKT FY2022: -54.8%RKT FY2023: -34.9%RKT FY2024: +34.3%RKT FY2025: +31.2%FY19FY20FY21FY22FY23FY24FY25
PFSI +28.4%RKT +31.2%
Free cash flow
PFSI FY2018: $559MPFSI FY2019: -$2.3BPFSI FY2020: -$6.2BPFSI FY2021: $2.6BPFSI FY2022: $6BPFSI FY2023: -$1.6BPFSI FY2024: -$4.5BPFSI FY2025: -$1.7BRKT FY2018: $1.4BRKT FY2020: -$7BRKT FY2020: -$1.8BRKT FY2021: $7.6BRKT FY2022: $10.7BRKT FY2023: $51MRKT FY2024: -$2.7BRKT FY2025: -$4BFY18FY19FY20FY21FY22FY23FY24FY25
PFSI -$1.7BRKT -$4B

Fiscal years as each company reports them; the two may end in different months.

Questions about PennyMac Financial Services and Rocket Companies

Which is bigger by revenue, PennyMac Financial Services or Rocket Companies?

Rocket Companies is bigger by revenue: $6.7B in fiscal 2025, against $2B for PennyMac Financial Services in fiscal 2025.

Which keeps more of its revenue as profit, PennyMac Financial Services or Rocket Companies?

PennyMac Financial Services had a net margin of 24.5% in fiscal 2025; Rocket Companies had -1.0% in fiscal 2025.

Which grew revenue faster, PennyMac Financial Services or Rocket Companies?

In their latest fiscal years revenue changed by +28.4% at PennyMac Financial Services and +31.2% at Rocket Companies.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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