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United Community Banks Inc (UCB)

United Community Banks Inc brought in $1.1B of revenue over the twelve months to June 30, 2026, up 13.8% from a year earlier. Net income was $377.9M, a net margin of 34.0%. Operating cash flow minus capital spending left $356.5M of free cash flow in fiscal 2025. At June 30, 2026 it held $455.1M in cash against $20.6M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 5, 2026.

Revenue (last 12 months)
$1.1B
+13.8% year on year
Net margin
34.0%

What United Community Banks Inc does

United Community Banks Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker UCB.

Revenue and profit by year

Revenue
FY18: $522.2M $522.2M FY18FY19: $561M $561M FY19FY20: $577.4M $577.4M FY20FY21: $744.4M $744.4M FY21FY22: $826.2M $826.2M FY22FY23: $893.2M $893.2M FY23FY24: $952.1M $952.1M FY24FY25: $1.1B $1.1B FY25
Net income
FY18: $166.1M $166.1M FY18FY19: $185.7M $185.7M FY19FY20: $164.1M $164.1M FY20FY21: $269.8M $269.8M FY21FY22: $277.5M $277.5M FY22FY23: $187.5M $187.5M FY23FY24: $252.4M $252.4M FY24FY25: $328.1M $328.1M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$1.1Bn/a$328.1M$2.62$356.5M
2024$952.1Mn/a$252.4M$2.04$302.7M
2023$893.2Mn/a$187.5M$1.54$221.5M
2022$826.2Mn/a$277.5M$2.52$564.6M
2021$744.4Mn/a$269.8M$2.97$332.8M
2020$577.4Mn/a$164.1M$1.91$140.2M

Latest SEC filings

What United Community Banks Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 8, 2026
  2. September 8, 2026
  3. September 1, 2026
  4. August 19, 2026
  5. August 13, 2026
  6. August 6, 2026
  7. August 5, 2026
    Quarterly report 10-Q · period to June 30, 2026
  8. August 3, 2026
  9. August 3, 2026
  10. July 21, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 9, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about UCB

What does United Community Banks Inc do?

United Community Banks Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker UCB.

Is United Community Banks Inc profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $377.9M on revenue of $1.1B, a net margin of 34.0%.

How much revenue does United Community Banks Inc make?

Over the twelve months to June 30, 2026 United Community Banks Inc reported revenue of $1.1B. That is 13.8% more than a year earlier.

When did United Community Banks Inc last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 5, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 9, 2026.

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Where the numbers come from

Financial figures are the values United Community Banks Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.