First Financial Bankshares Inc (FFIN)
Operating cash flow minus capital spending left $286M of free cash flow in fiscal 2025. At September 30, 2026 it held $474.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about First Financial Bankshares Inc
- Net worth
- First Financial Bankshares Inc has a market value (market cap) of $4.4B at the latest share price, and shareholders' equity of $1.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $299.4M of cash; after $13.4M of capital spending, free cash flow was $286M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Financial Bankshares Inc's next report is expected around January 22, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Financial Bankshares Inc declared dividends of $0.75 per share in fiscal 2025, a yield of 2.44% at the current price.
What First Financial Bankshares Inc does
First Financial Bankshares Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker FFIN.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $253.6M | $1.77 | $286M |
| 2024 | n/a | $223.5M | $1.56 | $292.9M |
| 2023 | n/a | $199M | $1.39 | $267.6M |
| 2022 | n/a | $234.5M | $1.64 | $308.5M |
| 2021 | n/a | $227.6M | $1.59 | $335.9M |
| 2020 | $2.8M | $202M | $1.42 | $194.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
First Financial Bankshares Inc declared $0.75 per share in fiscal 2025. At the current price that is a yield of 2.44%. It paid out $106M in cash dividends, 42% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.75 | $106M | 42% |
| 2024 | $0.72 | $102.9M | 46% |
| 2023 | $0.71 | $100M | 50% |
| 2022 | $0.66 | $91.3M | 39% |
| 2021 | $0.58 | $79.7M | 35% |
| 2020 | $0.51 | $70.3M | 35% |
Latest SEC filings
What First Financial Bankshares Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026
- October 16, 2026
- August 24, 2026Form N-PX filing N-PX
- August 11, 2026Form 13F-HR filing 13F-HR
- August 4, 2026
- July 31, 2026Other event 8-K
- July 17, 2026
- May 11, 2026Form 13F-HR filing 13F-HR
- May 5, 2026
- April 30, 2026
What is FFIN worth? A DCF from its reported cash flow
Insider trades
What the people running First Financial Bankshares Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $252.9K and sold $524.3K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 4, 2026 | Butler Ronald David IIEVP/CAO | Gave as a gift | 1,000 | - |
| October 30, 2026 | Edwards Murray HamiltonDirector | Boughtindirect | 300 | $9.2K |
| October 30, 2026 | Edwards Murray HamiltonDirector | Boughtindirect | 500 | $15.3K |
| October 29, 2026 | Denny Michael B.Director | Boughtindirect | 3,245 | $99.8K |
| October 23, 2026 | Nickles Robert Clark JrDirector | Boughtindirect | 820 | $24.7K |
| September 9, 2026 | Longhofer T. LukeEVP - Chief Credit Officer | Gave as a gift | 950 | - |
| September 8, 2026 | Longhofer T. LukeEVP - Chief Credit Officer | Exercised options | 1,500 | $31.8K |
| September 8, 2026 | Longhofer T. LukeEVP - Chief Credit Officer | Exercised options | 800 | $23.8K |
Who owns FFIN
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.11% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 354 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 18,234,375 | +1,128,519 |
| Vanguard Portfolio Management LLC | 7,303,995 | +101,812 |
| State Street Corp | 6,756,261 | +235,036 |
| Vanguard Capital Management LLC | 5,577,552 | -3,788 |
| Neuberger Berman Group LLC | 4,484,205 | +639,156 |
| Geode Capital Management, LLC | 3,897,410 | +217,591 |
| Aqr Capital Management LLC | 3,397,018 | +1,232,154 |
| Kayne Anderson Rudnick Investment Management LLC | 3,016,254 | -232,145 |
| Dimensional Fund Advisors LP | 2,858,327 | +97,362 |
| Fuller & Thaler Asset Management, Inc. | 2,551,339 | +359,570 |
| Goldman Sachs Group Inc | 2,032,005 | +296,392 |
| Morgan Stanley | 2,018,844 | +100,825 |
| Charles Schwab Investment Management Inc | 1,757,759 | +31,098 |
| Northern Trust Corp | 1,706,747 | +65,281 |
| Norges Bank | 1,397,818 | new |
| Bank of New York Mellon Corp | 1,152,844 | -5,535 |
| Invesco Ltd. | 1,008,433 | -298,817 |
| Champlain Investment Partners, LLC | 976,430 | -196,745 |
| Xcelsior Advisor Partners LLC | 971,806 | +737,414 |
| Vanguard Fiduciary Trust Co | 895,727 | -13,361 |
Insiders
24 insiders reported holding 2,386,131 shares in total, about $73.4M at the last price.
| Holder | Shares |
|---|---|
| Trotter JohnnyDirector | 956,444 |
| Dueser F ScottExecutive Chairman, Director | 506,387506,387 held indirectly |
| Edwards Murray HamiltonDirector | 249,56145,434 held indirectly |
| Butler Ronald David IIEVP/CAO | 156,223 |
| Nickles Robert Clark JrDirector | 114,99599,144 held indirectly |
| Copeland David LDirector | 47,565 |
| Longhofer T. LukeEVP - Chief Credit Officer | 43,148 |
| Lancaster Ivan TimDirector | 41,799 |
| Haney GeoffDirector | 35,788 |
| McVey J. KyleEVP, CFO - Bank | 33,737 |
Questions about FFIN
What does First Financial Bankshares Inc do?
First Financial Bankshares Inc is a company in the Finance sector, listed on NASDAQ as FFIN. Its shares trade on NASDAQ under the ticker FFIN.
What is First Financial Bankshares Inc's net worth?
First Financial Bankshares Inc has a market value (market cap) of $4.4B at the latest share price, and shareholders' equity of $1.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Financial Bankshares Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $291.1M.
When did First Financial Bankshares Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 6, 2026.
When is First Financial Bankshares Inc's next earnings report?
First Financial Bankshares Inc's next report is expected around January 22, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Financial Bankshares Inc pay a dividend?
Yes. First Financial Bankshares Inc declared dividends of $0.75 per share in fiscal 2025, a yield of 2.44% at the current price.
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Where the numbers come from
Financial figures are the values First Financial Bankshares Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.