First Bancorp (FBP)
First Bancorp brought in $1.3B of revenue over the twelve months to September 30, 2026, up 1.7% from a year earlier. Net income was $368.1M, a net margin of 28.4%. Operating cash flow minus capital spending left $437.5M of free cash flow in fiscal 2025. At September 30, 2026 it held $462.7M in cash against $200M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about First Bancorp
- Net worth
- First Bancorp has a market value (market cap) of $4B at the latest share price, and shareholders' equity of $1.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.3B (+2.4% year on year), with net income of $344.9M. Over the 12 months to September 30, 2026: revenue $1.3B, net income $368.1M.
- Cash flow
- In fiscal 2025 operations brought in $448.6M of cash; after $11M of capital spending, free cash flow was $437.5M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Bancorp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Bancorp declared dividends of $0.72 per share in fiscal 2025, a yield of 2.76% at the current price.
What First Bancorp does
First Bancorp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker FBP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.3B | $344.9M | $2.15 | $437.5M |
| 2024 | $1.2B | $298.7M | $1.81 | $394.1M |
| 2023 | $1.2B | $302.9M | $1.71 | $340.4M |
| 2022 | $985.7M | $305.1M | $1.59 | $420M |
| 2021 | $915.9M | $281M | $1.31 | $386.4M |
| 2020 | $804.2M | $102.3M | $0.46 | $281.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where FBP ranks in Finance
Dividends
First Bancorp declared $0.72 per share in fiscal 2025. At the current price that is a yield of 2.76%. It paid out $115.5M in cash dividends, 33% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.72 | $115.5M | 33% |
| 2024 | $0.64 | $105.6M | 35% |
| 2023 | $0.56 | $99.7M | 33% |
| 2022 | $0.46 | $87.8M | 29% |
| 2021 | $0.31 | $65M | 23% |
| 2020 | $0.20 | $43.4M | 42% |
Latest SEC filings
What First Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 4.6% to $260.1M versus the same quarter last year; diluted EPS $0.63 versus $0.63.
- October 22, 2026
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 7.3% to $264.9M versus the same quarter last year; diluted EPS $0.62 versus $0.50.
- August 6, 2026Passive stake changed SCHEDULE 13G/A
- July 22, 2026
- July 1, 2026
- June 22, 2026Form S-8 POS filing S-8 POS
- June 22, 2026
- June 18, 2026
- June 18, 2026
What is FBP worth? A DCF from its reported cash flow
Insider trades
What the people running First Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.3M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 30, 2026 | Villamil FelixDirector | Shares withheld for tax | 206 | $5.4K |
| October 30, 2026 | Villamil FelixDirector | Received as pay | 1,527 | $40K |
| September 30, 2026 | Frye Daniel EdwardDirector | Received as pay | 1,518 | $40K |
| September 30, 2026 | Acosta Reboyras JuanDirector | Shares withheld for tax | 182 | $4.8K |
| September 30, 2026 | Acosta Reboyras JuanDirector | Received as pay | 1,518 | $40K |
| September 30, 2026 | Herencia Roberto RDirector | Received as pay | 3,796 | $100K |
| September 30, 2026 | Dedrick Tracey ADirector | Shares withheld for tax | 19 | $500.5 |
| September 30, 2026 | Dedrick Tracey ADirector | Received as pay | 1,518 | $40K |
Who owns FBP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 8.39% | April 28, 2026 |
| Vanguard Capital Management13G, passive | 5.23% | April 28, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 307 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 22,755,871 | -139,409 |
| Vanguard Portfolio Management LLC | 12,351,989 | -652,231 |
| State Street Corp | 9,001,680 | +564,547 |
| Dimensional Fund Advisors LP | 7,922,500 | +29,271 |
| Vanguard Capital Management LLC | 6,953,275 | -22,506 |
| Fmr LLC | 6,039,458 | -3,627,468 |
| American Century Companies Inc | 6,035,164 | -120,484 |
| Geode Capital Management, LLC | 5,132,774 | +387,191 |
| First Trust Advisors LP | 4,941,179 | +78,891 |
| Alliancebernstein L.P. | 5,340,581 | +1,365,513 |
| Arrowstreet Capital, Limited Partnership | 3,332,105 | +670,410 |
| Frontier Capital Management Co LLC | 2,422,265 | -501,473 |
| Northern Trust Corp | 2,260,232 | +88,869 |
| Morgan Stanley | 2,249,513 | +101,646 |
| Norges Bank | 1,960,975 | new |
| Schroder Investment Management Group | 1,830,419 | +497,664 |
| Charles Schwab Investment Management Inc | 1,810,688 | +147,383 |
| Bank of New York Mellon Corp | 1,728,218 | +30,693 |
| Bank of America Corp | 1,555,996 | -74,782 |
| Boston Partners | 1,538,998 | -275,963 |
Insiders
18 insiders reported holding 4,718,121 shares in total, about $123.1M at the last price.
| Holder | Shares |
|---|---|
| Herencia Roberto RDirector | 1,862,153 |
| Aleman AurelioPresident and CEO, Director | 1,130,475 |
| Rivera NaydaEVP, CCO and Chief of Staff | 480,796 |
| Berges Gonzalez OrlandoEVP and CFO | 311,738 |
| Lopez-Lay GinorisEVP | 221,389 |
| Pavia Juan CarlosEVP, Chief Operating Officer | 98,870 |
| Alvarez-Cabrero SaraEVP, General Counsel | 84,573 |
| Lacasa Jose MariaEVP | 81,473 |
| Heffern John A.Director | 77,743 |
| McDonald MichaelEVP | 76,170 |
Questions about FBP
What does First Bancorp do?
First Bancorp is a company in the Finance sector, listed on NYSE as FBP. Its shares trade on NYSE under the ticker FBP.
What is First Bancorp's net worth?
First Bancorp has a market value (market cap) of $4B at the latest share price, and shareholders' equity of $1.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Bancorp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $368.1M on revenue of $1.3B, a net margin of 28.4%.
How much revenue does First Bancorp make?
Over the twelve months to September 30, 2026 First Bancorp reported revenue of $1.3B. That is 1.7% more than a year earlier.
When did First Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is First Bancorp's next earnings report?
First Bancorp's next report is expected around January 26, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Bancorp pay a dividend?
Yes. First Bancorp declared dividends of $0.72 per share in fiscal 2025, a yield of 2.76% at the current price.
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Where the numbers come from
Financial figures are the values First Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.