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Ally Financial vs First Bancorp: revenue, profit, margins and growth compared

Ally Financial brought in $7.9B of revenue in fiscal 2025, First Bancorp $1.3B in fiscal 2025. Revenue changed by -3.3% at Ally Financial and +2.4% at First Bancorp on the year before, so First Bancorp grew faster. Ally Financial kept 10.8% of its revenue as net profit, First Bancorp 27.5%.

Side by side, latest fiscal year

ALLYFBP
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.9B$1.3B
Revenue growth-3.3%+2.4%
Net income$852M$344.9M
Net margin10.8%27.5%
Free cash flown/a$437.5M
Free cash flow marginn/a34.9%
Earnings per share (diluted)$2.37$2.15
Cash$10B$658.6M
Debt$17.1B$290M
Price to earnings16.412.6
Market value$11.8B$4.1B
Dividend yield3.09%2.66%
Rank by revenue in sector#70 of 444 · Finance#173 of 444 · Finance

Over the years

Revenue
ALLY FY2018: $5.8BALLY FY2019: $6.4BALLY FY2020: $6.7BALLY FY2021: $8.2BALLY FY2022: $8.4BALLY FY2023: $8.2BALLY FY2024: $8.2BALLY FY2025: $7.9BFBP FY2018: $707.3MFBP FY2019: $766.5MFBP FY2020: $804.2MFBP FY2021: $915.9MFBP FY2022: $985.7MFBP FY2023: $1.2BFBP FY2024: $1.2BFBP FY2025: $1.3BFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $7.9BFBP $1.3B
Net income
ALLY FY2018: $1.3BALLY FY2019: $1.7BALLY FY2020: $1.1BALLY FY2021: $3.1BALLY FY2022: $1.7BALLY FY2023: $957MALLY FY2024: $668MALLY FY2025: $852MFBP FY2018: $201.6MFBP FY2019: $167.4MFBP FY2020: $102.3MFBP FY2021: $281MFBP FY2022: $305.1MFBP FY2023: $302.9MFBP FY2024: $298.7MFBP FY2025: $344.9MFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $852MFBP $344.9M
Net margin
ALLY FY2018: 21.8%ALLY FY2019: 26.8%ALLY FY2020: 16.2%ALLY FY2021: 37.3%ALLY FY2022: 20.3%ALLY FY2023: 11.6%ALLY FY2024: 8.2%ALLY FY2025: 10.8%FBP FY2018: 28.5%FBP FY2019: 21.8%FBP FY2020: 12.7%FBP FY2021: 30.7%FBP FY2022: 30.9%FBP FY2023: 26.2%FBP FY2024: 24.4%FBP FY2025: 27.5%FY18FY19FY20FY21FY22FY23FY24FY25
ALLY 10.8%FBP 27.5%
Revenue growth
ALLY FY2019: +10.2%ALLY FY2020: +4.6%ALLY FY2021: +22.7%ALLY FY2022: +2.7%ALLY FY2023: -2.3%ALLY FY2024: -0.6%ALLY FY2025: -3.3%FBP FY2019: +8.4%FBP FY2020: +4.9%FBP FY2021: +13.9%FBP FY2022: +7.6%FBP FY2023: +17.3%FBP FY2024: +6.0%FBP FY2025: +2.4%FY19FY20FY21FY22FY23FY24FY25
ALLY -3.3%FBP +2.4%
Free cash flow
FBP FY2018: $267.8MFBP FY2019: $271.8MFBP FY2020: $281.7MFBP FY2021: $386.4MFBP FY2022: $420MFBP FY2023: $340.4MFBP FY2024: $394.1MFBP FY2025: $437.5MFY18FY19FY20FY21FY22FY23FY24FY25
ALLYFBP $437.5M

Fiscal years as each company reports them; the two may end in different months.

Questions about Ally Financial and First Bancorp

Which is bigger by revenue, Ally Financial or First Bancorp?

Ally Financial is bigger by revenue: $7.9B in fiscal 2025, against $1.3B for First Bancorp in fiscal 2025.

Which keeps more of its revenue as profit, Ally Financial or First Bancorp?

Ally Financial had a net margin of 10.8% in fiscal 2025; First Bancorp had 27.5% in fiscal 2025.

Which grew revenue faster, Ally Financial or First Bancorp?

In their latest fiscal years revenue changed by -3.3% at Ally Financial and +2.4% at First Bancorp.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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