TransUnion (TRU)
TransUnion brought in $5B of revenue over the twelve months to September 30, 2026, up 13.5% from a year earlier. Net income was $797.8M, a net margin of 15.8%. Operating cash flow minus capital spending left $661.6M of free cash flow in fiscal 2025. At September 30, 2026 it held $883.1M in cash against $5.5B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 27, 2026.
Key facts about TransUnion
- Net worth
- TransUnion has a market value (market cap) of $15.6B at the latest share price, and shareholders' equity of $4.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $4.6B (+9.4% year on year), with net income of $455.4M. Over the 12 months to September 30, 2026: revenue $5B, net income $797.8M.
- Cash flow
- In fiscal 2025 operations brought in $987.6M of cash; after $326M of capital spending, free cash flow was $661.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 27, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- TransUnion's next report is expected around February 11, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- TransUnion paid dividends of $0.46 per share in fiscal 2025, a yield of 0.57% at the current price.
What TransUnion does
TransUnion is registered with the SEC under industry code SIC 7320 (Services-Consumer Credit Reporting, Collection Agencies). Its shares trade on NYSE under the ticker TRU.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $4.6B | $455.4M | $2.32 | $661.6M |
| 2024 | $4.2B | $284.4M | $1.45 | $516.7M |
| 2023 | $3.8B | -$206.2M | -$1.07 | $334.7M |
| 2022 | $3.7B | $266.3M | $1.38 | -$1M |
| 2021 | $3B | $1.4B | $7.20 | $584.1M |
| 2020 | $2.5B | $343.2M | $1.79 | $582M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where TRU ranks in Finance
Dividends
TransUnion paid $0.46 per share in fiscal 2025. At the current price that is a yield of 0.57%. It paid out $90.5M in cash dividends, 20% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.46 | $90.5M | 20% |
| 2024 | $0.42 | $82.7M | 29% |
| 2023 | $0.42 | $81.8M | n/a |
| 2022 | $0.40 | $77.8M | 29% |
| 2021 | n/a | $69.8M | 5% |
| 2020 | $0.08 | $57.6M | 17% |
Latest SEC filings
What TransUnion has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026
- October 27, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 12% to $1.3B versus the same quarter last year; diluted EPS $0.81 versus $0.49.
- October 27, 2026
- September 23, 2026Executive or director change8-KTransUnion announced that Chief Financial Officer Todd M. Cello will step down on December 31, 2026.
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 12, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026Passive stake (5% or more) SCHEDULE 13G
- July 28, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 15% to $1.3B versus the same quarter last year; diluted EPS $0.74 versus $0.56.
- July 28, 2026
- June 5, 2026Passive stake changed SCHEDULE 13G/A
What is TRU worth? A DCF from its reported cash flow
Insider trades
What the people running TransUnion did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $2.5M worth of shares in the last 90 days and bought none on the open market. 29% of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 2, 2026 | Chaouki Steven MPresident, US Markets | Soldpre-planned (10b5-1) | 1,000 | $77.7K |
| November 2, 2026 | Skinner Todd C.President, International | Soldpre-planned (10b5-1) | 1,000 | $77.7K |
| October 16, 2026 | Abdelsadek MohamedEVP, Chief Global Solutions | Soldpre-planned (10b5-1) | 397 | $29.8K |
| October 15, 2026 | Abdelsadek MohamedEVP, Chief Global Solutions | Soldpre-planned (10b5-1) | 500 | $35K |
| October 15, 2026 | Chaouki Steven MPresident, US Markets | Soldpre-planned (10b5-1) | 1,000 | $70K |
| October 1, 2026 | Skinner Todd C.President, International | Soldpre-planned (10b5-1) | 1,000 | $62.3K |
| October 1, 2026 | Abdelsadek MohamedEVP, Chief Global Solutions | Soldpre-planned (10b5-1) | 250 | $15.6K |
| October 1, 2026 | Bernholz Malte HEVP, Chief Strategy & Corp Dev | Received as pay | 123,834 | - |
Who owns TRU
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Dodge & Cox13G, passive | 12.1% | June 5, 2026 |
| Massachusetts Financial Services Company ("MFS")13G, passive | 9.8% | November 12, 2024 |
| Independent Franchise Partners, LLP13G, passive | 6.29% | May 14, 2026 |
| Fmr LLC13G, passive with 1 related filers | 6% | August 6, 2026 |
| Massachusetts Financial Services Company13G, passive | 5.6% | August 12, 2026 |
| Vanguard Capital Management13G, passive | 5.35% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 520 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Dodge & Cox | 24,196,211 | +8,006,700 |
| Massachusetts Financial Services Co | 10,667,983 | -2,478,942 |
| BlackRock, Inc. | 18,957,034 | +140,251 |
| Independent Franchise Partners LLP | 13,976,652 | +1,844,708 |
| Fmr LLC | 11,715,822 | +2,116,713 |
| Vanguard Capital Management LLC | 8,717,448 | +81,898 |
| Vanguard Portfolio Management LLC | 8,208,801 | -69,427 |
| State Street Corp | 7,117,054 | +176,625 |
| Wellington Management Group Llp | 6,603,407 | -4,349,555 |
| Morgan Stanley | 6,352,440 | -577,413 |
| Citadel Advisors LLC | 4,364,921 | +1,221,612 |
| Invesco Ltd. | 4,255,783 | +144,245 |
| Jupiter Topco LLC | 3,885,385 | new |
| Meritage Group LP | 3,656,097 | +23,227 |
| Geode Capital Management, LLC | 3,621,733 | +9,329 |
| Ninety One UK Ltd | 3,354,689 | -193,054 |
| Dimensional Fund Advisors LP | 3,280,251 | +781,678 |
| Vulcan Value Partners, LLC | 2,707,249 | -500,156 |
| William Blair Investment Management, LLC | 2,648,744 | -242,443 |
| Theleme Partners LLP | 2,369,757 | +52,875 |
Insiders
23 insiders reported holding 1,537,834 shares in total, about $125.1M at the last price.
| Holder | Shares |
|---|---|
| Cartwright Christopher APresident and CEO, Director | 535,744 |
| Achanta VenkatEVP, Chief Tech, Data & Analy. | 196,912 |
| Cello Todd MEVP & CFO | 141,802 |
| Bernholz Malte HEVP, Chief Strategy & Corp Dev | 123,834 |
| Chaouki Steven MPresident, US Markets | 77,888 |
| Skinner Todd C.President, International | 53,764 |
| Abdelsadek MohamedEVP, Chief Global Solutions | 52,284 |
| Chambers TiffaniEVP, Chief Operations Officer | 51,650 |
| Joseph Pamela ADirector | 42,743 |
| Zuiker Alicia BrookeEVP, CHRO | 40,896 |
Questions about TRU
What does TransUnion do?
TransUnion is a company in the Finance sector, listed on NYSE as TRU. Its shares trade on NYSE under the ticker TRU.
What is TransUnion's net worth?
TransUnion has a market value (market cap) of $15.6B at the latest share price, and shareholders' equity of $4.8B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is TransUnion profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $797.8M on revenue of $5B, a net margin of 15.8%.
How much revenue does TransUnion make?
Over the twelve months to September 30, 2026 TransUnion reported revenue of $5B. That is 13.5% more than a year earlier.
When did TransUnion last report?
Its most recent periodic report is the quarterly report (10-Q) filed on October 27, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the planned insider sale from November 6, 2026.
When is TransUnion's next earnings report?
TransUnion's next report is expected around February 11, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does TransUnion pay a dividend?
Yes. TransUnion paid dividends of $0.46 per share in fiscal 2025, a yield of 0.57% at the current price.
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Where the numbers come from
Financial figures are the values TransUnion tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.