Equifax Inc (EFX)
Equifax Inc brought in $6.6B of revenue over the twelve months to September 30, 2026, up 10.9% from a year earlier. Net income was $742.8M, a net margin of 11.3%. Operating cash flow minus capital spending left $1.1B of free cash flow in fiscal 2025. At September 30, 2026 it held $192.9M in cash against $5B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 20, 2026.
Key facts about Equifax Inc
- Net worth
- Equifax Inc has a market value (market cap) of $22.1B at the latest share price, and shareholders' equity of $4.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $6.1B (+6.9% year on year), with net income of $660.3M. Over the 12 months to September 30, 2026: revenue $6.6B, net income $742.8M.
- Cash flow
- In fiscal 2025 operations brought in $1.6B of cash; after $481.4M of capital spending, free cash flow was $1.1B.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 20, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Equifax Inc's next report is expected around February 3, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Equifax Inc declared dividends of $1.89 per share in fiscal 2025, a yield of 1.00% at the current price.
What Equifax Inc does
Equifax Inc is registered with the SEC under industry code SIC 7320 (Services-Consumer Credit Reporting, Collection Agencies). Its shares trade on NYSE under the ticker EFX.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $6.1B | $660.3M | $5.32 | $1.1B |
| 2024 | $5.7B | $604.1M | $4.84 | $813M |
| 2023 | $5.3B | $545.3M | $4.40 | $515.5M |
| 2022 | $5.1B | $696.2M | $5.65 | $132.6M |
| 2021 | $4.9B | $744.2M | $6.02 | $865.8M |
| 2020 | $4.1B | $520.1M | $4.24 | $524.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where EFX ranks in Finance
Dividends
Equifax Inc declared $1.89 per share in fiscal 2025. At the current price that is a yield of 1.00%. It paid out $232.8M in cash dividends, 35% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.89 | $232.8M | 35% |
| 2024 | $1.56 | $193.2M | 32% |
| 2023 | $1.56 | $191.8M | 35% |
| 2022 | $1.56 | $191.1M | 27% |
| 2021 | $1.56 | $190M | 26% |
| 2020 | $1.56 | $189.5M | 36% |
Latest SEC filings
What Equifax Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 20, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 9.6% to $1.7B versus the same quarter last year; diluted EPS $1.79 versus $1.29.
- October 20, 2026
- July 29, 2026Other event 8-K
- July 21, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 11% to $1.7B versus the same quarter last year; diluted EPS $1.54 versus $1.53.
- July 21, 2026
- June 16, 2026
- May 14, 2026Passive stake changed SCHEDULE 13G/A
- May 13, 2026
- April 29, 2026Passive stake (5% or more) SCHEDULE 13G
- April 24, 2026
What is EFX worth? A DCF from its reported cash flow
Insider trades
What the people running Equifax Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $8.5M worth of shares in the last 90 days and bought none on the open market. All of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 30, 2026 | Schneider HaraldEVP, Chief D&A Officer | Shares withheld for tax | 689 | $127.2K |
| October 29, 2026 | Gamble John W JrEVP, CFO & COO | Soldpre-planned (10b5-1) | 4,000 | $710.7K |
| October 23, 2026 | Begor Mark WCEO, Director | Exercised options | 37,792 | $4.3M |
| October 23, 2026 | Begor Mark WCEO, Director | Soldpre-planned (10b5-1) | 1,194 | $223K |
| October 23, 2026 | Begor Mark WCEO, Director | Soldpre-planned (10b5-1) | 1,250 | $229.3K |
| October 23, 2026 | Begor Mark WCEO, Director | Soldpre-planned (10b5-1) | 1,681 | $311.3K |
| October 23, 2026 | Begor Mark WCEO, Director | Soldpre-planned (10b5-1) | 33,667 | $6.1M |
| September 3, 2026 | Gamble John W JrEVP, CFO & COO | Soldpre-planned (10b5-1) | 4,500 | $845.8K |
Who owns EFX
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Capital Management13G, passive | 7.47% | April 29, 2026 |
| Harris Associates L P13G, passive with 1 related filers | 6.2% | February 17, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 833 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 9,396,150 | -65,798 |
| Vanguard Capital Management LLC | 7,780,433 | -44,672 |
| Harris Associates L P | 7,447,263 | -81,853 |
| Vanguard Portfolio Management LLC | 5,242,614 | -28,390 |
| State Street Corp | 5,199,595 | +176,003 |
| Capital International Investors | 5,187,147 | +1,510,205 |
| Soroban Capital Partners LP | 4,410,883 | +226,314 |
| Massachusetts Financial Services Co | 3,869,490 | -830,420 |
| Morgan Stanley | 3,310,957 | -705,458 |
| Brown Advisory Inc | 3,287,984 | -360,835 |
| Geode Capital Management, LLC | 3,155,753 | -42,038 |
| Aqr Capital Management LLC | 2,669,074 | +905,167 |
| Invesco Ltd. | 2,000,228 | +179,492 |
| Kayne Anderson Rudnick Investment Management LLC | 1,888,519 | -395,678 |
| Generation Investment Management Llp | 1,832,583 | +56,974 |
| Lazard Asset Management LLC | 1,552,857 | +316,110 |
| Norges Bank | 1,535,111 | new |
| Darsana Capital Partners LP | 1,500,000 | 0 |
| Egerton Capital (UK) LLP | 1,481,188 | new |
| Fmr LLC | 1,349,817 | -144,970 |
Insiders
22 insiders reported holding 694,490 shares in total, about $130.7M at the last price.
| Holder | Shares |
|---|---|
| Begor Mark WCEO, Director | 289,922 |
| Gamble John W JrEVP, CFO & COO | 65,145 |
| Farshchi JamilEVP, Chief Technology Officer | 54,090 |
| McKinley John ADirector | 34,717 |
| Borton Chad MEVP, Pres Workforce Solutions | 29,518 |
| Houston Julia AEVP, Chief Legal Officer | 28,598 |
| Feidler Mark LDirector | 25,077 |
| Smith David JohnEVP, Pres USIS | 22,958 |
| Chaney CarlaEVP, Chief HR Officer | 22,718 |
| Marcus Robert DDirector | 18,349 |
Questions about EFX
What does Equifax Inc do?
Equifax Inc is a company in the Finance sector, listed on NYSE as EFX. Its shares trade on NYSE under the ticker EFX.
What is Equifax Inc's net worth?
Equifax Inc has a market value (market cap) of $22.1B at the latest share price, and shareholders' equity of $4.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Equifax Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $742.8M on revenue of $6.6B, a net margin of 11.3%.
How much revenue does Equifax Inc make?
Over the twelve months to September 30, 2026 Equifax Inc reported revenue of $6.6B. That is 10.9% more than a year earlier.
When did Equifax Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on October 20, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the planned insider sale from November 9, 2026.
When is Equifax Inc's next earnings report?
Equifax Inc's next report is expected around February 3, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Equifax Inc pay a dividend?
Yes. Equifax Inc declared dividends of $1.89 per share in fiscal 2025, a yield of 1.00% at the current price.
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Where the numbers come from
Financial figures are the values Equifax Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.