Sumitomo Mitsui Financial Group, Inc. (SMFG)
Operating cash flow minus capital spending left ¥2.97T of free cash flow in fiscal 2025. At March 31, 2025 it held ¥75.25T in cash against ¥12.7T of debt. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on June 26, 2026.
Watch SMFG in 60 secondsWhat Sumitomo Mitsui Financial Group, Inc. does
Sumitomo Mitsui Financial Group is a Japanese financial holding company that offers commercial banking, securities trading, asset management, credit cards, and leasing services. It serves individual consumers, small businesses, corporations, and institutional clients across Japan and internationally. Its shares trade on NYSE under the ticker SMFG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | ¥478.1B | ¥122.36 | ¥2.97T |
| 2024 | n/a | ¥873.3B | ¥218.98 | ¥916.9B |
| 2023 | n/a | ¥911.8B | ¥222.63 | -¥5.33T |
| 2022 | n/a | ¥499.6B | ¥121.44 | ¥5.02T |
| 2021 | n/a | ¥687.5B | ¥167.16 | n/a |
| 2020 | n/a | ¥200.1B | ¥48.46 | n/a |
Full financial statements: income, balance sheet and cash flow
Dividends
It paid out ¥418.2B in cash dividends, 87% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | ¥418.2B | 87% |
| 2024 | n/a | ¥352.8B | 40% |
| 2023 | n/a | ¥304.3B | 33% |
| 2022 | n/a | ¥274.8B | 55% |
| 2021 | n/a | ¥268.4B | 39% |
| 2020 | n/a | ¥272.8B | 136% |
Latest SEC filings
What Sumitomo Mitsui Financial Group, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 10, 2026
- September 2, 2026
- September 2, 2026
- September 1, 2026
- August 27, 2026Form N-PX filing N-PX
- August 27, 2026Form N-PX filing N-PX
- August 27, 2026Form N-PX filing N-PX
- August 14, 2026
- August 13, 2026Form 13F-HR filing 13F-HR
- August 3, 2026
Insider trades
What the people running Sumitomo Mitsui Financial Group, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $169.9K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 12, 2026 | Anchi KazuyukiSr. Mg. Corp. EO & Group CFO, Director | Sold | 4,000 | $169.9K |
| July 27, 2026 | Takashima MakotoDirector | Received as pay | 41,166 | - |
| July 27, 2026 | Takashima MakotoDirector | Other change | 7,100 | $312.3K |
| July 27, 2026 | Nakashima ToruPresident and Group CEO, Director | Received as pay | 51,399 | - |
| July 27, 2026 | Nakashima ToruPresident and Group CEO, Director | Other change | 8,900 | $391.5K |
| July 27, 2026 | Kudo TeikoDeputy President and Corp. EO, Director | Received as pay | 22,098 | - |
| July 27, 2026 | Kudo TeikoDeputy President and Corp. EO, Director | Other change | 3,800 | $167.2K |
| July 27, 2026 | Anchi KazuyukiSr. Mg. Corp. EO & Group CFO, Director | Received as pay | 15,249 | - |
| July 27, 2026 | Anchi KazuyukiSr. Mg. Corp. EO & Group CFO, Director | Other change | 2,600 | $114.4K |
| July 27, 2026 | Mikami TakeshiDirector | Received as pay | 20,748 | - |
| July 27, 2026 | Mikami TakeshiDirector | Other change | 3,500 | $154K |
| July 27, 2026 | Matsugasaki HonamiDirector | Received as pay | 8,372 | - |
| July 27, 2026 | Matsugasaki HonamiDirector | Other change | 4,100 | $180.4K |
| July 27, 2026 | Hyakutome YoshihiroDeputy President and Corp. EO | Received as pay | 20,748 | - |
| July 27, 2026 | Hyakutome YoshihiroDeputy President and Corp. EO | Other change | 3,500 | $154K |
Who owns SMFG
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
24 insiders reported holding 1,601,411 shares in total, about $42.3M at the last price.
| Holder | Shares |
|---|---|
| Takashima MakotoDirector | 251,600 |
| Nakashima ToruPresident and Group CEO, Director | 162,464 |
| Mikami TakeshiDirector | 129,172 |
| Kudo TeikoDeputy President and Corp. EO, Director | 115,282 |
| Hyakutome YoshihiroDeputy President and Corp. EO | 109,727 |
| Nakamura KeiichiroSenior Managing Corporate EO | 99,928 |
| Kobayashi TakashiSenior Managing Corporate EO | 91,989 |
| Ito FumihikoSenior Managing Corporate EO | 89,752 |
| Isowa AkioSenior Managing Corporate EO | 81,603 |
| Mabuchi YukihiroSenior Managing Corporate EO | 75,487 |
Questions about SMFG
What does Sumitomo Mitsui Financial Group, Inc. do?
Sumitomo Mitsui Financial Group is a Japanese financial holding company that offers commercial banking, securities trading, asset management, credit cards, and leasing services. It serves individual consumers, small businesses, corporations, and institutional clients across Japan and internationally. Its shares trade on NYSE under the ticker SMFG.
Is Sumitomo Mitsui Financial Group, Inc. profitable?
Yes. In fiscal 2025 it reported net income of ¥478.1B.
When did Sumitomo Mitsui Financial Group, Inc. last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on June 26, 2026. It covers the period to March 31, 2026. Its newest filing of any kind is the foreign issuer update from September 10, 2026.
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Follow SMFG: get an email when it filesWhere the numbers come from
Financial figures are the values Sumitomo Mitsui Financial Group, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.