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Ing Groep NV (ING)

Ing Groep NV reported revenue of €25.7B in fiscal 2025, up 21.8% from a year earlier. Net income was €8.3B, a net margin of 32.4%. In fiscal 2025 capital spending exceeded operating cash flow by €6.7B. At December 31, 2025 it held €54.1B in cash.

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Price
$36.38
-0.47% on the day · September 28, 2026
52-week range $23.64 to $37.52
Market cap
$105.6B
Revenue (FY2025)
€25.7B
+21.8% year on year
Net margin
32.4%

What Ing Groep NV does

ING Groep is a financial institution that provides retail and wholesale banking services across Europe and other international markets. Its retail operations offer current accounts, savings, mortgages, and consumer loans directly to individuals. Its wholesale banking arm provides lending, treasury services, and corporate finance to businesses and institutions. Its shares trade on NYSE under the ticker ING.

Revenue and profit by year

Revenue
FY18: €18.3B €18.3B FY18FY19: €17.1B €17.1B FY19FY20: €17.2B €17.2B FY20FY21: €20.1B €20.1B FY21FY22: €30.4B €30.4B FY22FY23: €18.1B €18.1B FY23FY24: €21.1B €21.1B FY24FY25: €25.7B €25.7B FY25
Net income
FY18: €4.8B €4.8B FY18FY19: €3.9B €3.9B FY19FY20: €2.3B €2.3B FY20FY21: €6B €6B FY21FY22: €12.1B €12.1B FY22FY23: €4.1B €4.1B FY23FY24: €5.3B €5.3B FY24FY25: €8.3B €8.3B FY25

Fiscal years as reported in annual reports. Amounts in EUR.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025€25.7B€25.7B€8.3B€2.78-€6.7B
2024€21.1B€21.1B€5.3B€1.65-€22.9B
2023€18.1B€18.1B€4.1B€1.16-€11.6B
2022€30.4B€30.4B€12.1B€3.35-€11.3B
2021€20.1B€20.1B€6B€1.53-€15.1B
2020€17.2B€17.2B€2.3B€0.58€101B

Full financial statements: income, balance sheet and cash flow

Where ING ranks in Finance

Revenue growth+21.8%
#136 of 479 in Finance · Top 28%
Net margin32.4%
#91 of 483 in Finance · Top 19%
Free cash flow margin-26.2%
#287 of 338 in Finance · Bottom 15%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

It paid out €3.9B in cash dividends, 47% of its net income.

Fiscal yearPer sharePaid outOf profit
2025n/a€3.9B47%
2024n/a€3.9B73%
2023n/a€3B72%
2022n/a€3.1B26%
2021n/a€2.4B40%
2020n/a€3M0%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What Ing Groep NV has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 22, 2026
  2. September 17, 2026
  3. September 15, 2026
  4. September 11, 2026
  5. September 8, 2026
  6. September 1, 2026
  7. August 25, 2026
  8. August 25, 2026
  9. August 18, 2026
  10. August 14, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on March 9, 2015. Insider transactions on SEC

Insider trades

What the people running Ing Groep NV did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days

All insider filings on SEC.gov · Where insiders are buying across the market

All filings on SEC EDGAR

Questions about ING

What does Ing Groep NV do?

ING Groep is a financial institution that provides retail and wholesale banking services across Europe and other international markets. Its retail operations offer current accounts, savings, mortgages, and consumer loans directly to individuals. Its wholesale banking arm provides lending, treasury services, and corporate finance to businesses and institutions. Its shares trade on NYSE under the ticker ING.

Is Ing Groep NV profitable?

Yes. In fiscal 2025 it reported net income of €8.3B on revenue of €25.7B, a net margin of 32.4%.

How much revenue does Ing Groep NV make?

In fiscal 2025 Ing Groep NV reported revenue of €25.7B. That is 21.8% more than a year earlier.

When did Ing Groep NV last report?

Its newest filing of any kind is the foreign issuer update from September 22, 2026.

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Where the numbers come from

Financial figures are the values Ing Groep NV tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.