Ing Groep NV (ING)
Ing Groep NV reported revenue of €25.7B in fiscal 2025, up 21.8% from a year earlier. Net income was €8.3B, a net margin of 32.4%. In fiscal 2025 capital spending exceeded operating cash flow by €6.7B. At December 31, 2025 it held €54.1B in cash.
Watch ING in 60 secondsWhat Ing Groep NV does
ING Groep is a financial institution that provides retail and wholesale banking services across Europe and other international markets. Its retail operations offer current accounts, savings, mortgages, and consumer loans directly to individuals. Its wholesale banking arm provides lending, treasury services, and corporate finance to businesses and institutions. Its shares trade on NYSE under the ticker ING.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | €25.7B | €8.3B | €2.78 | -€6.7B |
| 2024 | €21.1B | €5.3B | €1.65 | -€22.9B |
| 2023 | €18.1B | €4.1B | €1.16 | -€11.6B |
| 2022 | €30.4B | €12.1B | €3.35 | -€11.3B |
| 2021 | €20.1B | €6B | €1.53 | -€15.1B |
| 2020 | €17.2B | €2.3B | €0.58 | €101B |
Full financial statements: income, balance sheet and cash flow
Where ING ranks in Finance
Dividends
It paid out €3.9B in cash dividends, 47% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | €3.9B | 47% |
| 2024 | n/a | €3.9B | 73% |
| 2023 | n/a | €3B | 72% |
| 2022 | n/a | €3.1B | 26% |
| 2021 | n/a | €2.4B | 40% |
| 2020 | n/a | €3M | 0% |
Latest SEC filings
What Ing Groep NV has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 22, 2026
- September 17, 2026
- September 15, 2026
- September 11, 2026Delisting notice 25-NSE
- September 8, 2026
- September 1, 2026
- August 25, 2026
- August 25, 2026
- August 18, 2026
- August 14, 2026
Insider trades
What the people running Ing Groep NV did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
Questions about ING
What does Ing Groep NV do?
ING Groep is a financial institution that provides retail and wholesale banking services across Europe and other international markets. Its retail operations offer current accounts, savings, mortgages, and consumer loans directly to individuals. Its wholesale banking arm provides lending, treasury services, and corporate finance to businesses and institutions. Its shares trade on NYSE under the ticker ING.
Is Ing Groep NV profitable?
Yes. In fiscal 2025 it reported net income of €8.3B on revenue of €25.7B, a net margin of 32.4%.
How much revenue does Ing Groep NV make?
In fiscal 2025 Ing Groep NV reported revenue of €25.7B. That is 21.8% more than a year earlier.
When did Ing Groep NV last report?
Its newest filing of any kind is the foreign issuer update from September 22, 2026.
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Follow ING: get an email when it filesWhere the numbers come from
Financial figures are the values Ing Groep NV tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.