Lloyds Banking Group plc (LYG)
Lloyds Banking Group plc reported revenue of £19.4B in fiscal 2025, up 7.9% from a year earlier. Net income was £4.7B, a net margin of 24.0%. Operating cash flow minus capital spending left £630M of free cash flow in fiscal 2025. At December 31, 2025 it held £60.6B in cash.
Watch LYG in 60 secondsWhat Lloyds Banking Group plc does
Provides retail and commercial banking, insurance, and wealth management services primarily in the United Kingdom. Its offerings include personal current accounts, savings, residential mortgages, credit cards, business loans, pensions, and general insurance products distributed under brands such as Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Its shares trade on NYSE under the ticker LYG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | £19.4B | £4.7B | £0.07 | £630M |
| 2024 | £18B | £4.4B | £0.06 | -£8.8B |
| 2023 | £18.6B | £5.5B | £0.08 | £2.8B |
| 2022 | -£5.3B | £3.8B | £0.05 | £19.6B |
| 2021 | £39B | £5.8B | £0.08 | £3.5B |
| 2020 | £29.2B | £1.3B | £0.01 | £25.3B |
Full financial statements: income, balance sheet and cash flow
Where LYG ranks in Finance
Dividends
It paid out £2.1B in cash dividends, 44% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | £2.1B | 44% |
| 2024 | n/a | £1.9B | 43% |
| 2023 | n/a | £1.8B | 32% |
| 2022 | n/a | £1.6B | 41% |
| 2021 | n/a | £970M | 17% |
| 2020 | n/a | £41M | 3% |
Latest SEC filings
What Lloyds Banking Group plc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 25, 2026
- September 24, 2026
- September 23, 2026
- September 18, 2026
- September 17, 2026
- September 15, 2026Delisting notice 25-NSE
- September 11, 2026
- September 11, 2026
- September 10, 2026
- September 4, 2026
Insider trades
What the people running Lloyds Banking Group plc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
Questions about LYG
What does Lloyds Banking Group plc do?
Provides retail and commercial banking, insurance, and wealth management services primarily in the United Kingdom. Its offerings include personal current accounts, savings, residential mortgages, credit cards, business loans, pensions, and general insurance products distributed under brands such as Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows. Its shares trade on NYSE under the ticker LYG.
Is Lloyds Banking Group plc profitable?
Yes. In fiscal 2025 it reported net income of £4.7B on revenue of £19.4B, a net margin of 24.0%.
How much revenue does Lloyds Banking Group plc make?
In fiscal 2025 Lloyds Banking Group plc reported revenue of £19.4B. That is 7.9% more than a year earlier.
When did Lloyds Banking Group plc last report?
Its newest filing of any kind is the foreign issuer update from September 25, 2026.
Similar companies
Compare LYG with
Follow LYG
Get an email when Lloyds Banking Group plc files with the SEC: results, executive changes, material agreements and annual reports.
Follow LYG: get an email when it filesWhere the numbers come from
Financial figures are the values Lloyds Banking Group plc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.