SUMITOMO MITSUI FINANCIAL GROUP, INC. financial statements
Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data SUMITOMO MITSUI FINANCIAL GROUP, INC. files with the SEC in its annual reports.
In JPY millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2016
FY2018
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Research and development
207
89
84
167
78
60
35
0
0
Selling, general and administrative
1,706,263
1,752,135
1,775,183
1,679,813
1,696,386
1,679,115
1,801,621
1,965,417
2,229,701
2,421,732
Interest income
11,268
9,514
8,554
10,427
13,487
13,602
Pre-tax income
1,325,700
880,352
1,118,976
831,892
282,751
956,478
676,464
1,261,876
1,207,789
654,246
Income tax
372,878
139,766
229,378
184,306
51,768
251,402
161,389
326,027
312,039
137,802
Net income to minority interests
106,129
104,787
119,878
93,779
18,567
4,471
4,771
12,708
8,641
6,676
Net income
843,920
627,870
759,998
541,932
200,052
687,483
499,573
911,831
873,346
478,132
EPS, basic
205.75
152.85
179.61
129.25
48.49
167.24
121.49
222.71
219.04
122.40
EPS, diluted
205.61
152.73
179.48
129.16
48.46
167.16
121.44
222.63
218.98
122.36
Balance sheet
FY2016
FY2018
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Cash and equivalents
42,126,966
46,244,819
53,416,456
56,716,529
61,203,541
71,548,697
74,343,953
75,344,235
77,437,806
75,250,124
Property, plant and equipment
2,590,951
2,686,055
1,510,132
1,888,418
1,764,611
1,754,661
1,762,996
1,832,241
1,347,093
1,319,002
Lease right-of-use assets
418,926
385,968
379,951
382,040
413,299
417,180
384,835
Goodwill
460,787
426,455
273,725
215,808
243,827
203,891
396,279
272,006
304,564
287,514
Intangible assets
587,306
670,113
562,177
617,732
591,650
615,829
596,570
633,022
720,984
803,680
Total assets
191,150,981
192,175,566
195,503,623
212,158,463
235,024,987
248,160,847
257,687,038
281,271,637
292,165,070
Total liabilities
179,263,698
179,679,767
183,730,177
201,223,585
222,748,837
235,379,155
244,150,073
264,992,539
275,676,476
Total debt
12,245,943
10,652,481
12,167,858
17,121,362
19,423,355
20,584,651
15,371,801
16,107,158
12,697,699
Retained earnings
4,609,496
5,149,193
5,715,101
5,609,854
6,078,208
6,434,605
7,199,479
7,769,222
7,836,548
Shareholders' equity
9,932,573
10,663,297
10,680,620
10,190,106
Minority interests
1,505,001
1,232,980
494,123
60,296
68,379
93,325
106,172
137,066
150,022
Total equity
11,042,099
11,887,283
12,495,799
11,773,446
10,934,878
12,276,150
12,781,692
13,536,965
16,279,098
16,488,594
Total liabilities and equity
191,150,981
192,175,566
195,503,623
212,158,463
235,024,987
248,160,847
257,687,038
281,271,637
292,165,070
Cash flow statement
FY2016
FY2018
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
Net income
952,822
740,586
889,598
647,586
230,983
705,076
515,075
935,849
895,750
516,444
Depreciation and amortization
157,672
172,496
171,043
168,564
258,516
255,702
264,290
262,702
276,534
292,363
Cash from operations
-1,912,325
3,740,599
11,171,981
2,785,833
8,883,234
18,322,359
5,101,193
-5,239,906
1,036,630
3,066,127
Capital expenditures
-81,367
-87,989
-119,710
-98,498
Cash from investing
5,485,518
851,580
-3,593,677
1,201,570
-2,992,719
-7,780,862
-2,663,391
5,799,264
-816,554
-4,530,784
Dividends paid
-288,632
-271,039
-280,272
-322,761
-272,756
-268,389
-274,756
-304,254
-352,789
-418,197
Cash from financing
-65,653
-174,251
-360,802
-731,392
-1,131,630
-684,413
-597,861
-459,548
166,184
-612,300
Exchange rate effect
-489,331
-300,075
-45,865
44,062
-271,873
488,072
955,315
900,472
1,707,311
-110,725
Net change in cash
3,018,209
4,117,853
7,171,637
3,300,073
4,487,012
10,345,156
2,795,256
1,000,282
2,093,571
-2,187,682
Free cash flow
5,019,826
-5,327,895
916,920
2,967,629
Interest paid
421,765
484,362
749,369
1,092,458
1,111,439
435,205
300,683
1,793,559
3,902,048
4,208,150
Income taxes paid
297,767
337,299
105,880
283,761
285,779
135,708
268,730
386,659
200,183
493,128
Key metrics
Worked out from the statements above. Latest values use fiscal 2025. No valuation: the share price is quoted in a different currency than the statements.
Profitability
Metric
Value
How it is calculated
Effective tax rate
21.1%
Income tax / pre-tax income, when pre-tax income is positive.
Return on assets (ROA)
0.2%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Net income growth, 1y
-45.3%
Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y
-1.5%
Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y
19.0%
Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y
-44.1%
EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y
0.3%
Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y
20.3%
Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y
195.8%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y
-15.6%
Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y
-19.2%
Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Free cash flow growth, 1y
223.7%
Free cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow CAGR, 3y
-16.1%
Compound annual growth of free cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y
3.9%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
5.6%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y
6.6%
Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Balance sheet health
Metric
Value
How it is calculated
Debt / assets
4.3%
Total debt / total assets.
Liabilities / assets
94.4%
Total liabilities / total assets.
Net debt
-¥62.55T
Total debt - cash - short-term investments. Negative means more cash than debt.
Goodwill and intangibles / assets
0.4%
(Goodwill + intangible assets) / total assets.
Efficiency
Metric
Value
How it is calculated
FCF conversion
620.7%
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
3.2%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
¥122.36
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic
¥122.40
Net income per basic share, as reported (split-adjusted).
Payout ratio
87.5%
Dividends paid / net income, when net income is positive.
Dividends / FCF
14.1%
Dividends paid / free cash flow, when free cash flow is positive.
Was SUMITOMO MITSUI FINANCIAL GROUP, INC. profitable in fiscal 2025?
Yes. Net income was ¥478.13B, a net margin of -.
How much free cash flow did SUMITOMO MITSUI FINANCIAL GROUP, INC. generate in fiscal 2025?
Cash from operations of ¥3.07T minus capital expenditures of ¥98.5B left free cash flow of ¥2.97T.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.