Richmond Mutual Bancorporation, Inc. (RMBI)
Operating cash flow minus capital spending left $14.6M of free cash flow in fiscal 2025. At June 30, 2026 it held $34.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 13, 2026.
Key facts about Richmond Mutual Bancorporation, Inc.
- Net worth
- Richmond Mutual Bancorporation, Inc. has a market value (market cap) of $264M at the latest share price, and shareholders' equity of $148.3M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $16M of cash; after $1.4M of capital spending, free cash flow was $14.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 13, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Richmond Mutual Bancorporation, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Richmond Mutual Bancorporation, Inc. declared dividends of $0.60 per share in fiscal 2025, a yield of 3.81% at the current price.
What Richmond Mutual Bancorporation, Inc. does
Richmond Mutual Bancorporation, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker RMBI.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $11.6M | $1.17 | $14.6M |
| 2024 | n/a | $9.4M | $0.92 | $14.3M |
| 2023 | n/a | $9.5M | $0.91 | $11.5M |
| 2022 | n/a | $13M | $1.17 | $17.8M |
| 2021 | n/a | $11.1M | $0.96 | -$10.2M |
| 2020 | n/a | $10M | $0.82 | $14.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Richmond Mutual Bancorporation, Inc. declared $0.60 per share in fiscal 2025. At the current price that is a yield of 3.81%. It paid out $5.8M in cash dividends, 50% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.60 | $5.8M | 50% |
| 2024 | $0.56 | $5.7M | 61% |
| 2023 | $0.56 | $5.9M | 62% |
| 2022 | $0.40 | $4.4M | 34% |
| 2021 | $0.78 | $9.3M | 83% |
| 2020 | $0.15 | $1.8M | 18% |
Latest SEC filings
What Richmond Mutual Bancorporation, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 30, 2026
- August 20, 2026Other event 8-K
- August 13, 2026
- August 12, 2026Exhibits 8-K/A
- July 27, 2026
- July 17, 2026
- July 1, 2026
- May 27, 2026
- May 22, 2026Other event 8-K
- May 12, 2026
Insider trades
What the people running Richmond Mutual Bancorporation, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $23.3K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 4, 2026 | Cook Christopher DDirector | Bought | 1,500 | $23.3K |
| August 10, 2026 | Jackson Jeffrey A.Director | Bought | 2,500 | $39.8K |
| July 1, 2026 | Moore James DaltonDirector | Received as pay | 60,669 | - |
| July 1, 2026 | Moore James DaltonDirector | Received as payindirect | 3,400 | - |
| July 1, 2026 | Moore James DaltonDirector | Received as payindirect | 4,039 | - |
| July 1, 2026 | Moore James DaltonDirector | Received as payindirect | 6,800 | - |
| July 1, 2026 | Cook Christopher DDirector | Received as pay | 26,186 | - |
| July 1, 2026 | Valentino Carroll AnnChief Operations Officer | Received as pay | 6,256 | - |
Who owns RMBI
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| TI-TRUST, Inc., as Trustee of the Richmond Mutual Bancorporation, Inc. Employee Stock Ownership Plan13G, passive | 10.2% | April 4, 2025 |
| Douglas Eden13G, passive | 6% | May 27, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 76 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 550,962 | +167,144 |
| Vanguard Capital Management LLC | 361,385 | -96,181 |
| Geode Capital Management, LLC | 215,781 | +23,024 |
| Dimensional Fund Advisors LP | 152,116 | +31,601 |
| Arrowstreet Capital, Limited Partnership | 150,946 | +59,885 |
| Stifel Financial Corp | 132,464 | -600 |
| State Street Corp | 115,703 | -1,622 |
| Morgan Stanley | 85,952 | +65,815 |
| Renaissance Technologies LLC | 72,142 | +33,800 |
| Northern Trust Corp | 63,987 | +7,376 |
| PL Capital Advisors, LLC | 61,719 | 0 |
| Sanctuary Advisors, LLC | 59,635 | new |
| Vanguard Portfolio Management LLC | 57,054 | +9,471 |
| Vanguard Fiduciary Trust Co | 55,277 | +4,031 |
| Susquehanna International Group, Llp | 55,120 | new |
| Keeler & Nadler Financial Planning & Wealth Management | 43,004 | 0 |
| Aqr Capital Management LLC | 42,471 | new |
| Vista Investment Partners II, LLC | 40,102 | +5,324 |
| Oppenheimer & Close, LLC | 40,000 | 0 |
| Minerva Advisors LLC | 30,224 | 0 |
Insiders
11 insiders reported holding 521,656 shares in total, about $8.2M at the last price.
| Holder | Shares |
|---|---|
| Kleer Garry D.President, CEO, Director | 167,823 |
| Kozuch ChadChief Risk Officer | 73,009 |
| Moore James DaltonDirector | 67,4696,800 held indirectly |
| Lahrman Daniel J.Director | 55,002 |
| Jackson Jeffrey A.Director | 49,125 |
| Blum E. MichaelDirector | 47,685 |
| Cook Christopher DDirector | 27,686 |
| Crawford Thomas D.Director | 23,776 |
| Valentino Carroll AnnChief Operations Officer | 6,256 |
| Cutillo Barbara ADirector | 2,980 |
Questions about RMBI
What does Richmond Mutual Bancorporation, Inc. do?
Richmond Mutual Bancorporation, Inc. is a company in the Finance sector, listed on NASDAQ as RMBI. Its shares trade on NASDAQ under the ticker RMBI.
What is Richmond Mutual Bancorporation, Inc.'s net worth?
Richmond Mutual Bancorporation, Inc. has a market value (market cap) of $264M at the latest share price, and shareholders' equity of $148.3M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Richmond Mutual Bancorporation, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $12M.
When did Richmond Mutual Bancorporation, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 13, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from November 4, 2026.
When is Richmond Mutual Bancorporation, Inc.'s next earnings report?
Richmond Mutual Bancorporation, Inc.'s next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Richmond Mutual Bancorporation, Inc. pay a dividend?
Yes. Richmond Mutual Bancorporation, Inc. declared dividends of $0.60 per share in fiscal 2025, a yield of 3.81% at the current price.
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Where the numbers come from
Financial figures are the values Richmond Mutual Bancorporation, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.