Peoples Bancorp of North Carolina Inc (PEBK)
Operating cash flow minus capital spending left $20M of free cash flow in fiscal 2025. At September 30, 2026 it held $57.2M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 3, 2026.
Key facts about Peoples Bancorp of North Carolina Inc
- Net worth
- Peoples Bancorp of North Carolina Inc has a market value (market cap) of $234.6M at the latest share price, and shareholders' equity of $157.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $21.4M of cash; after $1.4M of capital spending, free cash flow was $20M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 3, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Peoples Bancorp of North Carolina Inc's next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Peoples Bancorp of North Carolina Inc declared dividends of $0.96 per share in fiscal 2025, a yield of 2.23% at the current price.
What Peoples Bancorp of North Carolina Inc does
Peoples Bancorp of North Carolina Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker PEBK.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $19.8M | $3.62 | $20M |
| 2024 | n/a | $16.4M | $2.98 | $20M |
| 2023 | n/a | $15.5M | $2.77 | $20.8M |
| 2022 | n/a | $16.1M | $2.85 | $18.1M |
| 2021 | n/a | $15.1M | $2.63 | $26.4M |
| 2020 | n/a | $11.4M | $1.95 | $6.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Peoples Bancorp of North Carolina Inc declared $0.96 per share in fiscal 2025. At the current price that is a yield of 2.23%. It paid out $5.2M in cash dividends, 26% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.96 | $5.2M | 26% |
| 2024 | $0.92 | $5M | 31% |
| 2023 | $0.91 | $5.1M | 33% |
| 2022 | $0.87 | $4.9M | 31% |
| 2021 | $0.66 | $3.8M | 25% |
| 2020 | $0.75 | $4.4M | 39% |
Latest SEC filings
What Peoples Bancorp of North Carolina Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 3, 2026
- October 19, 2026
- August 4, 2026
- July 29, 2026Passive stake (5% or more) SCHEDULE 13G
- July 21, 2026
- July 20, 2026
- May 15, 2026Passive stake changed SCHEDULE 13G/A
- May 8, 2026
- May 7, 2026
- April 27, 2026Passive stake changed SCHEDULE 13G/A
Insider trades
What the people running Peoples Bancorp of North Carolina Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $47.5K and sold $492K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 29, 2026 | Abernethy James SDirector | Soldindirect | 600 | $26.4K |
| October 28, 2026 | Howard Douglas SDirector | Bought | 500 | $21.9K |
| October 28, 2026 | Abernethy James SDirector | Sold | 1,000 | $43.8K |
| October 21, 2026 | Price Billy L Jr DrDirector | Bought | 200 | $8.5K |
| September 2, 2026 | Abernethy James SDirector | Soldindirect | 500 | $21.8K |
| September 2, 2026 | Abernethy Robert CDirector | Soldindirect | 7,000 | $305.3K |
| September 1, 2026 | Abernethy Robert C. JRDirector | Sold | 1,200 | $51.8K |
| August 27, 2026 | Abernethy James SDirector | Sold | 1,000 | $43.1K |
Who owns PEBK
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Wellington Management Group LLP13G, passive with 3 related filers | 7.7% | May 15, 2026 |
Largest institutional holders
Insiders
11 insiders reported holding 744,309 shares in total, about $32M at the last price.
| Holder | Shares |
|---|---|
| Abernethy Robert CChairman of the Board, Director | 315,052101,116 held indirectly |
| Abernethy James SDirector | 206,35271,300 held indirectly |
| Abernethy Robert C. JRDirector | 57,566 |
| Zachary Benjamin IDirector | 52,866 |
| Abernethy Ashton V.Director | 43,838 |
| Cable William DPresident and CEO | 25,398 |
| Howard Douglas SDirector | 24,227 |
| Price Billy L Jr DrDirector | 15,444 |
| Shinn Carol S.EVP, Chief Operations Officer | 2,084 |
| Turner Timothy PaulEVP, Chief Credit Officer | 1,475 |
Questions about PEBK
What does Peoples Bancorp of North Carolina Inc do?
Peoples Bancorp of North Carolina Inc is a company in the Finance sector, listed on NASDAQ as PEBK. Its shares trade on NASDAQ under the ticker PEBK.
What is Peoples Bancorp of North Carolina Inc's net worth?
Peoples Bancorp of North Carolina Inc has a market value (market cap) of $234.6M at the latest share price, and shareholders' equity of $157.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Peoples Bancorp of North Carolina Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $22M.
When did Peoples Bancorp of North Carolina Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 3, 2026. It covers the period to September 30, 2026.
When is Peoples Bancorp of North Carolina Inc's next earnings report?
Peoples Bancorp of North Carolina Inc's next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Peoples Bancorp of North Carolina Inc pay a dividend?
Yes. Peoples Bancorp of North Carolina Inc declared dividends of $0.96 per share in fiscal 2025, a yield of 2.23% at the current price.
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Where the numbers come from
Financial figures are the values Peoples Bancorp of North Carolina Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.