First Internet Bancorp (INBK)
Operating cash flow minus capital spending left $2.2M of free cash flow in fiscal 2025. At September 30, 2026 it held $652.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about First Internet Bancorp
- Net worth
- First Internet Bancorp has a market value (market cap) of $223.5M at the latest share price, and shareholders' equity of $354.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $3.4M of cash; after $1.2M of capital spending, free cash flow was $2.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- First Internet Bancorp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- First Internet Bancorp declared dividends of $0.24 per share in fiscal 2025, a yield of 0.94% at the current price.
What First Internet Bancorp does
First Internet Bancorp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker INBK.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | -$35.2M | -$4.03 | $2.2M |
| 2024 | n/a | $25.3M | $2.88 | $10.4M |
| 2023 | n/a | $8.4M | $0.95 | $6.3M |
| 2022 | n/a | $35.5M | $3.70 | $65.2M |
| 2020 | n/a | $48.1M | $4.82 | $24.9M |
| 2020 | n/a | $29.5M | $2.99 | -$12.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
First Internet Bancorp declared $0.24 per share in fiscal 2025. At the current price that is a yield of 0.94%. It paid out $2.1M in cash dividends.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.24 | $2.1M | n/a |
| 2024 | $0.24 | $2.1M | 8% |
| 2023 | $0.24 | $2.2M | 26% |
| 2022 | $0.24 | $2.3M | 7% |
| 2020 | $0.24 | $2.4M | 5% |
| 2020 | $0.24 | $2.3M | 8% |
Latest SEC filings
What First Internet Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026
- October 29, 2026
- October 8, 2026
- October 1, 2026
- September 21, 2026
- September 10, 2026
- August 5, 2026
- July 30, 2026
- June 16, 2026
- May 20, 2026
What is INBK worth? A DCF from its reported cash flow
Insider trades
What the people running First Internet Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| May 18, 2026 | Christian Justin P.Director | Received as pay | 2,416 | - |
| May 18, 2026 | Fenech Joseph A.Director | Received as pay | 2,416 | - |
| May 18, 2026 | Raines Michele L.Director | Received as pay | 2,416 | - |
| May 18, 2026 | Wojtowicz Jean LDirector | Received as pay | 2,416 | - |
| May 18, 2026 | Dee Ann C.Director | Received as pay | 2,416 | - |
| May 18, 2026 | Keach John K JrDirector | Received as pay | 2,416 | - |
| May 18, 2026 | Bade Aasif M.Director | Received as pay | 2,416 | - |
| February 24, 2026 | Fenech Joseph A.Director | Bought | 1,000 | $19.8K |
Who owns INBK
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Dimensional Fund Advisors LP13G, passive | 5% | January 21, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 120 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 726,936 | -51,588 |
| Heartland Advisors Inc | 375,900 | -9,000 |
| Aegis Financial Corp | 354,261 | 0 |
| Vanguard Capital Management LLC | 346,351 | +10,103 |
| Dimensional Fund Advisors LP | 327,830 | -47,979 |
| Aqr Capital Management LLC | 289,641 | +214,463 |
| Geode Capital Management, LLC | 227,248 | +17,437 |
| Simcoe Capital LLC | 208,777 | +36,685 |
| Quantinno Capital Management LP | 199,891 | +37,470 |
| D. E. Shaw & Co., Inc. | 167,886 | -41,567 |
| Banc Funds Co LLC | 162,176 | 0 |
| Hotchkis & Wiley Capital Management LLC | 148,546 | -500 |
| State Street Corp | 135,299 | +1,616 |
| Jacobs Levy Equity Management, Inc | 100,345 | -7,995 |
| Goldman Sachs Group Inc | 80,774 | +20,346 |
| Gator Capital Management, LLC | 78,990 | +1,816 |
| Sapient Capital LLC | 77,807 | 0 |
| Caldwell Sutter Capital, Inc. | 74,899 | -2,000 |
| Nuveen, LLC | 70,325 | +29,969 |
| American Century Companies Inc | 67,786 | -28,693 |
Insiders
10 insiders reported holding 711,104 shares in total, about $18.2M at the last price.
| Holder | Shares |
|---|---|
| Becker David BChairman and CEO, Director | 432,810 |
| Lorch Nicole S.President & COO | 78,449 |
| Lovik Kenneth J.Executive Vice President & CFO | 51,733 |
| Wojtowicz Jean LDirector | 42,421 |
| Keach John K JrDirector | 39,571 |
| Dee Ann C.Director | 19,532 |
| Bade Aasif M.Director | 14,335 |
| Christian Justin P.Director | 13,278 |
| Fenech Joseph A.Director | 12,535 |
| Raines Michele L.Director | 6,440 |
Questions about INBK
What does First Internet Bancorp do?
First Internet Bancorp is a company in the Finance sector, listed on NASDAQ as INBK. Its shares trade on NASDAQ under the ticker INBK.
What is First Internet Bancorp's net worth?
First Internet Bancorp has a market value (market cap) of $223.5M at the latest share price, and shareholders' equity of $354.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is First Internet Bancorp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $15M.
When did First Internet Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is First Internet Bancorp's next earnings report?
First Internet Bancorp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does First Internet Bancorp pay a dividend?
Yes. First Internet Bancorp declared dividends of $0.24 per share in fiscal 2025, a yield of 0.94% at the current price.
Similar companies
Compare INBK with
Follow INBK
Get an email when First Internet Bancorp files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values First Internet Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.