Oak Valley Bancorp (OVLY)
Operating cash flow minus capital spending left $24.6M of free cash flow in fiscal 2025. At June 30, 2026 it held $194.8M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 14, 2026.
Key facts about Oak Valley Bancorp
- Net worth
- Oak Valley Bancorp has a market value (market cap) of $295.1M at the latest share price, and shareholders' equity of $217M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $28.7M of cash; after $4.1M of capital spending, free cash flow was $24.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 14, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Oak Valley Bancorp's next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Oak Valley Bancorp declared dividends of $0.60 per share in fiscal 2025, a yield of 1.71% at the current price.
What Oak Valley Bancorp does
Oak Valley Bancorp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker OVLY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $23.9M | $2.88 | $24.6M |
| 2024 | n/a | $24.9M | $3.02 | $23.9M |
| 2023 | n/a | $30.8M | $3.75 | $31.2M |
| 2022 | n/a | $22.9M | $2.79 | $21.6M |
| 2021 | n/a | $16.3M | $2.00 | $10.2M |
| 2020 | n/a | $13.7M | $1.68 | $17.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Oak Valley Bancorp declared $0.60 per share in fiscal 2025. At the current price that is a yield of 1.71%. It paid out $5M in cash dividends, 21% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.60 | $5M | 21% |
| 2024 | $0.45 | $3.7M | 15% |
| 2023 | $0.32 | $2.6M | 9% |
| 2022 | $0.30 | $2.5M | 11% |
| 2021 | $0.29 | $2.4M | 15% |
| 2020 | $0.28 | $2.3M | 17% |
Latest SEC filings
What Oak Valley Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 23, 2026
- August 14, 2026
- July 29, 2026Passive stake (5% or more) SCHEDULE 13G
- July 23, 2026
- June 17, 2026
- May 12, 2026
- April 29, 2026Additional proxy material DEFA14A
- April 29, 2026Additional proxy material DEFA14A
- April 29, 2026Proxy statement DEF 14A
- April 23, 2026
Insider trades
What the people running Oak Valley Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $65.4K and sold $38.3K worth of shares in the last 90 days. All of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 28, 2026 | Leonard Daniel JDirector | Bought | 125 | $4.3K |
| October 26, 2026 | Barton DonDirector | Soldpre-planned (10b5-1) | 375 | $12.8K |
| September 28, 2026 | Leonard Daniel JDirector | Bought | 125 | $4.3K |
| September 28, 2026 | Barton DonDirector | Soldpre-planned (10b5-1) | 375 | $12.8K |
| August 28, 2026 | Leonard Daniel JDirector | Bought | 125 | $4.3K |
| August 26, 2026 | Lafferty AllisonDirector | Bought | 174 | $5.9K |
| August 26, 2026 | Lafferty AllisonDirector | Bought | 50 | $1.7K |
| August 26, 2026 | Lafferty AllisonDirector | Bought | 68 | $2.3K |
Who owns OVLY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
18 insiders reported holding 996,424 shares in total, about $34.9M at the last price.
| Holder | Shares |
|---|---|
| Courtney Christopher M.CEO, Director | 244,304 |
| Holder H Randolph JrDirector | 152,991 |
| Leonard Daniel JDirector | 125,32462,412 held indirectly |
| Rodrigues Michael JEVP Chief Credit Officer | 76,432 |
| McCarty Richard A.President & COO | 60,932 |
| Ghan CathyEVP Commercial Real Estate | 41,176 |
| Stahl Russell EEVP Chief Information Officer | 40,796 |
| Gall Jeffrey AEVP Chief Financial Officer | 39,985 |
| Stephens GaryEVP Commercial Banking | 37,517 |
| Withrow Terrance PDirector | 31,917 |
Questions about OVLY
What does Oak Valley Bancorp do?
Oak Valley Bancorp is a company in the Finance sector, listed on NASDAQ as OVLY. Its shares trade on NASDAQ under the ticker OVLY.
What is Oak Valley Bancorp's net worth?
Oak Valley Bancorp has a market value (market cap) of $295.1M at the latest share price, and shareholders' equity of $217M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Oak Valley Bancorp profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $23.5M.
When did Oak Valley Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 14, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from October 29, 2026.
When is Oak Valley Bancorp's next earnings report?
Oak Valley Bancorp's next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Oak Valley Bancorp pay a dividend?
Yes. Oak Valley Bancorp declared dividends of $0.60 per share in fiscal 2025, a yield of 1.71% at the current price.
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Where the numbers come from
Financial figures are the values Oak Valley Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.