Jefferson Capital, Inc. / DE (JCAP)
Jefferson Capital, Inc. / DE brought in $659.6M of revenue over the twelve months to June 30, 2026. Net income was $155M, a net margin of 23.5%. At June 30, 2026 it held $20.4M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 13, 2026.
Key facts about Jefferson Capital, Inc. / DE
- Net worth
- Jefferson Capital, Inc. / DE has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $476.2M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $613.3M (+41.5% year on year), with net income of $188M. Over the 12 months to June 30, 2026: revenue $659.6M, net income $155M.
- Cash flow
- In fiscal 2025 operations brought in $268.8M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on August 13, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Jefferson Capital, Inc. / DE's next report is expected around November 12, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Jefferson Capital, Inc. / DE declared dividends of $0.98 per share in fiscal 2025, a yield of 4.98% at the current price.
What Jefferson Capital, Inc. / DE does
Jefferson Capital, Inc. / DE is registered with the SEC under industry code SIC 6153 (Short-Term Business Credit Institutions). Its shares trade on NASDAQ under the ticker JCAP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $613.3M | $188M | $5.64 | n/a |
| 2025 | $433.3M | $128.9M | n/a | n/a |
| 2023 | $323.1M | $111.5M | n/a | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where JCAP ranks in Finance
Dividends
Jefferson Capital, Inc. / DE declared $0.98 per share in fiscal 2025. At the current price that is a yield of 4.98%. It paid out $63.5M in cash dividends, 34% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.98 | $63.5M | 34% |
| 2025 | n/a | $36M | 28% |
| 2023 | n/a | $30.6M | 27% |
Latest SEC filings
What Jefferson Capital, Inc. / DE has filed recently, newest first. Each links to the original document on SEC EDGAR.
- August 21, 2026
- August 18, 2026Other event 8-K
- August 13, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 16% to $177.5M versus the same quarter last year; diluted EPS $0.67 versus $16.76.
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 13, 2026
- July 2, 2026
- June 8, 2026
- May 15, 2026Passive stake (5% or more) SCHEDULE 13G
- May 14, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 14% to $176.4M versus the same quarter last year; diluted EPS was $0.61.
- May 14, 2026
Insider trades
What the people running Jefferson Capital, Inc. / DE did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $1.3M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 25, 2026 | Person Penelope JoAnnChief Commercial Officer | Sold | 246 | $5.4K |
| August 17, 2026 | Zellmann Mark JosephPresident US Business Lines | Sold | 56,000 | $1.3M |
| August 17, 2026 | Zellmann Mark JosephPresident US Business Lines | Gave as a gift | 6,250 | - |
| January 9, 2026 | Burton David M.SEE REMARKS, Director | Sold | 385,000 | $7.9M |
| January 9, 2026 | JCF IV JCAP Holding L.P.10% owner | Soldindirect | 11,000,000 | $215.9M |
Who owns JCAP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| JCF Associates IV L.P.13G, passive with 4 related filers | 67.6% | August 12, 2025 |
| JCF IV JCAP Holding L.P.13G, passive with 4 related filers | 59.1% | May 8, 2026 |
| Burton David M.13G, passive | 5.8% | January 16, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 113 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Wellington Management Group Llp | 2,321,550 | -949,416 |
| Adage Capital Partners GP, L.L.C. | 1,857,858 | +95,059 |
| William Blair Investment Management, LLC | 1,806,665 | +246,716 |
| Principal Financial Group Inc | 1,710,435 | +173,381 |
| BlackRock, Inc. | 1,697,836 | +292,794 |
| Nantahala Capital Management, LLC | 1,500,000 | +750,000 |
| Punch & Associates Investment Management, Inc. | 1,446,818 | +330,933 |
| Goldman Sachs Group Inc | 958,811 | -172,787 |
| Geode Capital Management, LLC | 790,883 | +99,666 |
| Vanguard Capital Management LLC | 752,389 | -304,409 |
| Citadel Advisors LLC | 626,868 | +39,370 |
| UBS Group AG | 582,735 | +327,770 |
| North Reef Capital Management LP | 530,598 | -1,553 |
| State Street Corp | 472,411 | +105,740 |
| American Century Companies Inc | 456,926 | +157,883 |
| Millennium Management LLC | 415,568 | +11,219 |
| State of Wisconsin Investment Board | 338,791 | -35,584 |
| Clearbridge Investments, LLC | 328,800 | -1,592 |
| Philadelphia Financial Management of San Francisco, LLC | 316,853 | new |
| Morgan Stanley | 306,596 | +31,145 |
Insiders
4 insiders reported holding 37,183,070 shares in total, about $731M at the last price.
| Holder | Shares |
|---|---|
| JCF IV JCAP Holding L.P.10% owner | 32,721,80832,721,808 held indirectly |
| Burton David M.SEE REMARKS, Director | 3,392,500 |
| Zellmann Mark JosephPresident US Business Lines | 631,497 |
| Person Penelope JoAnnChief Commercial Officer | 437,265 |
Questions about JCAP
What does Jefferson Capital, Inc. / DE do?
Jefferson Capital, Inc. / DE is a company in the Finance sector, listed on NASDAQ as JCAP. Its shares trade on NASDAQ under the ticker JCAP.
What is Jefferson Capital, Inc. / DE's net worth?
Jefferson Capital, Inc. / DE has a market value (market cap) of $1.1B at the latest share price, and shareholders' equity of $476.2M on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Jefferson Capital, Inc. / DE profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $155M on revenue of $659.6M, a net margin of 23.5%.
How much revenue does Jefferson Capital, Inc. / DE make?
Over the twelve months to June 30, 2026 Jefferson Capital, Inc. / DE reported revenue of $659.6M.
When did Jefferson Capital, Inc. / DE last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 13, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from August 26, 2026.
When is Jefferson Capital, Inc. / DE's next earnings report?
Jefferson Capital, Inc. / DE's next report is expected around November 12, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
Does Jefferson Capital, Inc. / DE pay a dividend?
Yes. Jefferson Capital, Inc. / DE declared dividends of $0.98 per share in fiscal 2025, a yield of 4.98% at the current price.
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Where the numbers come from
Financial figures are the values Jefferson Capital, Inc. / DE tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.