Income statement, balance sheet and cash flow statement for the last 3 fiscal years, taken from the XBRL data Jefferson Capital, Inc. / DE files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2023
FY2025
FY2025
Revenue
323
433
613
Operating expenses
155
210
294
Operating income
164
220
316
Interest expense
48.1
77.2
106
Other non-operating income
-43.5
-82.7
-98.1
Pre-tax income
121
138
218
Income tax
9.05
8.66
30.5
Net income to minority interests
0.02
Net income
112
129
188
EBITDA
166
223
322
EPS, basic
5.64
EPS, diluted
5.64
Shares, basic (weighted)
30
Shares, diluted (weighted)
30
Dividend per share
0.98
Balance sheet
FY2023
FY2025
FY2025
Cash and equivalents
14.4
35.5
23.2
Property, plant and equipment
2.27
1.7
Lease right-of-use assets
4.45
3.66
Goodwill
57.2
57.7
58
Intangible assets
6.54
Total assets
1,654
2,087
Total liabilities
1,272
1,611
Total debt
1,754
Paid-in capital
-49.5
Retained earnings
398
523
Other comprehensive income
-15.6
3.05
Shareholders' equity
304
383
476
Total equity
304
383
476
Total liabilities and equity
1,654
2,087
Shares outstanding
0
58.3
Cash flow statement
FY2023
FY2025
FY2025
Net income
112
129
188
Depreciation and amortization
2.37
2.61
5.25
Stock-based compensation
1
0
17.2
Deferred income tax
21.5
Change in receivables
17.9
-7.33
4.59
Change in payables
9
37.2
25.5
Cash from operations
120
168
269
Acquisitions
-5.6
0
0
Cash from investing
-403
-542
-402
Stock issued
0
10
Dividends paid
-30.6
-36
-63.5
Cash from financing
290
389
150
Exchange rate effect
-1.22
2.98
-7.26
Net change in cash
5.45
17.6
9.31
Interest paid
45.1
58.1
95.5
Income taxes paid
9.05
8.67
8.43
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $19.46 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Operating margin
45.8%
Operating income / revenue.
EBITDA margin
46.4%
EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin
29.4%
Pre-tax income / revenue.
Net margin
23.5%
Net income / revenue.
Operating cash flow margin
33.5%
Cash from operations / revenue.
Effective tax rate
20.1%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
32.6%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
7.4%
Net income / average total assets.
Return on invested capital (ROIC)
53.0%
Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
Stock-based pay / revenue
5.2%
Stock-based compensation (from the cash flow statement) / revenue.
D&A / revenue
0.6%
Depreciation and amortization / revenue.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
41.5%
Revenue vs the same period a year earlier. Only from a positive base.
Operating income growth, 1y
43.7%
Operating income vs the same period a year earlier. Only from a positive base.
EBITDA growth, 1y
44.4%
EBITDA vs the same period a year earlier. Only from a positive base.
Net income growth, 1y
45.8%
Net income vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
59.8%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
24.5%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
26.2%
Total assets vs the same period a year earlier. Only from a positive base.
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share
$11.88
Revenue / diluted weighted shares.
Operating cash flow per share
$3.98
Cash from operations / diluted weighted shares.
Book value per share
$8.29
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Dividends paid / net income, when net income is positive.
Valuation
Metric
Value
How it is calculated
Market cap
$1.12B
Share price x shares outstanding.
Enterprise value
$1.10B
Market cap + total debt - cash - short-term investments.
P/E
7.21x
Market cap / net income. Only when net income is positive.
P/S
1.69x
Market cap / revenue.
P/B
2.35x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
2.67x
Market cap / tangible book value, when positive.
P/OCF
5.05x
Market cap / cash from operations, when positive.
EV/Sales
1.66x
Enterprise value / revenue.
EV/EBIT
3.63x
Enterprise value / operating income, when both are positive.
EV/EBITDA
3.58x
Enterprise value / EBITDA, when both are positive.
Earnings yield
13.9%
Net income / market cap (the inverse of P/E).
Dividend yield
5.4%
Dividends paid over the period / market cap.
Shareholder yield
5.4%
(Dividends paid + share buybacks) / market cap.
What was Jefferson Capital, Inc. / DE's revenue in fiscal 2025?
Jefferson Capital, Inc. / DE reported revenue of $613.3M for fiscal 2025, 41.5% higher than the year before.
Was Jefferson Capital, Inc. / DE profitable in fiscal 2025?
Yes. Net income was $188.0M, a net margin of 30.6%.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.