Pra Group Inc (PRAA)
Pra Group Inc brought in $1.3B of revenue over the twelve months to September 30, 2026, up 12.5% from a year earlier. Net income was $157.5M, a net margin of 12.1%. In fiscal 2025 capital spending exceeded operating cash flow by $90.4M. At September 30, 2026 it held $139.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 9, 2026.
Key facts about Pra Group Inc
- Net worth
- Pra Group Inc has a market value (market cap) of $459.9M at the latest share price, and shareholders' equity of $1.1B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.2B (+7.8% year on year), with a net loss of $305.1M. Over the 12 months to September 30, 2026: revenue $1.3B, net income $157.5M.
- Cash flow
- In fiscal 2025 operations used $85.5M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 9, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Pra Group Inc's next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Pra Group Inc does
Pra Group Inc is registered with the SEC under industry code SIC 6153 (Short-Term Business Credit Institutions). Its shares trade on NASDAQ under the ticker PRAA.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.2B | -$305.1M | -$7.79 | -$90.4M |
| 2024 | $1.1B | $70.6M | $1.79 | -$98.6M |
| 2023 | $802.6M | -$83.5M | -$2.13 | -$100.4M |
| 2022 | $966.5M | $117.1M | $2.94 | $8.3M |
| 2021 | $1.1B | $183.2M | $4.04 | $73.7M |
| 2020 | $1.1B | $149.3M | $3.26 | $124.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where PRAA ranks in Finance
Latest SEC filings
What Pra Group Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 8% to $286.3M versus the same quarter last year; diluted EPS $0.39 versus -$10.43.
- November 5, 2026
- October 8, 2026Material agreement8-KPRA Group completed a private offering of $400 million in senior notes due 2033 to repay revolving credit facility debt.
- September 29, 2026Other event 8-K
- September 29, 2026Other event 8-K
- September 23, 2026Executive or director change8-KOwen James will retire as President of PRA Group Europe effective December 31, 2026.
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 29% to $372.2M versus the same quarter last year; diluted EPS $1.51 versus $1.08.
- August 6, 2026
Insider trades
What the people running Pra Group Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 5 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 15, 2026 | Sehgal RakeshChief Financial Officer | Shares withheld for tax | 1,514 | $29.4K |
| September 10, 2026 | Weaver Lance LDirector | Gave as a gift | 5,370 | - |
| September 10, 2026 | Weaver Lance LDirector | Gave as a gift | 5,371 | - |
| August 15, 2026 | Tarrant LaTisha OwensGeneral Counsel & CHRO | Shares withheld for tax | 3,342 | $68.8K |
| August 15, 2026 | James Richard OwenPresident - PRA Group Europe | Shares withheld for tax | 1,844 | $38K |
| June 17, 2026 | Sjolund MartinPresident and CEO, Director | Shares withheld for tax | 9,772 | $152.9K |
| June 17, 2026 | James Richard OwenPresident - PRA Group Europe | Shares withheld for tax | 1,086 | $17K |
| June 16, 2026 | Tabakin Scott MDirector | Received as pay | 10,543 | - |
Who owns PRAA
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| T. Rowe Price Investment Management, Inc.13G, passive | 7.9% | August 14, 2026 |
| Topline Capital Management, LLC13G, passive with 2 related filers | 7.4% | February 13, 2026 |
| Vanguard Capital Management13G, passive | 5.05% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 198 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 4,433,001 | -2,655,778 |
| Topline Capital Management, LLC | 3,845,334 | 0 |
| Vanguard Capital Management LLC | 1,648,418 | -6,078 |
| Global Alpha Capital Management Ltd. | 1,574,253 | -362,507 |
| Dimensional Fund Advisors LP | 1,359,738 | -275,868 |
| Assenagon Asset Management S.A. | 1,202,888 | +1,082,982 |
| American Century Companies Inc | 1,023,033 | +441,369 |
| Geode Capital Management, LLC | 1,010,193 | +63,663 |
| State Street Corp | 946,980 | -553,936 |
| Wellington Management Group Llp | 827,720 | +77,188 |
| D. E. Shaw & Co., Inc. | 783,504 | -38,110 |
| Millennium Management LLC | 753,597 | +465,135 |
| Jacobs Levy Equity Management, Inc | 749,184 | +82,582 |
| Jane Street Group, LLC | 705,920 | +332,930 |
| Arrowstreet Capital, Limited Partnership | 672,074 | +554,970 |
| Charles Schwab Investment Management Inc | 641,601 | -129,445 |
| Royal Bank of Canada | 621,699 | -176,350 |
| Citadel Advisors LLC | 581,087 | +333,538 |
| Vanguard Portfolio Management LLC | 485,270 | -337,381 |
| Capital Management Corp | 477,134 | +34,630 |
Insiders
11 insiders reported holding 850,213 shares in total, about $10.4M at the last price.
| Holder | Shares |
|---|---|
| Sjolund MartinPresident and CEO, Director | 263,586 |
| Tabakin Scott MDirector | 108,542 |
| Tarrant LaTisha OwensGeneral Counsel & CHRO | 102,346 |
| James Richard OwenPresident - PRA Group Europe | 93,426 |
| Sehgal RakeshChief Financial Officer | 78,998 |
| Connelly Marjorie MaryDirector | 65,160 |
| Paschke Brett LeeDirector | 51,340 |
| Olsen GeirDirector | 28,228 |
| Butler Adrian MDirector | 24,657 |
| Gadhia Jayne-AnneDirector | 23,387 |
Questions about PRAA
What does Pra Group Inc do?
Pra Group Inc is a company in the Finance sector, listed on NASDAQ as PRAA. Its shares trade on NASDAQ under the ticker PRAA.
What is Pra Group Inc's net worth?
Pra Group Inc has a market value (market cap) of $459.9M at the latest share price, and shareholders' equity of $1.1B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Pra Group Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $157.5M on revenue of $1.3B, a net margin of 12.1%.
How much revenue does Pra Group Inc make?
Over the twelve months to September 30, 2026 Pra Group Inc reported revenue of $1.3B. That is 12.5% more than a year earlier.
When did Pra Group Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 9, 2026. It covers the period to September 30, 2026.
When is Pra Group Inc's next earnings report?
Pra Group Inc's next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Pra Group Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.