Stocks Comparison
Encore Capital vs Jefferson Capital, Inc. / DE: revenue, profit, margins and growth compared
Encore Capital brought in $1.8B of revenue in fiscal 2025, Jefferson Capital, Inc. / DE $613.3M in fiscal 2025. Revenue changed by +34.4% at Encore Capital and +41.5% at Jefferson Capital, Inc. / DE on the year before, so Jefferson Capital, Inc. / DE grew faster. Encore Capital kept 14.5% of its revenue as net profit, Jefferson Capital, Inc. / DE 30.6%.
Side by side, latest fiscal year
| ECPG | JCAP | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $1.8B | $613.3M |
| Revenue growth | +34.4% | +41.5% |
| Net income | $256.8M | $188M |
| Net margin | 14.5% | 30.6% |
| Free cash flow | $126.9M | n/a |
| Free cash flow margin | 7.2% | n/a |
| Earnings per share (diluted) | $10.91 | $5.64 |
| Cash | $156.8M | $23.2M |
| Debt | $4B | $1.8B |
| Price to earnings | 9.0 | 3.5 |
| Market value | $2.1B | $1.1B |
| Dividend yield | n/a | 5.04% |
| Rank by revenue in sector | #154 of 444 · Finance | #226 of 444 · Finance |
Over the years
Questions about Encore Capital and Jefferson Capital, Inc. / DE
Which is bigger by revenue, Encore Capital or Jefferson Capital, Inc. / DE?
Encore Capital is bigger by revenue: $1.8B in fiscal 2025, against $613.3M for Jefferson Capital, Inc. / DE in fiscal 2025.
Which keeps more of its revenue as profit, Encore Capital or Jefferson Capital, Inc. / DE?
Encore Capital had a net margin of 14.5% in fiscal 2025; Jefferson Capital, Inc. / DE had 30.6% in fiscal 2025.
Which grew revenue faster, Encore Capital or Jefferson Capital, Inc. / DE?
In their latest fiscal years revenue changed by +34.4% at Encore Capital and +41.5% at Jefferson Capital, Inc. / DE.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.