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Generations Bancorp NY, Inc. (GBNY)

Generations Bancorp NY, Inc. brought in $1.4M of revenue over the twelve months to June 30, 2024, down 34.9% from a year earlier. It posted a net loss of $2.6M. Operating cash flow minus capital spending left $1.7M of free cash flow in fiscal 2023. At June 30, 2024 it held $9.8M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 9, 2024.

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Price
$16.23
+0.12% on the day · September 14, 2026
52-week range $14.68 to $17.95
Market cap
$36.4M
Revenue (last 12 months)
$1.4M
-34.9% year on year
Net margin
-191.2%

What Generations Bancorp NY, Inc. does

Generations Bancorp NY, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on OTC under the ticker GBNY.

Revenue and profit by year

Revenue
FY20: $2.7M $2.7M FY20FY20: $2.3M $2.3M FY20FY21: $2.3M $2.3M FY21FY22: $2M $2M FY22FY23: $1.9M $1.9M FY23
Net income
FY20: $87K $87K FY20FY20: $1.7M $1.7M FY20FY21: $1.4M $1.4M FY21FY22: $1.1M $1.1M FY22FY23: -$1.6M -$1.6M FY23

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2023$1.9Mn/a-$1.6M-$0.72$1.7M
2022$2Mn/a$1.1M$0.47$3.9M
2021$2.3Mn/a$1.4M$0.60$3M
2020$2.3Mn/a$1.7M$0.71$767K
2020$2.7Mn/a$87K$0.04$556K

Full financial statements: income, balance sheet and cash flow

Latest SEC filings

What Generations Bancorp NY, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. November 14, 2024
  2. October 30, 2024
  3. October 23, 2024
  4. October 15, 2024
  5. October 15, 2024
  6. October 4, 2024
  7. September 24, 2024
  8. September 24, 2024
  9. September 24, 2024
  10. August 9, 2024
    Quarterly report 10-Q · period to June 30, 2024Revenue fell 47% to $367K versus the same quarter last year; diluted EPS -$0.39 versus -$0.07.

Recent insider filings (Forms 3, 4 and 144): 10, the latest on March 27, 2024. Insider transactions on SEC

What is GBNY worth? A DCF from its reported cash flow

All filings on SEC EDGAR

Questions about GBNY

What does Generations Bancorp NY, Inc. do?

Generations Bancorp NY, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on OTC under the ticker GBNY.

Is Generations Bancorp NY, Inc. profitable?

No. Over the twelve months to June 30, 2024 it reported a net loss of $2.6M on revenue of $1.4M.

How much revenue does Generations Bancorp NY, Inc. make?

Over the twelve months to June 30, 2024 Generations Bancorp NY, Inc. reported revenue of $1.4M. That is 34.9% less than a year earlier.

When did Generations Bancorp NY, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 9, 2024. It covers the period to June 30, 2024. Its newest filing of any kind is the passive stake changed from November 14, 2024.

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Where the numbers come from

Financial figures are the values Generations Bancorp NY, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.