Stocks Consumer discretionary FICO
NYSE · Consumer discretionaryFair Isaac Corp (FICO)
Fair Isaac Corp reported revenue of $2.5B in fiscal 2026, up 27.3% from a year earlier. Net income was $835M, a net margin of 32.9%. Operating cash flow minus capital spending left $1.1B of free cash flow in fiscal 2026. At September 30, 2026 it held $217.6M in cash against $5.3B of debt. Its latest periodic report to the SEC is the annual report (10-K) filed on November 6, 2026.
Key facts about Fair Isaac Corp
- Net worth
- Fair Isaac Corp has a market value (market cap) of $15.4B at the latest share price, and shareholders' equity of -$3.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2026 revenue was $2.5B (+27.3% year on year), with net income of $835M.
- Cash flow
- In fiscal 2026 operations brought in $1.1B of cash; after $2.1M of capital spending, free cash flow was $1.1B.
- Latest report
- The latest periodic report (annual report, 10-K) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Fair Isaac Corp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Fair Isaac Corp does
Fair Isaac Corp is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NYSE under the ticker FICO.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2026 | $2.5B | $835M | $36.32 | $1.1B |
| 2025 | $2B | $651.9M | $26.54 | $769.9M |
| 2024 | $1.7B | $512.8M | $20.45 | $624.1M |
| 2023 | $1.5B | $429.4M | $16.93 | $464.7M |
| 2022 | $1.4B | $373.5M | $14.18 | $503.4M |
| 2021 | $1.3B | $392.1M | $13.40 | $416.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where FICO ranks in Consumer discretionary
Dividends
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2019 | n/a | $0 | 0% |
| 2018 | n/a | $0 | 0% |
| 2017 | n/a | $1.2M | 1% |
| 2016 | n/a | $2.5M | n/a |
| 2015 | n/a | $2.5M | n/a |
| 2014 | n/a | $2.7M | n/a |
Latest SEC filings
What Fair Isaac Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Annual report 10-K · period to September 30, 2026Revenue rose 27% to $2.5B versus the prior year; diluted EPS $36.32 versus $26.54.
- November 4, 2026
- October 6, 2026Restructuring or layoffs8-KFair Isaac Corporation announced a workforce reduction plan to eliminate approximately 15% of positions.
- August 12, 2026Passive stake (5% or more) SCHEDULE 13G
- August 12, 2026Passive stake (5% or more) SCHEDULE 13G
- July 29, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 26% to $674.2M versus the same quarter last year; diluted EPS $10.45 versus $7.40.
- July 29, 2026
- June 8, 2026
- April 29, 2026Passive stake (5% or more) SCHEDULE 13G
- April 29, 2026Passive stake (5% or more) SCHEDULE 13G
What is FICO worth? A DCF from its reported cash flow
Insider trades
What the people running Fair Isaac Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $7.4K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 22, 2026 | Rey David ADirector | Bought | 8 | $7.4K |
| August 24, 2026 | Kelly Braden RDirector | Exercised options | 1,386 | $630.8K |
| August 24, 2026 | Kelly Braden RDirector | Exercised options | 1,285 | $611K |
| August 22, 2026 | Stansbury Henry TayloeDirector | Exercised options | 91 | - |
| August 21, 2026 | Kelly Braden RDirector | Exercised options | 1,682 | $658.6K |
| July 29, 2026 | Manolis EvaDirector | Exercised options | 967 | $378.6K |
| July 29, 2026 | Manolis EvaDirector | Soldpre-planned (10b5-1) | 967 | $1.4M |
| July 5, 2026 | Behl NikhilPresident, Software | Exercised optionsindirect | 242 | - |
Who owns FICO
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Capital Management13G, passive | 7.31% | April 29, 2026 |
| Capital Research Global Investors13G, passive | 5.6% | August 12, 2026 |
| Capital International Investors13G, passive | 5.4% | August 12, 2026 |
| Vanguard Portfolio Management13G, passive | 5.31% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 844 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 2,085,336 | -101,651 |
| Vanguard Capital Management LLC | 1,477,322 | -25,072 |
| Capital Research Global Investors | 1,296,893 | +177,436 |
| Vanguard Portfolio Management LLC | 1,255,104 | -384 |
| Capital International Investors | 1,247,685 | +538,565 |
| State Street Corp | 1,054,495 | +11,002 |
| Geode Capital Management, LLC | 731,782 | -5,673 |
| Capital World Investors | 715,987 | -16,678 |
| Valley Forge Capital Management, LP | 672,186 | -97,156 |
| Morgan Stanley | 579,682 | -25,015 |
| Principal Financial Group Inc | 415,795 | -7,027 |
| Kensico Capital Management Corp | 373,500 | -11,500 |
| Primecap Management Co | 362,835 | +73,788 |
| Akre Capital Management LLC | 361,826 | -1,939 |
| Edgewood Management LLC | 342,818 | -194,697 |
| Arrowstreet Capital, Limited Partnership | 332,330 | +156,413 |
| Invesco Ltd. | 284,011 | +34,826 |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 260,643 | -35,482 |
| Northern Trust Corp | 228,968 | +7,973 |
| American Century Companies Inc | 228,232 | -30,595 |
Insiders
14 insiders reported holding 531,733 shares in total, about $380.3M at the last price.
| Holder | Shares |
|---|---|
| Lansing William JPresident and CEO, Director | 364,195321,509 held indirectly |
| Deal RichardExecutive Vice President | 60,89360,893 held indirectly |
| Scadina Mark REVP, Gen. Counsel & Sec. | 30,613 |
| Behl NikhilPresident, Software | 19,99718,342 held indirectly |
| Kelly Braden RDirector | 15,225 |
| Bowers Thomas A.Executive Vice President | 12,131 |
| Rees JoannaDirector | 11,20411,204 held indirectly |
| Leonard Michael SCAO and Vice President | 6,246 |
| Rey David ADirector | 5,061 |
| Weber Steven P.Executive Vice President & CFO | 2,918 |
Questions about FICO
What does Fair Isaac Corp do?
Fair Isaac Corp is a company in the Consumer discretionary sector, listed on NYSE as FICO. Its shares trade on NYSE under the ticker FICO.
What is Fair Isaac Corp's net worth?
Fair Isaac Corp has a market value (market cap) of $15.4B at the latest share price, and shareholders' equity of -$3.9B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Fair Isaac Corp profitable?
Yes. In fiscal 2026 it reported net income of $835M on revenue of $2.5B, a net margin of 32.9%.
How much revenue does Fair Isaac Corp make?
In fiscal 2026 Fair Isaac Corp reported revenue of $2.5B. That is 27.3% more than a year earlier.
When did Fair Isaac Corp last report?
Its most recent periodic report is the annual report (10-K) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Fair Isaac Corp's next earnings report?
Fair Isaac Corp's next report is expected around January 27, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Fair Isaac Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.