FAIR ISAAC CORP financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data FAIR ISAAC CORP files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

	FY2017	FY2018	FY2019	FY2019	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	935	1,032	1,160	1,295	1,317	1,377	1,514	1,718	1,991	2,535
Cost of revenue	288	313	337	361	332	302	311	348	354	351
Gross profit	647	720	823	933	984	1,075	1,203	1,369	1,637	2,183
Research and development	111	128	149	166	171	147	160	172	188	209
Selling, general and administrative	337	377	414	421	396	384	401	463	513	681
Selling and marketing	3.1	4.1	3.6	8.7	6.9	8.1	9.8	12.3	29.7	41.9
Operating income	182	175	254	296	505	542	643	734	925	1,266
Interest expense	25.8	31.3	39.8	42.2	40.1	69	95.5	106	134	223
Other non-operating income	-0.09	12.9	2.28	3.21	7.75	-2.14	6.34	14	11.4	57.7
Pre-tax income	156	157	216	257	473	471	554	642	803	1,100
Income tax	22.9	30.5	23.9	20.6	81.1	97.8	124	129	151	265
Net income	133	126	192	236	392	374	429	513	652	835
EBITDA	218	206	285	326	531	563	657	747	940	1,282
EPS, basic	4.32	4.26	6.63	8.13	13.65	14.34	17.18	20.78	26.90	36.52
EPS, diluted	4.14	4.06	6.34	7.90	13.40	14.18	16.93	20.45	26.54	36.32
Shares, basic (weighted)	30.9	29.7	29	29.1	28.7	26	25	24.7	24.2	22.9
Shares, diluted (weighted)	32.2	31.2	30.3	29.9	29.3	26.3	25.4	25.1	24.6	23

Balance sheet

	FY2017	FY2018	FY2019	FY2019	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Cash and equivalents	106	90	106	157	195	133	137	151	134	218
Receivables	169	267	297	334	312	322	388	427	529	603
Other current assets	36.7	39.6	51.9	42.5	43.5	29.1	31.7	40.1	41.9	91.1
Total current assets	311	396	456	534	551	485	556	617	705	912
Property, plant and equipment	40.7	48.8	53	46.4	27.9	17.6	11	38.5	67.7	97.1
Lease right-of-use assets				57.7	47.3	36.7	25.7	29.6	26.2	26.4
Goodwill	804	801	804	812	788	761	773	783	783	792
Intangible assets	21.2	14.5	14.1	9.24	4.1	2.02	0.92	0
Long-term investments	13.8	18.1	20.2	25.5	31.9	24.5	33	45.3	54.6	51.7
Other non-current assets	5.67	36.3	79.2	105	95.6	103	116	118	113	101
Total assets	1,256	1,330	1,433	1,606	1,568	1,442	1,575	1,718	1,868	2,075
Accounts payable	19.5	20.3	23.1	23	20.7	17.3	19	22.5	32.3	34.7
Accrued liabilities	32.1	31	32.5	63.4	79.5	66.2	59.5	79.8	115	203
Deferred revenue	55.4	103	111	115	105	120	137	157	187	222
Short-term debt	142	235	218	95	250	30	50	15	400	338
Total current liabilities	327	474	491	415	559	331	368	380	849	920
Long-term debt	463	529	607	739	1,009	1,824	1,812	2,194	2,656	4,922
Lease liabilities				73.2	53.7	39.2	23.9	22	19.2	18.8
Other non-current liabilities			46.1	48	56.8	49.7	60	84.3	89.4	88.1
Total liabilities	829	1,043	1,144	1,275	1,679	2,244	2,263	2,681	3,614	5,948
Total debt	463	529	607	739	1,009	1,824	1,812	2,209	3,056	5,259
Paid-in capital	1,195	1,211	1,225	1,219	1,237	1,300	1,351	1,367	1,331	1,372
Retained earnings	1,598	1,765	1,957	2,193	2,585	2,959	3,388	3,901	4,553	5,388
Treasury stock	-2,301	-2,612	-2,802	-2,998	-3,858	-4,936	-5,325	-6,139	-7,538	-10,539
Other comprehensive income	-66.5	-76.4	-90.1	-83	-75.9	-125	-102	-91.6	-92.1	-94.5
Shareholders' equity	466	287	290	331	-111	-802	-688	-963	-1,746	-3,873
Total equity	466	287	290	331	-111	-802	-688	-963	-1,746	-3,873
Total liabilities and equity	1,256	1,330	1,433	1,606	1,568	1,442	1,575	1,718	1,868	2,075
Shares outstanding	30.2	29	28.9	29.1	27.6	25.2	24.8	24.4	23.8	21.4

Cash flow statement

	FY2017	FY2018	FY2019	FY2019	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Net income	133	126	192	236	392	374	429	513	652	835
Depreciation and amortization	36.2	30.2	31.6	30.4	25.6	20.5	14.6	13.8	15	16.7
Stock-based compensation	61.2	74.8	83	93.7	112	115	124	149	157	185
Deferred income tax	-6.25	10.6	7.7	-8.64	-5.96	7.82	-47.4	-27.3	-32.5	23.6
Change in receivables	2.86	-8.27	-36.2	-59.9	24.5	-31.6	-70.1	-34.1	-100	-62.3
Change in payables	-2.03	0.84	1.89	1.06	-2.35	-2.8	2.24	3.32	9.85	2.37
Cash from operations	226	223	260	365	424	509	469	633	779	1,072
Capital expenditures	-19.8	-31.3	-24	-22	-7.57	-6.03	-4.24	-8.88	-8.92	-2.14
Acquisitions	0	0	-15.9	0	0
Purchases of investments	0	-6.05	-6.4	-6.12	-9.04	-9.96	-10.6	-18.4	-6.5	-15.7
Sales and maturities of investments	0	3.23	3.48	3.47	7.24	8.06	5.03	15.9	2.18	20.8
Cash from investing	-20.6	-14.1	-42.8	-24.6	138	-5.67	-16	-28	-43.7	-45.4
Debt issued	0	400	0	350	0	550	0	0	1,500	1,000
Debt repaid								0	0	-400
Stock issued	14.5	11	22.8	25.4	4.4	3.2	8.1	8.3	14.7	5.9
Share buybacks	-188	-343	-229	-235	-874	-1,104	-406	-822	-1,415	-3,046
Dividends paid	-1.24	0	0
Cash from financing	-181	-219	-200	-289	-524	-547	-455	-593	-750	-941
Exchange rate effect	5.28	-5.9	-1.14	0.06	-0.14	-18.8	5.62	1.84	-1.29	-2.07
Net change in cash	29.7	-15.6	16.4	51	38	-62.2	3.58	13.9	-16.5	83.5
Free cash flow	206	192	236	343	416	503	465	624	770	1,070
Interest paid	26.1	26.1	39.9	37.7	38	57.2	96.9	106	104	224
Income taxes paid	31.3	13.4	18.8	10.2	71.5	65.3	153	134	162	226

Key metrics

Worked out from the statements above. Latest values use fiscal 2026. Valuation uses the share price of $715.15 on November 10, 2026.

Profitability

Metric	Value	How it is calculated
Gross margin	86.1%	Gross profit / revenue.
Operating margin	49.9%	Operating income / revenue.
EBITDA margin	50.6%	EBITDA (operating income + depreciation and amortization) / revenue.
Pre-tax margin	43.4%	Pre-tax income / revenue.
Net margin	32.9%	Net income / revenue.
FCF margin	42.2%	Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin	42.3%	Cash from operations / revenue.
Effective tax rate	24.1%	Income tax / pre-tax income, when pre-tax income is positive.
Return on assets (ROA)	42.4%	Net income / average total assets.
Return on invested capital (ROIC)	82.0%	Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%.
R&D / revenue	8.3%	Research and development expense / revenue.
SG&A / revenue	26.9%	Selling, general and administrative expense / revenue.
Stock-based pay / revenue	7.3%	Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue	0.1%	Capital expenditures / revenue.
D&A / revenue	0.7%	Depreciation and amortization / revenue.

Growth

Metric	Value	How it is calculated
Revenue growth, 1y	27.3%	Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y	18.8%	Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y	14.0%	Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Gross profit growth, 1y	33.4%	Gross profit vs the same period a year earlier. Only from a positive base.
Gross profit CAGR, 3y	22.0%	Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Gross profit CAGR, 5y	17.3%	Compound annual growth of gross profit over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating income growth, 1y	36.9%	Operating income vs the same period a year earlier. Only from a positive base.
Operating income CAGR, 3y	25.3%	Compound annual growth of operating income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating income CAGR, 5y	20.1%	Compound annual growth of operating income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EBITDA growth, 1y	36.5%	EBITDA vs the same period a year earlier. Only from a positive base.
EBITDA CAGR, 3y	24.9%	Compound annual growth of ebitda over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EBITDA CAGR, 5y	19.3%	Compound annual growth of ebitda over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y	28.1%	Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y	24.8%	Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y	16.3%	Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y	36.9%	EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y	29.0%	Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y	22.1%	Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y	37.7%	Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y	31.7%	Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y	20.4%	Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Free cash flow growth, 1y	39.0%	Free cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow CAGR, 3y	32.0%	Compound annual growth of free cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Free cash flow CAGR, 5y	20.8%	Compound annual growth of free cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y	11.1%	Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y	9.6%	Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y	5.8%	Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y	-6.4%	Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y	-3.2%	Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y	-4.7%	Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

Metric	Value	How it is calculated
Current ratio	0.99x	Current assets / current liabilities.
Quick ratio	0.89x	(Cash + short-term investments + receivables) / current liabilities.
Cash ratio	0.24x	(Cash + short-term investments) / current liabilities.
Debt / assets	253.4%	Total debt / total assets.
Liabilities / assets	286.7%	Total liabilities / total assets.
Net debt	$5.04B	Total debt - cash - short-term investments. Negative means more cash than debt.
Net debt / EBITDA	3.93x	Net debt / EBITDA (twelve months), when EBITDA is positive.
Interest coverage	5.67x	Operating income / interest expense.
Working capital	-$8.0M	Current assets - current liabilities.
Goodwill and intangibles / assets	38.2%	(Goodwill + intangible assets) / total assets.
Tangible book value	-$4.67B	Shareholders' equity - goodwill - intangible assets.

Efficiency

Metric	Value	How it is calculated
Asset turnover	1.29x	Revenue / average total assets.
Fixed asset turnover	30.8x	Revenue / average property, plant and equipment.
Receivables turnover	4.48x	Revenue / average receivables.
Days sales outstanding	82 days	365 x average receivables / revenue.
Days payables	35 days	365 x average accounts payable / cost of revenue.
FCF conversion	128.1%	Free cash flow / net income, when net income is positive.
Capex / operating cash flow	0.2%	Capital expenditures / cash from operations, when that is positive.

Per share

Metric	Value	How it is calculated
EPS, diluted	$36.32	Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic	$36.52	Net income per basic share, as reported (split-adjusted).
Revenue per share	$110.27	Revenue / diluted weighted shares.
FCF per share	$46.54	Free cash flow / diluted weighted shares.
Operating cash flow per share	$46.64	Cash from operations / diluted weighted shares.
Book value per share	-$181.15	Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share	-$218.19	Tangible book value / shares outstanding.
Cash per share	$10.18	(Cash + short-term investments) / shares outstanding.
Buybacks / FCF	284.7%	Share buybacks / free cash flow, when free cash flow is positive.

Valuation

Metric	Value	How it is calculated
Market cap	$15.45B	Share price x shares outstanding.
Enterprise value	$20.49B	Market cap + total debt - cash - short-term investments.
P/E	18.5x	Market cap / net income. Only when net income is positive.
P/S	6.09x	Market cap / revenue.
P/FCF	14.4x	Market cap / free cash flow. Only when free cash flow is positive.
P/OCF	14.4x	Market cap / cash from operations, when positive.
EV/Sales	8.08x	Enterprise value / revenue.
EV/EBIT	16.2x	Enterprise value / operating income, when both are positive.
EV/EBITDA	16.0x	Enterprise value / EBITDA, when both are positive.
EV/FCF	19.1x	Enterprise value / free cash flow, when both are positive.
FCF yield	6.9%	Free cash flow / market cap.
Earnings yield	5.4%	Net income / market cap (the inverse of P/E).
Shareholder yield	19.7%	(Dividends paid + share buybacks) / market cap.
PEG	0.64x	P/E / EPS growth per year over 3 years (in percent). Only when both are positive.

What was FAIR ISAAC CORP's revenue in fiscal 2026?

FAIR ISAAC CORP reported revenue of $2.53B for fiscal 2026, 27.3% higher than the year before.

Was FAIR ISAAC CORP profitable in fiscal 2026?

Yes. Net income was $835.0M, a net margin of 32.9%.

How much free cash flow did FAIR ISAAC CORP generate in fiscal 2026?

Cash from operations of $1.07B minus capital expenditures of $2.1M left free cash flow of $1.07B.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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