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Stocks Consumer discretionary KSPI

NASDAQ · Consumer discretionary

Joint Stock Co Kaspi.kz (KSPI)

Joint Stock Co Kaspi.kz reported revenue of KZT 4.05T in fiscal 2025, up 59.8% from a year earlier. Net income was KZT 1.07T, a net margin of 26.5%. At December 31, 2025 it held KZT 903.1B in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on March 16, 2026.

Price
$95.67
+3.10% on the day · September 25, 2026
52-week range $68.59 to $109.94
Market cap
$18.1B
Revenue (FY2025)
KZT 4.05T
+59.8% year on year
Net margin
26.5%

What Joint Stock Co Kaspi.kz does

Joint Stock Co Kaspi.kz is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NASDAQ under the ticker KSPI.

Revenue and profit by year

Revenue
FY21: KZT 884.8B KZT 884.8B FY21FY23: KZT 1.27T KZT 1.27T FY23FY23: KZT 1.91T KZT 1.91T FY23FY24: KZT 2.53T KZT 2.53T FY24FY25: KZT 4.05T KZT 4.05T FY25
Net income
FY21: KZT 431.9B KZT 431.9B FY21FY23: KZT 585B KZT 585B FY23FY23: KZT 841.4B KZT 841.4B FY23FY24: KZT 1.04T KZT 1.04T FY24FY25: KZT 1.07T KZT 1.07T FY25

Fiscal years as reported in annual reports. Amounts in KZT.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025KZT 4.05Tn/aKZT 1.07TKZT 5,592.00n/a
2024KZT 2.53Tn/aKZT 1.04TKZT 5,431.00n/a
2023KZT 1.91Tn/aKZT 841.4BKZT 4,381.00n/a
2023KZT 1.27Tn/aKZT 585BKZT 3,016.00n/a
2021KZT 884.8Bn/aKZT 431.9BKZT 2,222.00n/a

Latest SEC filings

What Joint Stock Co Kaspi.kz has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 15, 2026
  2. September 10, 2026
  3. September 10, 2026
  4. August 14, 2026
  5. August 13, 2026
  6. August 12, 2026
  7. August 10, 2026
  8. June 12, 2026
  9. June 10, 2026
  10. May 14, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 25, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about KSPI

What does Joint Stock Co Kaspi.kz do?

Joint Stock Co Kaspi.kz is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NASDAQ under the ticker KSPI.

Is Joint Stock Co Kaspi.kz profitable?

Yes. In fiscal 2025 it reported net income of KZT 1.07T on revenue of KZT 4.05T, a net margin of 26.5%.

How much revenue does Joint Stock Co Kaspi.kz make?

In fiscal 2025 Joint Stock Co Kaspi.kz reported revenue of KZT 4.05T. That is 59.8% more than a year earlier.

When did Joint Stock Co Kaspi.kz last report?

Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on March 16, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the insider trade from September 25, 2026.

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Where the numbers come from

Financial figures are the values Joint Stock Co Kaspi.kz tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.