Civista Bancshares, Inc. (CIVB)
Civista Bancshares, Inc. brought in $19M of revenue over the twelve months to September 30, 2026, up 2.5% from a year earlier. Net income was $57.6M, a net margin of 302.9%. Operating cash flow minus capital spending left $42.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $67.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Civista Bancshares, Inc.
- Net worth
- Civista Bancshares, Inc. has a market value (market cap) of $591.8M at the latest share price, and shareholders' equity of $552.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $43.3M of cash; after $1.2M of capital spending, free cash flow was $42.1M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Civista Bancshares, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Civista Bancshares, Inc. does
Civista Bancshares, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker CIVB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $19M | $46.2M | $2.64 | $42.1M |
| 2024 | $19.1M | $31.7M | $2.01 | $44.1M |
| 2023 | $30.4M | $43M | $2.73 | $59.3M |
| 2022 | $24.5M | $39.4M | $2.60 | $18.7M |
| 2021 | $19.6M | $40.5M | $2.63 | $38.8M |
| 2020 | $16.9M | $32.2M | $2.00 | $30.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where CIVB ranks in Finance
Dividends
It paid out $11.8M in cash dividends, 26% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $11.8M | 26% |
| 2024 | n/a | $10.1M | 32% |
| 2023 | n/a | $9.6M | 22% |
| 2022 | n/a | $8.5M | 22% |
| 2021 | n/a | $8M | 20% |
| 2020 | n/a | $7.1M | 22% |
Latest SEC filings
What Civista Bancshares, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 9.4% to $5.6M versus the same quarter last year; diluted EPS $0.77 versus $0.68.
- October 30, 2026
- October 23, 2026
- October 22, 2026
- October 21, 2026Other event 8-K
- October 8, 2026Passive stake (5% or more) SCHEDULE 13G
- October 1, 2026Other event 8-K
- September 18, 2026
- September 15, 2026Other event 8-K
- August 31, 2026
What is CIVB worth? A DCF from its reported cash flow
Insider trades
What the people running Civista Bancshares, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $16.8K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 4, 2026 | Macioce Mark J.Director | Bought | 209 | $6.1K |
| September 23, 2026 | Parcher Charles A.President | Boughtindirect | 315 | $8.4K |
| September 23, 2026 | Parcher Charles A.President | Boughtindirect | 85 | $2.3K |
| August 7, 2026 | Doucette Veronica GSVP/Human Resources Officer | Other change | 528 | $15K |
| July 29, 2026 | Macioce Mark J.Director | Other change | 58 | $1.7K |
| June 8, 2026 | Congrove Darci LDirector | Received as pay | 1,210 | - |
| June 8, 2026 | Mattlin Julie ADirector | Received as pay | 1,210 | - |
| June 8, 2026 | Perfect Clyde A JrSubsidiary Director | Received as pay | 1,210 | - |
Who owns CIVB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Wellington Management Group LLP13G, passive with 3 related filers | 6.5% | May 15, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 150 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,702,436 | +214,836 |
| Wellington Management Group Llp | 1,259,065 | -78,523 |
| Dimensional Fund Advisors LP | 1,025,247 | +74,917 |
| Vanguard Capital Management LLC | 885,162 | +22,715 |
| Alliancebernstein L.P. | 899,109 | -46,606 |
| Manufacturers Life Insurance Company, The | 570,879 | -3,918 |
| State Street Corp | 555,485 | +155,477 |
| Geode Capital Management, LLC | 548,033 | +60,281 |
| Endeavour Capital Advisors Inc | 516,376 | -104,499 |
| Royce & Associates LP | 391,417 | -1,943 |
| Vanguard Portfolio Management LLC | 290,834 | +57,257 |
| Hotchkis & Wiley Capital Management LLC | 275,008 | +2,300 |
| Mendon Capital Advisors Corp | 268,279 | -43,446 |
| Curi Capital, LLC | 251,090 | -32,190 |
| American Century Companies Inc | 221,567 | +2,495 |
| Goldman Sachs Group Inc | 206,717 | +124,348 |
| Northern Trust Corp | 192,051 | +31,750 |
| Aqr Capital Management LLC | 168,561 | +12,205 |
| Beese Fulmer Investment Management, Inc. | 156,384 | -5,744 |
| Morgan Stanley | 152,368 | +27,683 |
Insiders
21 insiders reported holding 274,157 shares in total, about $7.8M at the last price.
| Holder | Shares |
|---|---|
| Shaffer Dennis GCEO, Director | 52,5471,524 held indirectly |
| Wurm Gerald BSubsidiary Director | 46,51542,403 held indirectly |
| Dutton Richard JSenior Vice President | 32,7947,955 held indirectly |
| Parcher Charles A.President | 29,0643,150 held indirectly |
| Weaks Nathan ESubsidiary Director | 15,83211,283 held indirectly |
| Mattlin Julie ADirector | 14,679 |
| Singer HarryDirector | 13,646 |
| Oliver Mary PatriciaDirector | 8,851 |
| Katitus Robert LSVP/CLO | 8,463 |
| Kessler Carl A IIISenior Vice President | 7,248 |
Questions about CIVB
What does Civista Bancshares, Inc. do?
Civista Bancshares, Inc. is a company in the Finance sector, listed on NASDAQ as CIVB. Its shares trade on NASDAQ under the ticker CIVB.
What is Civista Bancshares, Inc.'s net worth?
Civista Bancshares, Inc. has a market value (market cap) of $591.8M at the latest share price, and shareholders' equity of $552.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Civista Bancshares, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $57.6M on revenue of $19M, a net margin of 302.9%.
How much revenue does Civista Bancshares, Inc. make?
Over the twelve months to September 30, 2026 Civista Bancshares, Inc. reported revenue of $19M. That is 2.5% more than a year earlier.
When did Civista Bancshares, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Civista Bancshares, Inc.'s next earnings report?
Civista Bancshares, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Civista Bancshares, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.