Acnb Corp (ACNB)
Acnb Corp brought in $204.2M of revenue over the twelve months to September 30, 2026, up 14.8% from a year earlier. Net income was $55.4M, a net margin of 27.2%. Operating cash flow minus capital spending left $52.6M of free cash flow in fiscal 2025. At September 30, 2026 it held $88.4M in cash against $214.9M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Acnb Corp
- Net worth
- Acnb Corp has a market value (market cap) of $679.2M at the latest share price, and shareholders' equity of $420.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $191.8M (+45.1% year on year), with net income of $37.1M. Over the 12 months to September 30, 2026: revenue $204.2M, net income $55.4M.
- Cash flow
- In fiscal 2025 operations brought in $53.6M of cash; after $1.1M of capital spending, free cash flow was $52.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Acnb Corp's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Acnb Corp declared dividends of $1.38 per share in fiscal 2025, a yield of 2.07% at the current price.
What Acnb Corp does
Acnb Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker ACNB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $191.8M | $37.1M | $3.60 | $52.6M |
| 2024 | $132.2M | $31.8M | $3.73 | $38.8M |
| 2023 | $115.1M | $31.7M | $3.71 | $39.4M |
| 2022 | $108.9M | $35.8M | $4.15 | $37.4M |
| 2021 | n/a | $27.8M | $3.19 | $40.6M |
| 2020 | n/a | $18.4M | $2.13 | $24.4M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where ACNB ranks in Finance
Dividends
Acnb Corp declared $1.38 per share in fiscal 2025. At the current price that is a yield of 2.07%. It paid out $14.4M in cash dividends, 39% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.38 | $14.4M | 39% |
| 2024 | $1.26 | $10.7M | 34% |
| 2023 | $1.14 | $9.7M | 31% |
| 2022 | $1.06 | $9.1M | 26% |
| 2021 | $1.03 | $9M | 32% |
| 2020 | $1.00 | $8.7M | 47% |
Latest SEC filings
What Acnb Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 6.1% to $54M versus the same quarter last year; diluted EPS $1.55 versus $1.42.
- October 28, 2026Other event 8-K
- October 22, 2026
- September 25, 2026Other event 8-K
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 4.5% to $52.5M versus the same quarter last year; diluted EPS $1.49 versus $1.11.
- July 29, 2026Other event 8-K
- July 23, 2026
- May 8, 2026
- May 7, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 16% to $50.5M versus the same quarter last year; diluted EPS $1.32 versus -$0.03.
- May 6, 2026
What is ACNB worth? A DCF from its reported cash flow
Insider trades
What the people running Acnb Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $250 worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 15, 2026 | Draganosky Eugene J.Director | Received as pay | 158 | $10.3K |
| September 15, 2026 | Polli John M.Director | Received as pay | 211 | $13.8K |
| September 15, 2026 | Chaney Kimberly SDirector | Received as pay | 158 | $10.3K |
| September 15, 2026 | Seibel Donald Arthur JrDirector | Received as pay | 211 | $13.8K |
| September 15, 2026 | Herring Todd LDirector | Received as pay | 211 | $13.8K |
| September 15, 2026 | Lott James JDirector | Received as pay | 158 | $10.3K |
| September 15, 2026 | Elsner Frank IIIDirector | Received as pay | 158 | $10.3K |
| September 15, 2026 | Elsner Frank IIIDirector | Bought | 4 | $250 |
Who owns ACNB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 116 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 705,130 | +82,553 |
| Vanguard Capital Management LLC | 434,952 | +7,295 |
| Private Capital Management, LLC | 361,337 | +1,595 |
| Dimensional Fund Advisors LP | 353,663 | +18,819 |
| Geode Capital Management, LLC | 271,775 | +25,399 |
| American Century Companies Inc | 263,329 | +79,709 |
| State Street Corp | 225,755 | +30,177 |
| Manufacturers Life Insurance Company, The | 161,818 | -1,160 |
| Bridgeway Capital Management, LLC | 106,511 | +354 |
| Two Sigma Investments, LP | 98,822 | +60,228 |
| Northern Trust Corp | 97,997 | +5,428 |
| Vanguard Portfolio Management LLC | 68,788 | +10,582 |
| Vanguard Fiduciary Trust Co | 67,267 | -182 |
| Maltese Capital Management LLC | 65,000 | -20,600 |
| Empowered Funds, LLC | 64,319 | +4,562 |
| Citadel Advisors LLC | 42,927 | -2,551 |
| Bank of New York Mellon Corp | 41,447 | +4,173 |
| Goldman Sachs Group Inc | 41,050 | +19,057 |
| Morgan Stanley | 39,846 | -11,530 |
| Aqr Capital Management LLC | 37,944 | +28,659 |
Insiders
21 insiders reported holding 390,425 shares in total, about $26.1M at the last price.
| Holder | Shares |
|---|---|
| Stock Alan JDirector | 88,639 |
| Helt JamesPresident & CEO, Director | 46,712 |
| Polli John M.Director | 36,344 |
| Elsner Frank IIIDirector | 29,071 |
| Kelley Scott LDirector | 28,000 |
| Seibel Douglas AACNB Bank EVP | 22,060 |
| Lott James JDirector | 19,396 |
| Laub Laurie AACNB Bank EVP | 17,693 |
| Draganosky Eugene J.Director | 13,674 |
| Carson Elizabeth F.Director | 13,309 |
Questions about ACNB
What does Acnb Corp do?
Acnb Corp is a company in the Finance sector, listed on NASDAQ as ACNB. Its shares trade on NASDAQ under the ticker ACNB.
What is Acnb Corp's net worth?
Acnb Corp has a market value (market cap) of $679.2M at the latest share price, and shareholders' equity of $420.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Acnb Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $55.4M on revenue of $204.2M, a net margin of 27.2%.
How much revenue does Acnb Corp make?
Over the twelve months to September 30, 2026 Acnb Corp reported revenue of $204.2M. That is 14.8% more than a year earlier.
When did Acnb Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Acnb Corp's next earnings report?
Acnb Corp's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Acnb Corp pay a dividend?
Yes. Acnb Corp declared dividends of $1.38 per share in fiscal 2025, a yield of 2.07% at the current price.
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Where the numbers come from
Financial figures are the values Acnb Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.