Stocks Finance FBIZ

NASDAQ · Finance

First Business Financial Services, Inc. (FBIZ)

Operating cash flow minus capital spending left $61.1M of free cash flow in fiscal 2025. At September 30, 2026 it held $92.3M in cash against $187.4M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 30, 2026.

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Key facts about First Business Financial Services, Inc.

Net worth

First Business Financial Services, Inc. has a market value (market cap) of $634.4M at the latest share price, and shareholders' equity of $404.6M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Cash flow

In fiscal 2025 operations brought in $61.7M of cash; after $595K of capital spending, free cash flow was $61.1M.

Latest report

The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 30, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR

Next earnings report

First Business Financial Services, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

Dividend

First Business Financial Services, Inc. declared dividends of $1.16 per share in fiscal 2025, a yield of 1.53% at the current price.

What First Business Financial Services, Inc. does

First Business Financial Services, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker FBIZ.

Revenue and profit by year

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Dividends

First Business Financial Services, Inc. declared $1.16 per share in fiscal 2025. At the current price that is a yield of 1.53%. It paid out $9.7M in cash dividends, 19% of its net income.

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What First Business Financial Services, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

1. November 5, 2026
   Investor disclosure 8-K
2. October 30, 2026
   Quarterly report 10-Q · period to September 30, 2026Diluted EPS $1.95 versus $1.70.
3. October 29, 2026
   Quarterly results 8-K
4. October 29, 2026
   Form 13F-HR filing 13F-HR
5. August 21, 2026
   Form N-PX filing N-PX
6. August 20, 2026
   Investor disclosure 8-K
7. July 31, 2026
   Quarterly report 10-Q · period to June 30, 2026Diluted EPS $1.84 versus $1.35.
8. July 30, 2026
   Quarterly results 8-K
9. July 28, 2026
   Form 13F-HR filing 13F-HR
10. May 28, 2026
    Executive or director change 8-K

Recent insider filings (Forms 3, 4 and 144): 10, the latest on August 28, 2026. Insider transactions on SEC

Insider trades

What the people running First Business Financial Services, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders sold $47.4K worth of shares in the last 90 days and bought none on the open market.

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns FBIZ

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

No holder of 5% or more has filed about this company in that window.

Latest filings below 5%: The Vanguard Group 0% (March 26, 2026); BlackRock Portfolio Management LLC 4.9% (October 17, 2025).

Largest institutional holders

Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 142 managers reported a position.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

17 insiders reported holding 388,455 shares in total, about $29.4M at the last price.

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about FBIZ

What does First Business Financial Services, Inc. do?

First Business Financial Services, Inc. is a company in the Finance sector, listed on NASDAQ as FBIZ. Its shares trade on NASDAQ under the ticker FBIZ.

What is First Business Financial Services, Inc.'s net worth?

First Business Financial Services, Inc. has a market value (market cap) of $634.4M at the latest share price, and shareholders' equity of $404.6M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is First Business Financial Services, Inc. profitable?

Yes. Over the twelve months to September 30, 2026 it reported net income of $57.7M.

When did First Business Financial Services, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on October 30, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the investor disclosure from November 5, 2026.

When is First Business Financial Services, Inc.'s next earnings report?

First Business Financial Services, Inc.'s next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

Does First Business Financial Services, Inc. pay a dividend?

Yes. First Business Financial Services, Inc. declared dividends of $1.16 per share in fiscal 2025, a yield of 1.53% at the current price.

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Where the numbers come from

Financial figures are the values First Business Financial Services, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.