Unity Bancorp Inc (UNTY)
Operating cash flow minus capital spending left $44.3M of free cash flow in fiscal 2025. At September 30, 2026 it held $230.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Unity Bancorp Inc
- Net worth
- Unity Bancorp Inc has a market value (market cap) of $584.6M at the latest share price, and shareholders' equity of $388.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $44.9M of cash; after $564K of capital spending, free cash flow was $44.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Unity Bancorp Inc's next report is expected around January 12, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Unity Bancorp Inc paid dividends of $0.58 per share in fiscal 2025, a yield of 1.00% at the current price.
What Unity Bancorp Inc does
Unity Bancorp Inc is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker UNTY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $58M | $5.67 | $44.3M |
| 2024 | n/a | $41.5M | $4.06 | $47.3M |
| 2023 | n/a | $39.7M | $3.84 | $46M |
| 2022 | n/a | $38.5M | $3.59 | $41.2M |
| 2021 | n/a | $36.1M | $3.43 | $31.3M |
| 2020 | n/a | $23.6M | $2.19 | $21.8M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Unity Bancorp Inc paid $0.58 per share in fiscal 2025. At the current price that is a yield of 1.00%. It paid out $5.6M in cash dividends, 10% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.58 | $5.6M | 10% |
| 2024 | $0.52 | $5M | 12% |
| 2023 | $0.48 | $4.7M | 12% |
| 2022 | $0.43 | $4.4M | 11% |
| 2021 | $0.36 | $3.6M | 10% |
| 2020 | $0.32 | $3.3M | 14% |
Latest SEC filings
What Unity Bancorp Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026
- October 13, 2026
- September 23, 2026
- September 10, 2026
- August 20, 2026Other event 8-K
- August 7, 2026
- August 6, 2026
- July 14, 2026
- June 15, 2026
- May 21, 2026Other event 8-K
Insider trades
What the people running Unity Bancorp Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $461.2K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 28, 2026 | Tucker AaronDirector | Exercised options | 1,500 | $23.6K |
| October 20, 2026 | Maricondo Peter EDirector | Exercised options | 1,600 | $25.1K |
| October 20, 2026 | Maricondo Peter EDirector | Sold | 470 | $26.4K |
| September 3, 2026 | Boyan GeorgePresident, Director | Sold | 6,504 | $384.8K |
| September 2, 2026 | Boyan GeorgePresident, Director | Sold | 845 | $49.9K |
| August 16, 2026 | Davies James RChief Financial Officer/FSVP | Shares withheld for tax | 91 | $5.6K |
| June 12, 2026 | Sharabba Daniel CChief Retail Officer/SVP | Shares withheld for tax | 90 | $5K |
| May 27, 2026 | Brody Mark SDirector | Exercised options | 1,600 | $25.1K |
Who owns UNTY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
16 insiders reported holding 621,950 shares in total, about $36.2M at the last price.
| Holder | Shares |
|---|---|
| Hughes James ACEO, Director | 212,837 |
| Brody Mark SDirector | 117,854 |
| Tucker AaronDirector | 76,418 |
| Maricondo Peter EDirector | 53,943 |
| Boyan GeorgePresident, Director | 52,825 |
| Dallas Robert H IIDirector, 10% owner | 36,997 |
| Gross Mary E.Director | 22,479 |
| Kim MinsuChief Credit Officer/SVP | 9,182 |
| Geraci VincentDirector Mortgage Lending/FSVP | 8,250 |
| Dallas David DDirector, 10% owner | 4,976 |
Questions about UNTY
What does Unity Bancorp Inc do?
Unity Bancorp Inc is a company in the Finance sector, listed on NASDAQ as UNTY. Its shares trade on NASDAQ under the ticker UNTY.
What is Unity Bancorp Inc's net worth?
Unity Bancorp Inc has a market value (market cap) of $584.6M at the latest share price, and shareholders' equity of $388.5M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Unity Bancorp Inc profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $61.6M.
When did Unity Bancorp Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Unity Bancorp Inc's next earnings report?
Unity Bancorp Inc's next report is expected around January 12, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Unity Bancorp Inc pay a dividend?
Yes. Unity Bancorp Inc paid dividends of $0.58 per share in fiscal 2025, a yield of 1.00% at the current price.
Similar companies
Compare UNTY with
Follow UNTY
Get an email when Unity Bancorp Inc files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values Unity Bancorp Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.