OTC · Finance

Bancorp 34, Inc. (BCTF)

Operating cash flow minus capital spending left $2.5M of free cash flow in fiscal 2024. At December 31, 2024 it held $113.6M in cash against $28.5M of debt. Its latest periodic report to the SEC is the annual report (10-K) filed on March 6, 2025.

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Price

$15.50

-0.13% on the day · September 28, 2026

52-week range $12.65 to $15.98

Market cap

$103.3M

P/E

62.0

on FY2024 diluted EPS

What Bancorp 34, Inc. does

Bancorp 34, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on OTC under the ticker BCTF.

Revenue and profit by year

Net income

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal year	Revenue	Operating income	Net income	Diluted EPS	Free cash flow
2024	n/a	n/a	$1.7M	$0.25	$2.5M
2023	n/a	n/a	-$3.4M	-$0.88	$684K
2023	n/a	n/a	$1.3M	$0.56	$9.1M
2019	n/a	n/a	$710.2K	$0.23	$32M
2018	n/a	n/a	$1.1M	$0.33	-$7.4M
2017	n/a	n/a	$360.6K	$0.11	$14.7M

Full financial statements: income, balance sheet and cash flow

Dividends

Bancorp 34, Inc. paid $0.14 per share in fiscal 2023. It paid out $656K in cash dividends.

Fiscal year	Per share	Paid out	Of profit
2023	$0.14	$656K	n/a
2023	$0.28	$700K	53%
2019	$0.15	$481.8K	68%
2018	$1.25	$4.2M	388%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What Bancorp 34, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

March 6, 2025
Annual report 10-K · period to December 31, 2024Diluted EPS $0.25 versus -$0.88.
January 6, 2025
Form 15-15D filing 15-15D
November 20, 2024
Shareholder vote results 8-K
November 13, 2024
Quarterly report 10-Q · period to September 30, 2024Diluted EPS $0.22 versus -$0.52.
September 30, 2024
Annual report to shareholders ARS
August 14, 2024
Quarterly report 10-Q · period to June 30, 2024Diluted EPS $0.21 versus $0.01.
May 31, 2024
Exhibits 8-K/A
May 15, 2024
Quarterly report 10-Q · period to March 31, 2024Diluted EPS -$0.31 versus $0.11.
April 24, 2024
Executive or director change 8-K
April 5, 2024
Executive or director change 8-K

Recent insider filings (Forms 3, 4 and 144): 10, the latest on July 23, 2020. Insider transactions on SEC

All filings on SEC EDGAR

Questions about BCTF

What does Bancorp 34, Inc. do?

Bancorp 34, Inc. is registered with the SEC under industry code SIC 6035 (Savings Institution, Federally Chartered). Its shares trade on OTC under the ticker BCTF.

Is Bancorp 34, Inc. profitable?

Yes. In fiscal 2024 it reported net income of $1.7M.

When did Bancorp 34, Inc. last report?

Its most recent periodic report is the annual report (10-K) filed on March 6, 2025. It covers the period to December 31, 2024.

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Where the numbers come from

Financial figures are the values Bancorp 34, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.