Stocks Comparison
First Citizens Bancshares vs M&T Bank: revenue, profit, margins and growth compared
First Citizens Bancshares brought in $9.5B of revenue in fiscal 2025, M&T Bank $1.7B in fiscal 2025. Revenue changed by -2.2% at First Citizens Bancshares and +7.5% at M&T Bank on the year before, so M&T Bank grew faster. First Citizens Bancshares kept 23.1% of its revenue as net profit, M&T Bank 172.1%.
Side by side, latest fiscal year
| FCNCA | MTB | |
|---|---|---|
| Fiscal year ended | FY2025 (December 31, 2025) | FY2025 (December 31, 2025) |
| Revenue | $9.5B | $1.7B |
| Revenue growth | -2.2% | +7.5% |
| Net income | $2.2B | $2.9B |
| Net margin | 23.1% | 172.1% |
| Free cash flow | $2.2B | n/a |
| Free cash flow margin | 23.2% | n/a |
| Earnings per share (diluted) | $165.24 | $17.00 |
| Cash | $801M | $18.8B |
| Debt | $35.8B | $10.9B |
| Price to earnings | 14.4 | 13.0 |
| Market value | $26.8B | $32B |
| Dividend yield | 0.33% | 2.57% |
| Rank by revenue in sector | #69 of 542 · Finance | #170 of 542 · Finance |
Over the years
Questions about First Citizens Bancshares and M&T Bank
Which is bigger by revenue, First Citizens Bancshares or M&T Bank?
First Citizens Bancshares is bigger by revenue: $9.5B in fiscal 2025, against $1.7B for M&T Bank in fiscal 2025.
Which keeps more of its revenue as profit, First Citizens Bancshares or M&T Bank?
First Citizens Bancshares had a net margin of 23.1% in fiscal 2025; M&T Bank had 172.1% in fiscal 2025.
Which grew revenue faster, First Citizens Bancshares or M&T Bank?
In their latest fiscal years revenue changed by -2.2% at First Citizens Bancshares and +7.5% at M&T Bank.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.