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Ally Financial vs M&T Bank: revenue, profit, margins and growth compared

Ally Financial brought in $7.9B of revenue in fiscal 2025, M&T Bank $1.7B in fiscal 2025. Revenue changed by -3.3% at Ally Financial and +7.5% at M&T Bank on the year before, so M&T Bank grew faster. Ally Financial kept 10.8% of its revenue as net profit, M&T Bank 172.1%.

Side by side, latest fiscal year

ALLYMTB
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$7.9B$1.7B
Revenue growth-3.3%+7.5%
Net income$852M$2.9B
Net margin10.8%172.1%
Free cash flown/an/a
Free cash flow marginn/an/a
Earnings per share (diluted)$2.37$17.00
Cash$10B$18.8B
Debt$17.1B$10.9B
Price to earnings16.413.0
Market value$11.8B$31.9B
Dividend yield3.09%2.58%
Rank by revenue in sector#70 of 444 · Finance#158 of 444 · Finance

Over the years

Revenue
ALLY FY2018: $5.8BALLY FY2019: $6.4BALLY FY2020: $6.7BALLY FY2021: $8.2BALLY FY2022: $8.4BALLY FY2023: $8.2BALLY FY2024: $8.2BALLY FY2025: $7.9BMTB FY2018: $5.9BMTB FY2019: $6.2BMTB FY2020: $6BMTB FY2021: $6BMTB FY2022: $8.2BMTB FY2023: $9.6BMTB FY2024: $1.5BMTB FY2025: $1.7BFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $7.9BMTB $1.7B
Net income
ALLY FY2018: $1.3BALLY FY2019: $1.7BALLY FY2020: $1.1BALLY FY2021: $3.1BALLY FY2022: $1.7BALLY FY2023: $957MALLY FY2024: $668MALLY FY2025: $852MMTB FY2018: $1.9BMTB FY2019: $1.9BMTB FY2020: $1.4BMTB FY2021: $1.9BMTB FY2022: $2BMTB FY2023: $2.7BMTB FY2024: $2.6BMTB FY2025: $2.9BFY18FY19FY20FY21FY22FY23FY24FY25
ALLY $852MMTB $2.9B
Net margin
ALLY FY2018: 21.8%ALLY FY2019: 26.8%ALLY FY2020: 16.2%ALLY FY2021: 37.3%ALLY FY2022: 20.3%ALLY FY2023: 11.6%ALLY FY2024: 8.2%ALLY FY2025: 10.8%MTB FY2018: 32.4%MTB FY2019: 31.2%MTB FY2020: 22.7%MTB FY2021: 31.0%MTB FY2022: 24.4%MTB FY2023: 28.4%MTB FY2024: 167.9%MTB FY2025: 172.1%FY18FY19FY20FY21FY22FY23FY24FY25
ALLY 10.8%MTB 172.1%
Revenue growth
ALLY FY2019: +10.2%ALLY FY2020: +4.6%ALLY FY2021: +22.7%ALLY FY2022: +2.7%ALLY FY2023: -2.3%ALLY FY2024: -0.6%ALLY FY2025: -3.3%MTB FY2019: +4.4%MTB FY2020: -3.8%MTB FY2021: +0.6%MTB FY2022: +36.5%MTB FY2023: +17.9%MTB FY2024: -84.0%MTB FY2025: +7.5%FY19FY20FY21FY22FY23FY24FY25
ALLY -3.3%MTB +7.5%
Free cash flow
MTB FY2018: $2BMTB FY2019: $2.2BMTB FY2020: $617.2MMTB FY2021: $2.6BMTB FY2022: $4.4BMTB FY2023: $3.6BFY18FY19FY20FY21FY22FY23
ALLYMTB $3.6B

Fiscal years as each company reports them; the two may end in different months.

Questions about Ally Financial and M&T Bank

Which is bigger by revenue, Ally Financial or M&T Bank?

Ally Financial is bigger by revenue: $7.9B in fiscal 2025, against $1.7B for M&T Bank in fiscal 2025.

Which keeps more of its revenue as profit, Ally Financial or M&T Bank?

Ally Financial had a net margin of 10.8% in fiscal 2025; M&T Bank had 172.1% in fiscal 2025.

Which grew revenue faster, Ally Financial or M&T Bank?

In their latest fiscal years revenue changed by -3.3% at Ally Financial and +7.5% at M&T Bank.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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