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Capitol Federal Financial vs Eastern Bankshares: revenue, profit, margins and growth compared

Capitol Federal Financial brought in $16.3M of revenue in fiscal 2025, Eastern Bankshares $134.1M in fiscal 2025. Revenue changed by +6.5% at Capitol Federal Financial and +19.1% at Eastern Bankshares on the year before, so Eastern Bankshares grew faster. Capitol Federal Financial kept 417.3% of its revenue as net profit, Eastern Bankshares 65.8%.

Side by side, latest fiscal year

CFFNEBC
Fiscal year endedFY2025 (September 30, 2025)FY2025 (December 31, 2025)
Revenue$16.3M$134.1M
Revenue growth+6.5%+19.1%
Net income$68M$88.2M
Net margin417.3%65.8%
Free cash flow$49.8Mn/a
Free cash flow margin305.8%n/a
Earnings per share (diluted)$0.52$0.43
Cash$252.4M$316.9M
Debtn/an/a
Price to earnings16.749.8
Market value$1.1B$4.9B
Dividend yield3.92%2.38%
Rank by revenue in sector#395 of 444 · Finance#315 of 444 · Finance

Over the years

Revenue
CFFN FY2018: $15.6MCFFN FY2019: $16.6MCFFN FY2020: $14.8MCFFN FY2021: $16.5MCFFN FY2022: $18.1MCFFN FY2023: $17.6MCFFN FY2024: $15.3MCFFN FY2025: $16.3MEBC FY2018: $164.1MEBC FY2020: $156.2MEBC FY2020: $154.7MEBC FY2021: $69.4MEBC FY2022: $77.3MEBC FY2023: $76.9MEBC FY2024: $112.6MEBC FY2025: $134.1MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $16.3MEBC $134.1M
Net income
CFFN FY2018: $98.9MCFFN FY2019: $94.2MCFFN FY2020: $64.5MCFFN FY2021: $76.1MCFFN FY2022: $84.5MCFFN FY2023: -$101.7MCFFN FY2024: $38MCFFN FY2025: $68MEBC FY2018: $122.7MEBC FY2020: $135.1MEBC FY2020: $22.7MEBC FY2021: $154.7MEBC FY2022: $199.8MEBC FY2023: $232.2MEBC FY2024: $119.6MEBC FY2025: $88.2MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $68MEBC $88.2M
Net margin
CFFN FY2018: 632.7%CFFN FY2019: 567.7%CFFN FY2020: 436.1%CFFN FY2021: 461.1%CFFN FY2022: 466.6%CFFN FY2023: -577.6%CFFN FY2024: 248.4%CFFN FY2025: 417.3%EBC FY2018: 74.8%EBC FY2020: 86.5%EBC FY2020: 14.7%EBC FY2021: 222.8%EBC FY2022: 258.4%EBC FY2023: 302.1%EBC FY2024: 106.2%EBC FY2025: 65.8%FY18FY19FY20FY21FY22FY23FY24FY25
CFFN 417.3%EBC 65.8%
Revenue growth
CFFN FY2019: +6.2%CFFN FY2020: -10.8%CFFN FY2021: +11.5%CFFN FY2022: +9.7%CFFN FY2023: -2.8%CFFN FY2024: -13.1%CFFN FY2025: +6.5%EBC FY2020: -4.8%EBC FY2020: -0.9%EBC FY2021: -55.1%EBC FY2022: +11.3%EBC FY2023: -0.6%EBC FY2024: +46.5%EBC FY2025: +19.1%FY19FY20FY21FY22FY23FY24FY25
CFFN +6.5%EBC +19.1%
Free cash flow
CFFN FY2018: $112.4MCFFN FY2019: $69.2MCFFN FY2020: $78.2MCFFN FY2021: $65.1MCFFN FY2022: $91.7MCFFN FY2023: $41.3MCFFN FY2024: $24MCFFN FY2025: $49.8MFY18FY19FY20FY21FY22FY23FY24FY25
CFFN $49.8MEBC

Fiscal years as each company reports them; the two may end in different months.

Questions about Capitol Federal Financial and Eastern Bankshares

Which is bigger by revenue, Capitol Federal Financial or Eastern Bankshares?

Eastern Bankshares is bigger by revenue: $134.1M in fiscal 2025, against $16.3M for Capitol Federal Financial in fiscal 2025.

Which keeps more of its revenue as profit, Capitol Federal Financial or Eastern Bankshares?

Capitol Federal Financial had a net margin of 417.3% in fiscal 2025; Eastern Bankshares had 65.8% in fiscal 2025.

Which grew revenue faster, Capitol Federal Financial or Eastern Bankshares?

In their latest fiscal years revenue changed by +6.5% at Capitol Federal Financial and +19.1% at Eastern Bankshares.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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