Affirm vs Open Lending: revenue, profit, margins and growth compared
Affirm brought in $4.3B of revenue in fiscal 2026, Open Lending $93.2M in fiscal 2025. Revenue changed by +32.2% at Affirm and +288.0% at Open Lending on the year before, so Open Lending grew faster. Affirm kept 45.3% of its revenue as net profit, Open Lending -4.5%. Free cash flow was $992.6M at Affirm and -$3.3M at Open Lending.
Fiscal years as each company reports them; the two may end in different months.
Questions about Affirm and Open Lending
Which is bigger by revenue, Affirm or Open Lending?
Affirm is bigger by revenue: $4.3B in fiscal 2026, against $93.2M for Open Lending in fiscal 2025.
Which keeps more of its revenue as profit, Affirm or Open Lending?
Affirm had a net margin of 45.3% in fiscal 2026; Open Lending had -4.5% in fiscal 2025.
Which grew revenue faster, Affirm or Open Lending?
In their latest fiscal years revenue changed by +32.2% at Affirm and +288.0% at Open Lending.
Where do these numbers come from?
From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.