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Stocks Finance AFRM

NASDAQ · Finance

Affirm Holdings, Inc. (AFRM)

Affirm Holdings, Inc. reported revenue of $4.3B in fiscal 2026, up 32.2% from a year earlier. Net income was $1.9B, a net margin of 45.3%. Operating cash flow minus capital spending left $992.6M of free cash flow in fiscal 2026. At June 30, 2026 it held $1.6B in cash against $9.8B of debt. Its latest periodic report to the SEC is the annual report (10-K) filed on August 27, 2026.

Price
$71.52
-0.07% on the day · September 25, 2026
52-week range $42.10 to $90.44
Market cap
$24B
Revenue (FY2026)
$4.3B
+32.2% year on year
Net margin
45.3%
P/E
12.9
on FY2026 diluted EPS

What Affirm Holdings, Inc. does

Affirm Holdings, Inc. is registered with the SEC under industry code SIC 6141 (Personal Credit Institutions). Its shares trade on NASDAQ under the ticker AFRM.

Revenue and profit by year

Revenue
FY19: $264.4M $264.4M FY19FY21: $509.5M $509.5M FY21FY21: $870.5M $870.5M FY21FY22: $1.3B $1.3B FY22FY23: $1.6B $1.6B FY23FY24: $2.3B $2.3B FY24FY25: $3.2B $3.2B FY25FY26: $4.3B $4.3B FY26
Net income
FY19: -$120.5M -$120.5M FY19FY21: -$112.6M -$112.6M FY21FY21: -$441M -$441M FY21FY22: -$707.4M -$707.4M FY22FY23: -$985.3M -$985.3M FY23FY24: -$517.8M -$517.8M FY24FY25: $52.2M $52.2M FY25FY26: $1.9B $1.9B FY26

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2026$4.3B$417M$1.9B$5.53$992.6M
2025$3.2B-$87.3M$52.2M$0.15$601.7M
2024$2.3B-$615.8M-$517.8M-$1.67$290.8M
2023$1.6B-$1.2B-$985.3M-$3.34-$108.6M
2022$1.3B-$866M-$707.4M-$2.51-$248.5M
2021$870.5M-$383.7M-$441M-$2.94-$213.4M

Latest SEC filings

What Affirm Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 27, 2026
  2. August 27, 2026
    Annual report 10-K · period to June 30, 2026
  3. August 27, 2026
  4. August 12, 2026
  5. July 16, 2026
  6. July 16, 2026
  7. June 25, 2026
  8. May 11, 2026
  9. May 7, 2026
    Quarterly report 10-Q · period to March 31, 2026
  10. May 7, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 18, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about AFRM

What does Affirm Holdings, Inc. do?

Affirm Holdings, Inc. is registered with the SEC under industry code SIC 6141 (Personal Credit Institutions). Its shares trade on NASDAQ under the ticker AFRM.

Is Affirm Holdings, Inc. profitable?

Yes. In fiscal 2026 it reported net income of $1.9B on revenue of $4.3B, a net margin of 45.3%.

How much revenue does Affirm Holdings, Inc. make?

In fiscal 2026 Affirm Holdings, Inc. reported revenue of $4.3B. That is 32.2% more than a year earlier.

When did Affirm Holdings, Inc. last report?

Its most recent periodic report is the annual report (10-K) filed on August 27, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 18, 2026.

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Where the numbers come from

Financial figures are the values Affirm Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.