Tri-County Financial Group, Inc. financial statements
Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data Tri-County Financial Group, Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2025
FY2025
Revenue
15.6
17.2
Pre-tax income
13.9
18.5
Income tax
3.43
4.81
Net income
10.4
13.7
EPS, basic
4.32
5.73
EPS, diluted
4.28
5.67
Shares, basic (weighted)
2,413
2,384
Shares, diluted (weighted)
2,439
2,410
Dividend per share
0.85
1.00
Balance sheet
FY2025
FY2025
Cash and equivalents
45
49.6
Property, plant and equipment
25.3
24.3
Goodwill
8.6
Intangible assets
0.08
Total assets
1,539
1,596
Total liabilities
1,396
1,438
Total debt
0.14
Paid-in capital
21.2
20.4
Retained earnings
130
141
Other comprehensive income
-10.2
-6.1
Shareholders' equity
143
158
Total equity
143
158
Total liabilities and equity
1,539
1,596
Shares outstanding
2.39
2.38
Cash flow statement
FY2025
FY2025
Net income
10.4
13.7
Depreciation and amortization
1.54
1.49
Stock-based compensation
0.16
0.16
Deferred income tax
-0.23
-0.31
Cash from operations
13.5
10.6
Purchases of investments
-3.26
-24.1
Cash from investing
28.4
-43.7
Stock issued
0.48
0.19
Share buybacks
-1.92
-1.15
Dividends paid
-2.18
-2.39
Cash from financing
-24.9
37.7
Net change in cash
17
4.66
Interest paid
34.5
32.3
Income taxes paid
2.85
5.91
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $79.05 on September 28, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
26.4%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
9.8%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
1.0%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
10.2%
Revenue vs the same period a year earlier. Only from a positive base.
Net income growth, 1y
31.0%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
32.5%
EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
-21.2%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Dividend per share growth, 1y
17.6%
Dividend per share vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
10.2%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
3.7%
Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y
-1.2%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Operating cash flow per share
$9.84
Cash from operations / diluted weighted shares.
Book value per share
$69.08
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Dividends paid / net income, when net income is positive.
Valuation
Metric
Value
How it is calculated
Market cap
$188.9M
Share price x shares outstanding.
Enterprise value
$128.0M
Market cap + total debt - cash - short-term investments.
P/E
11.7x
Market cap / net income. Only when net income is positive.
P/B
1.15x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.15x
Market cap / tangible book value, when positive.
P/OCF
7.88x
Market cap / cash from operations, when positive.
Earnings yield
8.6%
Net income / market cap (the inverse of P/E).
Dividend yield
1.3%
Dividends paid over the period / market cap.
Shareholder yield
1.8%
(Dividends paid + share buybacks) / market cap.
What was Tri-County Financial Group, Inc.'s revenue in fiscal 2025?
Tri-County Financial Group, Inc. reported revenue of $17.2M for fiscal 2025, 10.2% higher than the year before.
Was Tri-County Financial Group, Inc. profitable in fiscal 2025?
Yes. Net income was $13.7M, a net margin of 79.3%.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.