Tompkins Financial Corp (TMP)
Operating cash flow minus capital spending left $31.9M of free cash flow in fiscal 2025. At September 30, 2026 it held $242.2M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on October 30, 2026.
Key facts about Tompkins Financial Corp
- Net worth
- Tompkins Financial Corp has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $936.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $38.9M of cash; after $6.9M of capital spending, free cash flow was $31.9M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on October 30, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Tompkins Financial Corp's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Tompkins Financial Corp declared dividends of $3.13 per share in fiscal 2025, a yield of 3.11% at the current price.
What Tompkins Financial Corp does
Tompkins Financial Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker TMP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $75.7M | $161.1M | $11.24 | $31.9M |
| 2024 | $79.3M | $70.9M | $4.97 | $88.8M |
| 2023 | $75M | $9.5M | $0.66 | $82.2M |
| 2022 | $74M | $85M | $5.89 | $95.2M |
| 2021 | $72.6M | $89.3M | $6.05 | $116.4M |
| 2020 | $65.7M | $77.6M | $5.20 | $96.8M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where TMP ranks in Finance
Dividends
Tompkins Financial Corp declared $3.13 per share in fiscal 2025. At the current price that is a yield of 3.11%. It paid out $36.1M in cash dividends, 22% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $3.13 | $36.1M | 22% |
| 2024 | $2.44 | $35M | 49% |
| 2023 | $2.40 | $34.5M | 363% |
| 2022 | $2.31 | $33.6M | 39% |
| 2021 | $2.19 | $32.4M | 36% |
| 2020 | $2.10 | $31.4M | 40% |
Latest SEC filings
What Tompkins Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 30, 2026
- October 23, 2026
- October 5, 2026Form 13F-HR filing 13F-HR
- September 1, 2026Form N-PX filing N-PX
- July 31, 2026
- July 28, 2026
- July 27, 2026
- July 24, 2026
- July 15, 2026Form 13F-HR filing 13F-HR
- June 23, 2026
What is TMP worth? A DCF from its reported cash flow
Insider trades
What the people running Tompkins Financial Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 9 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 16, 2026 | DeMilia David MEVP, Pres of TCB Hudson Valley | Exercised options | 255 | $19.6K |
| October 16, 2026 | DeMilia David MEVP, Pres of TCB Hudson Valley | Shares withheld for tax | 227 | $22.2K |
| October 14, 2026 | DeMilia David MEVP, Pres of TCB Hudson Valley | Other change | 1 | $100 |
| October 1, 2026 | Fessenden Daniel J.Director | Received as pay | 128 | $12.4K |
| October 1, 2026 | Lee Angela BDirector | Received as pay | 216 | $21K |
| October 1, 2026 | Johnson Patricia ADirector | Received as pay | 187 | $18.1K |
| September 14, 2026 | DeMilia David MEVP, Pres of TCB Hudson Valley | Other change | 1 | $100 |
| September 2, 2026 | Fontaine Alyssa HEVP, General Counsel & CRO | Exercised options | 802 | $61.7K |
Who owns TMP
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.26% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 221 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 2,049,724 | +47,391 |
| State Street Corp | 1,207,855 | +21,501 |
| Tompkins Financial Corp | 1,117,319 | -2,024 |
| Vanguard Portfolio Management LLC | 767,435 | +13,436 |
| Dimensional Fund Advisors LP | 607,495 | +20,029 |
| Vanguard Capital Management LLC | 570,388 | +4,451 |
| American Century Companies Inc | 412,614 | +105,272 |
| Geode Capital Management, LLC | 370,542 | +22,229 |
| Morgan Stanley | 166,711 | -480 |
| Northern Trust Corp | 146,925 | +9,762 |
| Adage Capital Partners GP, L.L.C. | 138,848 | +25,278 |
| Charles Schwab Investment Management Inc | 129,450 | +3,299 |
| Bank of New York Mellon Corp | 121,234 | +2,051 |
| Cornell Pochily Investment Advisors, Inc. | 117,942 | -3,886 |
| Aqr Capital Management LLC | 97,778 | +22,203 |
| Hillsdale Investment Management Inc. | 94,400 | +1,300 |
| Invesco Ltd. | 90,725 | +14,354 |
| Vanguard Fiduciary Trust Co | 84,593 | +3,446 |
| ProShare Advisors LLC | 75,057 | -9,584 |
| John G Ullman & Associates Inc | 67,932 | -860 |
Insiders
17 insiders reported holding 297,181 shares in total, about $29.9M at the last price.
| Holder | Shares |
|---|---|
| Spain Michael HDirector | 139,415 |
| Romaine Stephen SPresident & CEO, Director | 70,091 |
| McKenna John MEVP, Pres. Tompkins Comm. Bank | 16,573 |
| Rahilly Ita MDirector | 11,849 |
| Fontaine Alyssa HEVP, General Counsel & CRO | 10,176 |
| DeMilia David MEVP, Pres of TCB Hudson Valley | 7,371 |
| Torcello Diane DEVP & President, Tompkins WNY | 7,348 |
| Johnson Patricia ADirector | 7,259 |
| Kunkel Ginger GPresident TCB Pennsylvania | 5,874 |
| Kershaw DavidSVP, PAO | 4,857 |
Questions about TMP
What does Tompkins Financial Corp do?
Tompkins Financial Corp is a company in the Finance sector, listed on NYSE as TMP. Its shares trade on NYSE under the ticker TMP.
What is Tompkins Financial Corp's net worth?
Tompkins Financial Corp has a market value (market cap) of $1.4B at the latest share price, and shareholders' equity of $936.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Tompkins Financial Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $180.3M.
When did Tompkins Financial Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on October 30, 2026. It covers the period to September 30, 2026.
When is Tompkins Financial Corp's next earnings report?
Tompkins Financial Corp's next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Tompkins Financial Corp pay a dividend?
Yes. Tompkins Financial Corp declared dividends of $3.13 per share in fiscal 2025, a yield of 3.11% at the current price.
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Where the numbers come from
Financial figures are the values Tompkins Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.